bicos people are basically stupid and does not understand any basic of credits.. here i am in the middle of the night writing these nonsense thing..
bank, or credit giver need to measure risk.. how much default rate they’re willing to accept.. therefore the money lender need to secure some collateral, in case the borrower default.. in the case of Jakarta’s newest elected governor i think it is possible for them to secure a credits with 0% of down payment. why?.. bersumbang...Â











