#skipthedemon

Have a party with your kitties; this calls for at least that!

I did give them the special fancy wet food this morning :D 

brilliant-starlight

Holy fuck, Sam. You're the only person I "know" that I've ever seen actually get sucessfully forgiven via this program. Congratulations!!

It certainly wasn’t easy! I started this process in SEPTEMBER. And even previous to that I’d had certification paperwork rejected for reasons such as “the seven has a line through it”, “I don’t think that woman’s signature is clear enough”, “The date is correct but someone read it incorrectly” and “When we called them to verify we got voicemail”. 

skipthedemon

What's the impact on your income tax next year? I know that, at some point, a concern for loan forgiveness?

In this specific case, zero impact! PSLF forgiveness is explicitly the only forgiveness plan that is not taxed. (As far as I know it’s the only one. I know for sure it’s not taxed, because that’s a very common question when I talk to people about it.)

If you are paying off your student loans under an alternative plan such as ICR/IBR, where your payments are based on what you earn rather than on what will get you paid off in 10 years, then after 25 years your remaining debt is forgiven because you’ve made good-faith payments for TWENTY FIVE YEARS. 

In that case, when your loan is forgiven the amount forgiven is treated as taxable income, and you will be expected to pay income tax on it the next time you file. This seems cruel to me, because if you’re so underpaid it takes you 25 years to pay off your loans you probably don’t have the capital to pay a huge tax bill, but I don’t make tax law. 

 “Scott and Jean lived in Alaska briefly when they were going to leave...”

Oh good lord

Wait, did I miss that job thing is definite?

Oh! No, sorry, not yet. I’m waiting to hear if I made it to the next round (I’m...pretty confident I did, but you never know) at which point I’ll be traveling to Boston for a skills test and final interviews. And realistically I can’t possibly know if I actually want to accept the job until I do the in-person stuff. But I want to be as emotionally/mentally prepared as possible, and I want to worry as little as possible, thus, pre-prepping for decision.

I was just wondering the same thing.

I’d play something like that

That’s good to know! Maybe I won’t give up hope just yet. Maybe people just need to be enabled :|a

Also, just ‘cause, here’s some ideas/half-premises for things (nixed the third because i want to try to write that as an actually book or something,) lmk if any of them seem interesting:

1. Characters based on people in songs. Like, Valerie or Billie Jean from the eponymous songs, or the celebrity in Britney Spear’s “Lucky.” And somehow they are all in the same world and have to interact.

2. Characters based on Shakespeare characters, again plopped into the same institute/city/world and have to interact.

My go-to addition to make both of these even more of a premise than they already are is “...and also they have powers (based on something in the source material” and/or “...and they fight crime/evil/authoritarian figures controlling their lives” etc.

Good luck! I find what works for me it to come up with a cast of NPCs with strong motivations that, even if the players don't take the plot bait, will keep doing stuff in the background that will create more plot.

I may have jumped in head first so they’re a bit in the wilderness right now, which is alright, but it feels like too often I’m like SHIT things I forgot to plan for! Ahh new DM issues. Thank you though, I’ll certainly keep that in mind come the first real town!

Tonight though, tonight we had our first player death! D:

Angsty white boys are more interesting than anyone else, I guess. Except this is an extra special case of fans *making up angst*. Hux/Kylo is the ship with the most tags on Ao3. I can’t even.