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'On such a day, Mama Kibet did her thing and I was born, I give thanks to God.” These are the simple and poetic expressions of Mufasa Kibet, a Kenyan literary voice who has exposed his everyday experiences as a lens for truth, justice and love. He’s not just a poet  he’s a movement. EARLY LIFE

Nationally he is Kenyan and he is a proud Kalenjin by tribe and was born on 7th July in Eldoret, Uasin Gishu County and grew up partly in Kapsabet, Nandi County. His real name is Ken Kibet better known as Mufasa. His poetic career did not start with stages or microphones, but rather with the quiet rhythm of rural Kenya.

Mufasa was the third child in a family of four, and was a lover of books, and had a spark for the stage. He was a student of Terige High School, where a classmate named him Mufasa, a nickname that he was to carry across the country.

Mufasa Kibet is a celebrated performance poet, actor, author and workshop facilitator, whose narratives using spoken word can humanise situations and make them reflective. His art is based on the life on the streets, the people, and the untold stories that don't make the news in Africa. His subjects include family, spirituality, love, loss, women's rights and social justice. Going through each verse Mufasa gives life to the forgotten, and reminds viewers that it is not just for applause, but for awakening.

https://youtu.be/eAt-MD0hMLI?si=a_vfzIENE-njbmQD

PUBLICATIONS & PROJECTS His first poetry volume, Raising a Sun, was published at the Goethe Institut in Nairobi and documents his personal experiences, tales of suffering and thoughts about society. The book is a memoir and a mirror with instructions to read both inwards and outwards at the same time.

Mufasa is not just a writing project; it's a curation project on concept events that spark public discussion. He also serves as a Judge and Facilitator on the Spoken Word Festival in Africa, Poetry Slam Africa, where he contributes to the development of the next generation of African Spoken Word Artists.

ADVOCACY & IMPACT Mufasa's passion for human dignity and human justice makes his performances ideal platforms for him to spread awareness regarding issues he is passionate about, which include poverty, inequality, identity and climate. His message is always the same: to touch the conscience and to stir to action, whether in the intimate setting or in the great auditorium.

He believes art should reflect the times and his poems do just that. They challenge. They comfort. They call you up.They call you to rise.

PERSONAL REFLECTION In spite of his developing reputation, Mufasa is still down-to-earth. He regularly discusses celebrating his mother, his proud childhood and the importance of using a voice to create better communities.

Kamande Macharia is his real name but now many people have gotten to know him via Ayana citizen TV where he has been acting as Kylian. Ayana show airs on citizen tv from 7:30 pm to 8pm every monday to friday.

In real life away from acting, Kylian who is now Macharia is an actor, Voice over Artist, Writer and a Commercial Model. For those who want contact him his mail is: [email protected].

Before being Kylian in Ayan he was in the high school drama called Prefects where he acted with the likes of Azziad. This means he was already active in acting.

He is still in his 20's in terms of age. Other than that there's no public information regarding his family, a wife or kids. In terms of his Networth, I would start by saying he is still a young guy still building up his career and he has so much potential in this acting career in Kenya. In the coming years, he'll be one of the most ranked actors as long as he keeps at it.

Jaalen Waithera is her real name but her acting name in Ayana citizen tv is Analisa. She is a Writer, actor, Film & Digital Media Professional. She was born in the month of February. In social media she goes by the name of Jal Waithera.

In real life, she is a kenyan actress whom many people have gotten to know through Ayana where she is acting as the mother to Kylian.

She's been nominated as a best performance actor on a supporting role as Zippie in Wangari. She went to kenyatta university. She has worked in Kitechild and as a project coordinator. Shes also a producer and a has worked as a sports reporter in KBC on an internship basis back in 2019. She did BA in full Bachelor of Arts. Shes in her late 20's and we got no public record of a husband or kids. But we will update you as soon as we do.

watch to know more about her in the video below.

Budgeting is a topic that should be taught in primary school. But since most people aren't taught that's the reason I'm here. 50/30/10/10 rule makes budgeting easy to articulate and implement. 50/30/20 rule is calculated from income after tax, that is the take home money. 50% for needs, 30% for wants and 10% for savings and 10% debt repayment.

