Fintech has long proven to be one of the fastest-growing areas of innovation. It has already managed to revolutionise several branches of the financial sector. What is the future of this industry, and in what areas will it develop most actively?

After a shocking win against #Germany, #Japan fans stayed after the match to clean up the stadium. Truly exemplary where all other fans can learn from them.

The popular gastronomic guide Taste Atlas has ranked the best national cuisines in 2022. The TOP was formed based on the results of a survey of travelers who voted for food and drinks.

In total, the ranking includes 95 cuisines of the world. Topped the ranking of Italian cuisine

TOP 10 looks like this:

* Italian Cuisine

* Greek cuisine

* Spanish cuisine

* Japanese food

* Indian kitchen

* Mexican cuisine

* Turkish cuisine

* American cuisine

* French cuisine

* Peruvian cuisine

In 2023, Apple can become the biggest bank

in the world 🤯

Without actually being a bank…

When you think about it, a bank effectively has:

1. A giant balance sheet

2. Lots of data and capabilities to process it

3. Distribution

4. A license and/or regulatory oversight

Apple has it all even without the banking charter.

More importantly, recent moves into Buy Now, Pay Later and Savings accounts are yet another building blocks for the Apple Finance empire showing the tech titan is seriously planning on diving deeper into the financial services sphere.

And it makes a ton of sense for Apple to become a bank (directly or not):

- Revenue diversification 📊 52% of Apple’s revenue today comes from a single product - iPhone. By doubling down on the finance sector, Apple would be able to diversify its revenue streams and tap into a stable and growing market. A case in point here could be Shopify which now makes 73% of its revenue from FinTech solutions.

- Strong brand recognition 🔥 Apple has the most valuable and trusted brand in the world. This brand recognition is a major advantage for the tech giant vs. any other FinTech or challenger bank. Plus, every 6th person in the world already has an iPhone in his/her pocket.

- Strong financial position 💸 Apple is a financially strong company with large cash reserves. With $20.7 billion in profit just in the last quarter and more than $23 billion of cash at hand, the tech giant has all the resources it needs to compete pretty much with anyone in the banking world. Also, with massive valuation declines in both public and private markets, it might be a brilliant time for Apple to go on a buying spree and further solidify its market dominance. Potential acquisitions could be Goldman Sachs’ consumer banking division aka Marcus, Revolut, or Dave.If Apple executes this strategy the way it does its software and hardware, it’s going to be massive.

Stop rushing your progress for the sake of consistency.

Instead, take that little step in the right direction everyday, no matter how small it all counts.

You will achieve 10x more this way.

𝐓𝐇𝐄 𝐄𝐕𝐎𝐋𝐔𝐓𝐈𝐎𝐍 𝐎𝐅 𝐖𝐄𝐁𝟑

The Web3 is an evolution of the world wide web and it might interest you to know how technically sound the features of Web3 are.

Web3 is technically carved of many features and this has made it better than web1 and web2 whose feature is not as powerful as web3.

The Web3 is.

. Decentralized

. Trustless and permissionless

. Artificial Intelligence

. Connectivity and ubiquity

The features of Web3 is very interesting and will make alot of things easy for users on the world wide web (www). and one of this is that the Intelligent Search Engine can collate informations and generate tailored recommendations based on profile and preference, saving you hours of work and stress.

This is just a tip of things among the evolution of Web3 you should know.

Stay connected to learn about Web3.

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