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A pearl necklace.

The most recognizable symbol of a high social status, modesty and aristocracy. Nowadays it is a must-have for every housewife, who is proud of her home and family. You could see and admire such a character in famous old-fashioned and modern films. This item of jewelry is also a symbol innocence. Young brides, stepping onto the carpet in the church aisle, wear necklaces, pins and hair clips of pearl. Milk-white, pink, turquoise, silver, and even black or vinous pearls are not gems. They are not found in the deep caves and mines but produced by oysters, which makes them immensely special. The natural delicate shimmering of tiny beans accents a lady’s beauty and softness. One can wear them in the classic strand style, or with featured pendants, or even sewn into elegant stylish collars – the choice is endless!

Diamond earrings.

These are another example of simple and striking beauty, and an unrivalled present for any woman. Tiny studs suit young girls, drop earrings are ideal with party frocks, and bespoke hoops may suit any ordinary or special event. Who was the genius who first said: “diamonds are a girls’ best friend”? Nothing has changed: among all the fashionable and sophisticated jewels, pure diamonds are still the most perfect and universally applicable. They are never vulgar or kitsch, even the cheapest variants. Diamond earrings stand for timeless style and brilliance. With such accessories, every woman feels and looks stunning.

Upmarket watch.

These are often considered to be mostly “male” jewelry, but there are exquisite models for ladies as well, encrusted with diamonds, sapphires, emeralds, rubies and other gems. They are not only beautiful, but also functional, so you can wear them with your casual everyday outfit. There is a common rule: the more expensive a watch is, the simpler it looks. The main idea is “hidden luxury”. It’s like a special cipher, code, which can only be read by “the chosen ones”. Expensive watches serve as a ticket to upper class society, a tiny detail that tells everything about your taste, style and status.

Gold chain.

This goes with “little black dresses”, jeans and T-shirts, blouses and skirts, office wear – literally everything. Even a “material girl”, who knows value for money, can afford it and look gorgeous. You can wear it as it is, with a perfectly shaped charm or a pendant, locket, or gem. Such chains make a perfect present for anniversaries, baby showers, weddings, and graduations. There is no occasion in which simple and classic jewelry would be inappropriate.

Diamond ring.

For centuries, jewelry considered to be one of the best investment targets, whether heirlooms or original gifts, made a sign of love. If you are buying jewelry for yourself, here are some tips.

Over the past few years has been a tendency that women prefer to spend money on expensive, carefully selected jewelry, while the beautiful designer bags and super-fashion shoes gradually fade into the background. "Today we see that women buy their jewelry, as if they were buying a pair of shoes "Louboutin"", says the designer and creative director of the British company Garrard. Jewelry is no longer hidden in the casket to show the grandchildren, or to put on a very special occasion. On the contrary, they are increasingly trying to show off in normal daily life.

Considering the variety of choices, buying jewelry can be quite a daunting thing, especially if this is your first experience. "I always advise buyers to first think about the fact that for them more important, timeless classic item or something fleeting, but trendy at the moment," said Jean Zbiru, chief marketing Montblanc in the UK. "Of course, jewelry is not as susceptible to influences of fashion, like for example clothing, and yet it must be noted that in some instances clearly traced the current trends, while others embody jewelry art classics and follow a single track of the brand. It is very important to understand what you have to like. " Chances are your budget and on how you feel about jewelry in general, will depend on how often you are going to wear them. But even if it is a very valuable thing, maybe you still want to wear it almost every day. "Our attitude towards precious jewelry has definitely changed in the last five years" - says the director of the purchasing department in Browns, Ruth Ranberg. - "People feel they can wear them all the time and with almost any clothing." And the idea of investing in jewelry, rather than say, leather goods, is not without its share of rationality, given the current economic situation in the world.

It should be noted that wearing jewelry as a fashion accessory becomes very popular, especially when you consider the variety of bulk ring from Garrard or bright cuff bracelet Dior and Tiffany. So you have only to decide on the approach to the investment that you are going to do. "As for the design, it is always a personal matter of taste of each," - says Zbiru. "No matter, invest it or not, the main thing that this thing you really like. For some jewelry should be modern and stunning, while others prefer the elegant, classic models. Flashy style and the truth may not be for everyone. Some women give prefer more subdued tones, while others need something that does not get tired. " You can always start with the choice of material. White gold is the most reliable and never coming out of fashion metal, while yellow and pink take quite a precarious position, and in a few decades, they then took on, then again lost its popularity. Also, consider the color of the skin. "White gold looks amazing on pale skin and yellow and pink is more suitable for dark" - says Zbiru. Often very popular among women are silver decorations. "Silver is worn more loosely and carelessly, and it seems to me that women chuvstvovuyut themselves less" selfish "when buying it for myself," - says Zbiru. If gold and platinum may be subject to certain cultural traditions, where the jewels have to dress for a special occasion, be it a wedding or the acquisition of majority, the silver situation is much easier to wear it, you can almost every day. "- Concludes Zbiru.

What does the urban style of clothes mean? This is an explosive mixture of sports and business style, a bit flavored by mixed shades of casual style. As a result, it turns to be a very comfortable, stylish and functional item of the wardrobe, which is suitable for both work and leisure.

It is adapted for young active and cheerful guys and opens vast perspectives for contemporary designers. However, you can estimate, periodically drawing on information from the latest hits of novelties in the world of high fashion. Although this style is classified as fairly democratic and free, men should choose the required attributes from the category of luxury and quality.

Generally, take it a rule not to save money on them, just remember once and forever, that the watch, the wallet and glasses – all this is your business card, so let it be worthy, reputable and attractive.