50% Needs

This entails things like rent, transportation, food, utility bills like water and electricity, insurance payments, internet etc. This are things you need to pay in order to live a comfortable life. I'll bring an example below.

30% Wants

I love to say this is a goal account or sinking funds. This entails things like vacations, buying sofa sets, books, new curtains, new fridge etc. This is for lifestyle management so that you live and enjoy life.

10% Savings

This goes to your money market funds, special funds, savings bank account etc. Its for saving with the goal of investments. It doesn't matter the amount of money you earn, what matters is that you save 10%.

10% Debts

This goes towards debt as an extra payment. This is so that you can finish your debt early enough and even reduce on interest you are paying. For instance, if you have a student loan that is being deducted every month, additional payments would make the loan progress faster.

An Example

This is an example of someone earning 100,000 kenyan shillings

Joy Ngaruiya is a young star in the Kenyan entertainment and modelling industry. She is most popularly recognized as the character of Rachael (Mama Amani) in the popular Citizen TV show Neema, which portrays her as a strong and grounded mother figure. She is now in Lulu Maisha Magic Plus as Princess.

In addition to acting, Joy is a successful fashion and commercial model, digital content creator and entrepreneur. She has co-operated with various top brands and appeared in various advertisements.

https://youtu.be/0aglGhmcatU?si=-3pkuyGI4PGDXnQK

Career Highlights & Brand Collaborations

- Paid partnerships with Chochezi Outfits - In-Camera Award: MADKISS (2020) - Featured in TV and billboard adverts for Rina cooking oil, Ramtons appliances, Toss detergent and Smirnoff (EABL), GoodLife Pharmacy - ICEA Lion advertisements, Vivo - Shaped the future of the commercial.7. Went on to produce a line of baby food. - Witty and regular content partnerships with the Instagram account @joy.ngaruiya

Joy's portfolio is quite active and has created a great acting and advertising profile. She has been estimated to have a net worth of KSh 10 Million, thanks to her brand endorsements, acting career, and modeling stints.

Personal Life Joy is in her mid 20's Not married and no children are known yet. A proud fan of fashion, she belongs to the tribe of Kikuyus.

Diana Luvanda was born on 14th of July 2000 and she is an established Kenyan actress, digital content creator, commercial model and social media influencer. She is a big hit for her acting on the screen which started off as an extra in television to big time debut in an international film industry called Nollywood in Nigeria.

https://youtu.be/0uxBbRe5QBQ?si=hRAMk1IC7smUTmpY

Childhood

Luvanda had a passion for acting and journalism since her childhood. She thought she required industry contacts to be successful and, as a high schooler, she started to concentrate on script writing and storytelling. She left school and went to the coast of Kenya with the assistance of her family to start acting. 

For her to go all in with her dreams, she had to make the tough decision to forgo her school exams for the chance of making it in the entertainment world and take a break from her schoolwork to pursue her career. 

Career

Luvanda has really got a head start in her career from digital media and national TV: 

She has amassed a large online audience on TikTok, after making viral relatable comedy skits about high school prefects. 

Music Video Appearances: She was also a video vixen, appearing in music videos, including one with Mr. Seed from Kenya. 

Television & Streaming roles: She made her acting debut in the popular Netflix distributed drama, Country Queen, where she got the role of the receptionist. She later got the opportunity to star in the popular Kenyan telenovela, Zari, as Sheila. She has also played in local shows such as Sweet Revenge, Antisocial and Zora.

Nollywood

In April 2025, Luvanda shared a huge milestone by making her Nollywood debut. She acted as the lead role Vanessa in the Kenya-Nigeria co-production film “Love and Motivation” which was filmed in Nairobi and Lagos. After the release, she was featured in the media spotlight as a testimony to the hard work and dedication of the Nigerian film industry in a round-the-clock schedule, as opposed to the more traditional television production format in East Africa.

Luvanda is a super sought-after brand influencer & commercial model apart from her acting. She has graced the screen in commercial TV campaigns for top corporate brands such as Co-operative Bank, Naivas Supermarkets, Tusker and Molped Kenya. 

Personal life

If you are an avid watcher of African drama with high popularity, you probably end your day watching Maisha Magic Plus. One of the galaxy of stars that are drawing a crowd to their screens is one such actress Lucy Wanji Njoroge, who is Aunty Naomi in the popular telenovela Lulu.

watch more in the video below.

https://youtu.be/WxSzTVklR68

Lulu from the well known Jiffy Pictures, has blown East African telenovela. Naomi is the heart and soul of the restaurant scene in this show, a character who is fierce and fiercely protective, but the actual woman behind the character has an equally interesting story to tell.

Personal Life and Career

It can't be said enough that Lucy Njoroge was born to fill people's hearts with happiness. She was born on the 25th of December; truly a Christmas baby. She was raised in Kenya, where she acquired a rich and expressive nature. Fondly referred to by friends and colleagues as Cìkù or “Miss Paris,” Lucy was always a magnetic figure with an air of promise.

For many viewers, Lucy's success was a result of her breakout role in Lulu; however, she did not become a success overnight. With more than a decade of experience, she is a true veteran of the Kenyan screen with a wide range of experience. She has worked at a number of significant positions.

Early in her career, she acquired skills in classic productions such as Makutano Junction, which educated millions of people throughout East Africa. Comedic Timing: If you look at her range and comedic timing, then you should check out the series Maisha Magic East, in which Lucy starred as Melba, from 2017 to 2019. Vernacular Success: Lucy's versatility was tried against Uriru wa Wendo, a popular long-running Kikuyu soap opera on Inooro TV where she had a big roles. As she effortlessly transitioned between Swahili telenovelas and vernacular drama, she firmly established herself as one of Kenya's most versatile actors. Lucy’s talent isn't restricted to television. She has been an accomplished film actress and has several film credits, among them many are notable on IMDb.

Lucy Njoroge/ IG

Lost in Africa (2010): An early exposure project abroad that influenced her professional acting standards. Lost in Time (2019): A critically acclaimed psychological thriller, which won the Kalasha Awards. The Call (2020) & My Dad's Funeral (2024): Projects that embody her ability to handle emotionally challenging and complex roles.

Becoming Aunty Naomi in Lulu

As Aunty Naomi of Lulu, Lucy provides a master class in acting. A complex character, hard working restaurant owner Naomi is also a protection for the Killy family. Lucy's performance is alluring due to the fact that she manages to combine warmth with intensity. In one moment she is in a blaze of defense for her brothers, and the next, she's offering comfort and solace that has made her a favorite across East Africa.

Lucy Njoroge & Brenda Wairimu/IG

Faith and Family: The Woman Behind the Camera

When not working on the scripts and lights for Jiffy Pictures, Lucy lives a grounded life with her family and faith. She is a Christian and frequently shares her blessings with her audience, saying that her faith is what has helped her stay in the industry for so long.

She is also a proud mum to her son, affectionately named Jabali. In a pretty cosmic twist, Lucy was born on Christmas Day, and Jabali was born on February 14th (Valentine's Day), thus forming a literal 'household of love'.

Maggie Mwende is a popular Kenyan content creator and internet personality, whose Which YouTube channel has amassed more than 27 million views since its launch, has built a massive following through her lifestyle vlogs, women's grooming tutorials, cleaning motivation videos and home improvement videos.

Watch more here;

https://youtu.be/lpycigUuS2k

Maggie admits she took a break from practicing law in 2017. “Did not feel at ease in place of employment.” It was then that she married and moved into her first house. As she updated and decorated their new room, she thought they should write about it.

“Fun fact my channel was supposed to be about interior design and décor,” she says. “But I knew that the cleaning parts are what people loved more, and I went with it, and they loved it even more.”

Maggie Mwende/ IG

As her channel picked up steam in 2021, she secured a new position she greatly enjoys within the legal profession. Maggie's career balance is on the combination of both now The driving force behind Maggie's inspiration is how her content affects others. It's not just the fact that I see people waking up on their worst days because of my content; seeing those messages keeps me going. According to her, success is all about connection: “When your audience connects, trusts and relates to your content, you're successful.”