Let’s create a wardrobe

The role of the base element of your wardrobe rightfully belongs to your favorite pair of jeans. (This fact, it seems to me, will please a lot of people)! After all, they are combined perfectly with light pullovers, warm sweaters, cardigans democratic and strict jackets.

Urban sports style

If you want to put on comfortable sports shoes (running shoes, topsiders, sneakers), the most appropriate top would be a white T-shirt in a duet with a shirt, made of denim, or T-shirt with a sweatshirt. The polo-shirt with a light windbreaker, or a sweater of cotton sport style will also look great in the general ensemble.

If you are fond of the motives of country style, so it would be appropriate to purchase the sky-blue jeans, a sharp-nosed closed shoes with beveled inward heel and a soft plaid shirt. It also would be a good idea to have this along with a short leather jacket for cool days. But such innovations are no longer positioned as a suburban version or walks on a picnic.

Heading to the office

Best of all for office you should buy straight jeans of black color and, depending on availability of dress- code and weather, you can wear a leather jacket with a strict monochromatic shirt, a tweed jacket in a small cell with a dense cashmere turtleneck. In that case, when you are more inclined to the time-tested classics, a worthy alternative to jeans will be dark wool blend pants. You’ll be much more comfortable, wearing it in cold seasons.

On a date

If you have a date or an informal meeting, at which you want to impress, you should thoroughly approach to the selection of your attire. So, if you have already had skinny pants of color of coffee with milk, choose a polo shirt of lighter shades, a blazer of ecru shade and stylish suede moccasins.

A compact handbag for documents and a wallet of color of cinnamon would be the final touch in creating the image of the business, creative young man, who lives with the times. Do not forget about hygiene and subtle aroma of expensive eau de toilette.

In the winter and late fall

In the cold season urban style wardrobe implies the presence of any convenient clothes. It means semi-sports down jackets and original coats, short jackets and warm parks. Naturally, depending on the situation, men should be careful while selecting shoes. It directly depends, how much your appearance will be harmonious by proper choice!

In summer

The democratic style does not limit you in the desire to wear light informal clothes on hot summer days. If you go to the local beach with your friends, put on cotton shorts to the knee, a bright T-shirt with colored prints and blue sneakers. And a small handy backpack will contain swimming trunks and a snack for a picnic.

But for a hot evening light pastel slacks and a linen shirt worn outside can be very useful. Topsiders of good quality will be the best choice for such finery.

Additions to the image

In autumn and winter complement the image with small scarves and large knitted scarves made of wool or cashmere. They will bring a nuance of elegance to the image and save from dank damp winds. Caps, peaked caps and thick knitted hats will be the most successful addition. It depends on weather conditions and circumstances.

What are the advantages of investing in gold?

     For the last 2000 years, gold has been the main store of wealth around the world. As a symbol of prosperity, it embodies fortune, power and influence. Owing large amounts of gold has spoken volumes for its proprietary since the dawn of our civilization.

      Even people who tend to omit gold’s indisputable token qualities, still consider golden jewelry refined and elegant, which only reinforces the point: both pragmatists and aesthetes alike value gold.      

Even though the USA abandoned its gold standard in the middle of the last century, to this day gold remains a wise choice for monetary investments. Despite the claims that gold is merely a remnant of the ages past, it is one of the most secure investments in the modern world. To make sure of it, look no further than the United States we mentioned earlier. 

     The renowned US Bullion Depository, more widely known as Fort Knox, is a firm concrete vault that stores a large part of the gold reserves of the USA. The astounding amount of gold kept in Fort Knox shows how much trust one of the biggest economies in the world puts in it. Not only that, but the impregnable fortress that Fort Knox is may also serve as an allegory of how unshakable and solid as a currency gold really is. Besides, the USA is not the only country to use gold as a store of value. Many others rely on gold and other precious metals when it comes to storing value. This information is readily available on the websites of their respective central banks.

      We suggest you to create your own forex reserves similar to that of your country.                                    Upsides of investing in gold - Gold is a safety asset. You can be assured of its worth, since gold has always been valued.

- It is not affected by crises and most economic shocks. The world’s economies tend to be shaken easily these days, and a bit of confidence is always welcome.

- It can be sold anytime, even at the times of crises.

- Usually gold’s value goes in the opposite direction of that of the national currency. For example, when ruble loses its value, gold, in contrast, rises in price.

                                          What does it implicate?

- Adopt the monetary practices of your state. Do not be afraid to establish forex reserves of your own.

- Buying gold is a speculative investment, thus, unlike businesses or leasable property, it does not yield any added value.

- It is strongly recommended for the gold not to exceed 5-10% of your investment portfolio, seeing as gold is a high-risk asset. To illustrate this: its current market value is the same as it was last year; however, at one point during the year it lost 30% and then rose back again.              

                                                 How to purchase

There are various ways of investing money in precious metals: - You can buy a bar of gold, hide it under your pillow and sleep on it. In all seriousness, though, you should store it in a safe or a safety deposit box.

- You can open an unallocated metal account in a bank. It would allow you to purchase gold not in its usual solid form but rather as a bank deposit, which practically registers your ownership of the purchased gold. Everyone who has owned something of value knows how worried you can get thinking of its safety.    This method is particularly efficient at alleviating this anxiety: you know that your gold is safer than any material object could ever be.

- As a somewhat extravagant way of investing money, you can buy a golden coin of significant collector value. It is worth mentioning that a large number of banks are known to sell various rare and commemorative coins.