Maggie Mwende/IG

Family & Life She was born on May 26th, Maggie is now 34 years old. She is residing in Kenya with her husband and their 2-year-old baby boy born in 2022, who plays a significant part in her journey.

Collaboration with Samsung Maggie has become a large part of her creative career because of her influence, which includes securing brand deals with companies around the world such as Samsung. These partnerships have enabled her to infuse quality and authenticity into her work while maintaining her style and message.

Maggie Mwende/IG https://youtu.be/CP3GF5GB-7k

Geoffrey Rigathi Gachagua, popularly called Riggy G, is a prominent Kenyan politician and businessman who was the 2nd Deputy President of Kenya from 13th September 2022 to 17th October 2024 when he got impeached by the county assembly. He has been a controversial and significant figure as a self-described "truthful man.

Early life and education are not a focus of this grade level.

Place of Birth: Hiriga village, Mathira Constituency, Nyeri County on February 28, 1965.

Heritage was born the eighth child of the Mau Mau freedom fighters, Nahashon Gachagua Reriani and Martha Kirigo. His older brother Nderitu Gachagua was the first Governor of Nyeri County, who passed away.

Primary School: Was a student of Kabiruini Primary School from 1971 to 1977.

High School: studied at Kianyaga High School for his O-level and A-level (1978-1983).

University: BA Political Science and Literature from the University of Nairobi (1985 – 1988). 

Civil Service and Early Career

Administrative & Paramilitary Training: Successfully finished administration police and paramilitary training in 1990 at the Administration Police Institute.

District Officer (D.O.): served as a District Officer Cadet and progressed to become a D.O. in several districts such as Kakamega, Ng'arua Division (in Wajir), Kirinyaga and Wajir. 

Kenyatta's Personal Assistant: Worked closely behind the scenes as the Personal Assistant to Uhuru Kenyatta between 2001 and 2006 when Kenyatta was the Minister for Local Government. 

Business Venture: Mid-2000s - became private businessman, director of Ridor Group of Companies.

The political ascent and Deputy Presidency.

MP: Joined elective politics in 2017 and was elected as the Mathira MP on the Jubilee Party ticket. 

Ruto's Running Mate: Chosen by William Ruto as his running mate for the 2022 general elections in August under the United Democratic Alliance (UDA). 

After winning the victory he ascended to the position of the Deputy President on 13th September 2022. His job as Deputy President was given a heavy emphasis on the fight against brew traders, agricultural reforms for the tea, coffee and milk growers and being the self-appointed political kingpin in the Mt Kenya region.

Impeachment and Recent Developments

Ouster: On October 17, 2024, the Senate voted overwhelmingly to remove him from office on several charges, such as gross violation of constitution and inciting ethnic division, from the National Assembly's impeachment motion. Daily Nation +1

Post-Impeachment: He has challenged the removal in court, but it has been upheld. Gachagua is still a key player in political realignments, with the launch of the DCP Kenya party on May 15, 2025, with him as the party leader. 

Personal Life

If you are an avid watcher of African drama with high popularity, you probably end your day watching Maisha Magic Plus. One of the galaxy of stars that are drawing a crowd to their screens is one such actress Lucy Wanji Njoroge, who is Aunty Naomi in the popular telenovela Lulu.

watch more in the video below.

https://youtu.be/WxSzTVklR68

Lulu from the well known Jiffy Pictures, has blown East African telenovela. Naomi is the heart and soul of the restaurant scene in this show, a character who is fierce and fiercely protective, but the actual woman behind the character has an equally interesting story to tell.

Personal Life and Career

It can't be said enough that Lucy Njoroge was born to fill people's hearts with happiness. She was born on the 25th of December; truly a Christmas baby. She was raised in Kenya, where she acquired a rich and expressive nature. Fondly referred to by friends and colleagues as Cìkù or “Miss Paris,” Lucy was always a magnetic figure with an air of promise.

For many viewers, Lucy's success was a result of her breakout role in Lulu; however, she did not become a success overnight. With more than a decade of experience, she is a true veteran of the Kenyan screen with a wide range of experience. She has worked at a number of significant positions.

Early in her career, she acquired skills in classic productions such as Makutano Junction, which educated millions of people throughout East Africa. Comedic Timing: If you look at her range and comedic timing, then you should check out the series Maisha Magic East, in which Lucy starred as Melba, from 2017 to 2019. Vernacular Success: Lucy's versatility was tried against Uriru wa Wendo, a popular long-running Kikuyu soap opera on Inooro TV where she had a big roles. As she effortlessly transitioned between Swahili telenovelas and vernacular drama, she firmly established herself as one of Kenya's most versatile actors. Lucy’s talent isn't restricted to television. She has been an accomplished film actress and has several film credits, among them many are notable on IMDb.

Lucy Njoroge/ IG

Lost in Africa (2010): An early exposure project abroad that influenced her professional acting standards. Lost in Time (2019): A critically acclaimed psychological thriller, which won the Kalasha Awards. The Call (2020) & My Dad's Funeral (2024): Projects that embody her ability to handle emotionally challenging and complex roles.

Becoming Aunty Naomi in Lulu

As Aunty Naomi of Lulu, Lucy provides a master class in acting. A complex character, hard working restaurant owner Naomi is also a protection for the Killy family. Lucy's performance is alluring due to the fact that she manages to combine warmth with intensity. In one moment she is in a blaze of defense for her brothers, and the next, she's offering comfort and solace that has made her a favorite across East Africa.

Lucy Njoroge & Brenda Wairimu/IG

Faith and Family: The Woman Behind the Camera

When not working on the scripts and lights for Jiffy Pictures, Lucy lives a grounded life with her family and faith. She is a Christian and frequently shares her blessings with her audience, saying that her faith is what has helped her stay in the industry for so long.

She is also a proud mum to her son, affectionately named Jabali. In a pretty cosmic twist, Lucy was born on Christmas Day, and Jabali was born on February 14th (Valentine's Day), thus forming a literal 'household of love'.

Maggie Mwende is a popular Kenyan content creator and internet personality, whose Which YouTube channel has amassed more than 27 million views since its launch, has built a massive following through her lifestyle vlogs, women's grooming tutorials, cleaning motivation videos and home improvement videos.

Watch more here;

https://youtu.be/lpycigUuS2k

Maggie admits she took a break from practicing law in 2017. “Did not feel at ease in place of employment.” It was then that she married and moved into her first house. As she updated and decorated their new room, she thought they should write about it.

“Fun fact my channel was supposed to be about interior design and décor,” she says. “But I knew that the cleaning parts are what people loved more, and I went with it, and they loved it even more.”

Maggie Mwende/ IG

As her channel picked up steam in 2021, she secured a new position she greatly enjoys within the legal profession. Maggie's career balance is on the combination of both now The driving force behind Maggie's inspiration is how her content affects others. It's not just the fact that I see people waking up on their worst days because of my content; seeing those messages keeps me going. According to her, success is all about connection: “When your audience connects, trusts and relates to your content, you're successful.”

Maggie Mwende/IG

Family & Life She was born on May 26th, Maggie is now 34 years old. She is residing in Kenya with her husband and their 2-year-old baby boy born in 2022, who plays a significant part in her journey.

Collaboration with Samsung Maggie has become a large part of her creative career because of her influence, which includes securing brand deals with companies around the world such as Samsung. These partnerships have enabled her to infuse quality and authenticity into her work while maintaining her style and message.

Maggie Mwende/IG https://youtu.be/CP3GF5GB-7k

Saving money is the first step to creating wealth. If you do not save, definately you'll have nothing to invest thus creating wealth. In this article, I'll venture into places or accounts that you can consider to save your money for investments.

- Bank Savings Account

Most banks have saving accounts one can earn interest and the same time your money is save. Examples are like KCB simba save,equity easy save etc.

2. saccos

Offer high interest rates and also affordable sacco loans that have lower interest when compared to banks. Examples are like stima sacco, kencream sacco, mwalimu sacco etc.

3. Money Market Funds

Offer good interest rates and compounds monthly for most MMFs. Examples are like Etica, sanlam, CIC etc. They are low risk, easy to start and one can withdraw any time.

4. Fixed Deposit Account

This locks your money for a set period of time like 3-12 months and in some cases upto a year. They work best for target savings when you are working towards a goal. All banks have fixed accounts.

5. Saving Applications

This encompass things like mshwari, KCB Mpesa, Branch etc.

6. Chama

Chama's can also act as good avenues for saving. A group of friends come together, contribute finances and hand over to one person who can then use it for a big project.

I was in my small two bedroom flat one evening, I sat seeping my mixed tea after a long day at work. It was just around 6 pm in the evening and the sun was slowly setting. The birds, were slowly retreating back to their nests and i was at the entrance of my two bedroom house. My boy was playing with his toys when he suddenly threw one and it hit the TV just in the middle.

It was an android tv and i loved it since i could browse anything entailing cocomelon in youtube for my boy to watch. But at that moment i had another budget to plan, a new modern smart TV fit for a modern home. This pushed me to do research and even visit homes of people who had what my research led me to.

From my research and trial I came up with few of the best smart TVs in 2026 that are fit for a modern home in 2026 and would leave your home looking fantastic.

- Samsung S95F 

Samsung S95F is a smart TV that is 4K QD-OLED. It is known for its extreme brightness that exceeds 2,200 nits. It also has a matte, glare-free screen. It is has NQ4 AI Gen3 Processor that powers it. On top of that, it offers vibrant colors and for the people who love games, it has 165Hz refresh rates and for clean cable management it has One Connect box .  It also combines quantum dot technology with OLED. In terms of speaker, it has 70-watt speaker system with object tracking Sound. Check Price in Amazon

2. LG C6

 LG C6 OLED is a series of televisions that most are indicated as C6H in bigger sizes. It has upgrades in terms of brightness for Tandem OLED technology on 77 and 83-inch models that is mainly in the near-G-series performance. It is powered by the $alpha$11 AI Processor 4K Gen3. The TVs offer 4K 120Hz/165Hz VRR, webOS 2026 with high end gaming features for the people who love to game. It is positioned as a high-performance yet more affordable choice and thus suitable for both console and PC gaming. LGC6 TVs is available in 42, 48, 55, 65, 77 and 83-inch. Check price in Amazon

3. Sony Bravia 8 II

Sony BRAVIA 8 II (Mark II) is the flagship QD-OLED TV that Sony will have in the 2025-2026 product cycle, the de facto successor to the much-acclaimed A95L. Unlike the regular BRAVIA 8 of 2024 with WOLED panel, BRAVIA 8 II features a 4th-generation QD-OLED panel with a glossy finish, with 55-inch and 65-inch models. It also has an enhanced XR Processor. Check Amazon price

4. TCL QM8K

The TCL QM8K is a 4K QD-Mini LED television released in 2025 under the TCL premium QM-Series. Placed directly under the flagship QM9K. It is a common marketing tool to be sold as an OLED killer because of its matching deep black capabilities and far out of the range of OLED brightness. It is able to achieve a range of 3,500 to 5,000 nits. Allows a 144Hz native refresh rate that can support up to 288Hz with VRR (at 1080p/1440p) on its two HDMI 2.1 ports. When it comes to the speaker, it is Inbuilt with 2.1.2 channel system. Check price in Amazon

5. Hisense U7

Hisense U7 Series has several models and in particular U7N, U7K, U7SG is a high-performance, mid-range Mini-LED QLED 4K Google TV, which, at affordable price, is widely praised as a strong contender in the, market, with its ability to provide premium features, such as 144Hz/165Hz gaming, high brightness (up to 3000 nits Onboard stereo surround 2.1.2. Check price in Amazon

- Zash Loan App

Zash loan app is one of the leading mobile leanding apps in kenya as its common and known by so many people. They offer loans ranging from ksh500 to 200000 kenyan shillings. The amount one qualifies increases as you build credibility and so does the repayment period. They only need your ID and like two to three referees and you can check your loan limit. You can watch to know more here (click).

2. Zenka

Zenka is another loan loan. Gives one for 30 days the first time. Advntage with them they give you the amount you want they add intrest after. Range is from 500 to 200,000 Kenyan Shillings.

3. Kashbean

Ideal for individual seeking instant loans with less documentation. Maximum loan limit is 200,000 kshs but increases as one repays on time. Repayment goes up to 91 days. You should note, as a firstimer you might just get a loan limit of 500 kenyan shillings but it goes up as you repay on time.

4. Kashway

This loan app is also good. Repayment period normally starts with 14 days but as you build trust, it increases with the loan amount. Loan limit is upto 200,000 also. No CRB required. No hidden fees unless you late on repayment.

5. Bayes

Bayes has a range of 1000 to 500000 kenyan shillings. The repayment goes from 30 days to 180 days. The have good customer service. They even respond to chats on whatsapp. Once your loan is approved, its kept in the bayes app then you able to transfer it anywhere you want like to mpesa or even bank account.

6. Instacash

This loan app, actually all loan apps i have mention above entailing this can all be found in playstore. Instacsh as a first-timer you can be given 7 days repayment but increases as you build trust. The loan apps has several loans inside it meaning you can even take another loan category without paying back another first so that you pay back all of them at once.

Loan Apps that belong to banks are generally more stable, reliable and mostly offer higher loan limits especially if you have an existing account with good credit score in the bank. So when you go to play store or google store and mpesa app you will find these apps below which are owned by kenyan banks like NCBA, KCB,Equity, family bank etc.

- M-Shwari

This is co-owned by Safaricom & NCBA bank. It is accessible via the M-Pesa menu or app, it allows for instant borrowing and saving with very low interest rates. The repayment period is upto a month. This one looks at the CRB of a person and mpesa transactions to offer a loan limit.

2. Timiza

This is a popular digital wallet owned by ABSA and loan service that provides instant credit to both Absa and non-Absa customers. You just go to playstore and search Timiza, fill in your details and you'll be shown your limit.

3. KCB M-PESA

Found in mpesa app similar to mshwari. Offers competitive rates for one-month loans and allows for multiple active loans if within your credit limit. Owned by KCB bank and also checks the Crb of someone before giving loans.

4. Equity Mobile / Eazzy Loan

This is owned by Equity bank group. It provides instant loans up to KSh 3 million with flexible repayment periods of up to 24 months for Equity customers. Also checks for CRB and transaction records in the bank.

5. PesaPap

It is owned by Family Bank. It provides quick, reliable and flexible loans for urgent needs without requiring branch visits. You also will fid the app in the playstore.

6. SC Juza App

This loan app is owned by standard chartered bank. It has up to 60 days repayment period and one can qualify for a loan up to 100,000 kenyan shillings.

Loan Apps that belong to banks are generally more stable, reliable and mostly offer higher loan limits especially if you have an existing account with good credit score in the bank. So when you go to play store or google store and mpesa app you will find these apps below which are owned by kenyan banks like NCBA, KCB,Equity, family bank etc.

- M-Shwari

This is co-owned by Safaricom & NCBA bank. It is accessible via the M-Pesa menu or app, it allows for instant borrowing and saving with very low interest rates. The repayment period is upto a month. This one looks at the CRB of a person and mpesa transactions to offer a loan limit.

2. Timiza

This is a popular digital wallet owned by ABSA and loan service that provides instant credit to both Absa and non-Absa customers. You just go to playstore and search Timiza, fill in your details and you'll be shown your limit.

3. KCB M-PESA

Found in mpesa app similar to mshwari. Offers competitive rates for one-month loans and allows for multiple active loans if within your credit limit. Owned by KCB bank and also checks the Crb of someone before giving loans.

4. Equity Mobile / Eazzy Loan

This is owned by Equity bank group. It provides instant loans up to KSh 3 million with flexible repayment periods of up to 24 months for Equity customers. Also checks for CRB and transaction records in the bank.

5. PesaPap

It is owned by Family Bank. It provides quick, reliable and flexible loans for urgent needs without requiring branch visits. You also will fid the app in the playstore.

6. SC Juza App

This loan app is owned by standard chartered bank. It has up to 60 days repayment period and one can qualify for a loan up to 100,000 kenyan shillings.