#making presents

Junkrat looked at all the jewelry he’d stolen in his and Roadhog’s ‘world tour’. 

There was a lot of it, far more than anyone would expect from male junker thieves, but at the same time, Junkers liked shiny things. Shiny things like fresh, clean water, scrap, and expensive things they could steal. Even as a kid he could vaguely recall looking through a jewelry box that was probably his mother’s and admiring several pieces that had mostly faded from his memory.

Food, water, scrap, bombs, medicine, his best mate and shiny things, that used to be all he thought he’d needed.

But recently he’d found that he’d been craving something more, something different. Someone.

Satya ‘Symmetra’ Vaswani

A woman who was unlike him in practically every way, or at least, he thought she was. He found out that they both like spicy food. That they were both more tea than coffee people. That they both had huge things happen in their lives that changed everything, That they both really enjoyed puns and building things. That they both had troubles sleeping at night and would come to the workshop to at least try to get some work done to make up for the loss of sleep.

And they both liked jewelry. 

What she didn’t know was that he really liked jewelry when it was on her.

He liked the jingling sound bracelets made on her wrists and ankles, the way her earrings sparkled in the light when she moved, the way she’d fiddle with pendants on necklaces she was wearing when she was lost in her work and was trying to find a flaw in her design, and he really liked the one she’d put on her nose. He didn’t really know why, on anyone else he’d probably make fun of them for wearing something like that. But on her? 

It looked so fucking amazing he couldn’t even....

He frowned, as pretty as the jewels in front of him were and as amazing as they’d look on her, she’d probably never wear them. No, she wouldn’t want to wear stolen goods...

But he really wanted to see her wearing jewelry he gave her...

He groaned and leaned backwards so his back was against his bed, even if he probably had plenty of cash to buy some for her, there was a feeling brewing in his gut that she probably would never accept it. Wearing something he’d had around seemed far more likely to ever happen to him than her accepting a gift of jewelry from him. He felt a stinging in his chest at the thought of the very likely rejection.

“So what do I do then?” He asked himself bitterly, “Make some?” 

He froze, then smiled broadly, as an idea of something she’d definitely accept popped into his head and he quickly pulled his notebook from his pocket and began sketching out his idea. Little doodles of how he knew she’d react soon decorating the corners of the pages. 

She was gonna love it!

Satya yawned as she walked around the compound, a little frustrated that, despite her exhaustion, that sleep still managed to allude her. She tried nearly everyone’s cures; Angela’s chamomile tea recipe, Ana’s warm milk, Roadhog’s milo, even Jesse’s whiskey (she honestly wished she had never tried that one, but she did) but nothing worked. 

She pouted as she decided to forgo the kitchen entirely tonight and simply go to the workshop instead. Figuring that if she couldn’t sleep, she might as well work.

Only when she opened the door, she nearly walked right into Junkrat, who quickly hid something behind his back, “Oh, uh, g’day ‘Metra!” he greeted nervously.

She narrowed her eyes, him hiding something and being nervous usually meant that something was going to blow up soon.

“Junkrat, what do you have behind your back?” she asked.

“Nothin’!” He insisted.

She took a step forwards, determined to figure out what he was hiding, but he took a step back, the click of his peg leg loud against the workshop floor. “Junkrat.” she warned.

“It’s nothin’!” He said, “Nothin’ bad anyways,” 

“If it’s not bad then there should be no harm showing me.” she said.

His cheeks flushed as he nervously scratched the back of his head with his metal arm, struggling to find an excuse while she decided to take another step forward, her slippers suddenly sliding and sending her face first into his chest, his flesh arm shooting out from behind him to wrap around her waist as his metal one grabbed at the doorframe. Her head flush against his chest and finding herself hearing the beating of his heart.

It was beating quite fast, but then again, she probably had surprised/startled  him. 

“You ‘roight there?” He asked, obviously concerned as he gently pulled her away from him to scan her for injury, him fussing over her like this making her feel... well, strange. 

But in a good way.

“I am fine, but I thank you for your concern.” she said, spotting the thing he’d been hiding hanging off of a flesh finger;

A beautiful bracelet.

It was silver with round blue stones of varying hues. The closer she looked at it, she saw it was silver wire and round blue beach glass, meaning that it was probably hand made by him.

She must have been staring at it longer than she thought, because after being sure she was fine, he turned pink.

“I-I didn’ knick it!” He blurted.

“I can see that.” she said, a small smile on her face, “If you had, I think the stones would be far bigger and expensive.” She then gently reached out and stroked at one of the stones, “Did you make this?” 

He nodded, blushing profusely now and she was finding the sight to be quite endearing. 

The thing he’d say next would make her blush just as much.

“Yeah. I-I loike th’ sound ya make when you wear those bracelets. Th’ jinglin’?” He rubbed the back of his head, embarrassed, “Thought I could give ya some of th’ ones me ‘n Roadie picked up, but then figured tha’ you wouldn’ want ta wear ‘um since we knicked ‘um...”

Her face exploded with heat, “You... You made this for me?” she stammered, touched by the gesture. 

His ears were now as red as his face as he nodded again, his eyes glued to the floor, “You-you don’ havta wear it if ya don’ wanna...”

She quickly took it from his hand, surprising herself by how unwilling she was to give the lovely trinket up, “I would.” she said, trying to regain her composure as she said that, “I mean, it’s a lovely piece and you did make it just for me.” She smiled warmly as she put it on her wrist, admiring the way the blue stones looked in the dim light, “No one’s ever given me jewelry before. Let alone made me jewelry.” She gave him a broad smile, her eyes sparkling, “Thank you, Jamison.”

He stiffened and turned so red that she momentarily feared that his hair might reignite, “G-glad you loike it.” He said, slowly seeming to calm himself, “If ya want, maybe you can look at some of th’ stuff I got with Roadie, maybe work on some more stuff loike tha’ ‘fore ya.” Overheating again before tacking on a “Only If ya wanna.”

She felt herself growing excited at the idea of browsing through his treasures to make new ones together with him and smiled broadly at him, “That sounds wonderful. Perhaps we can start tomorrow?”

“Uh, sure, jus’ need ta know what toime it is ta be sure.” He said sheepishly, “Koinda lost track of toime...”

She glanced up at the clock on the wall, the time going from 23:59 to 00:00.

“It would seem that it is now tomorrow.” she said, chuckling a bit. 

He smiled and bashfully offered her his arm, “So we can start now?” he asked.

She stared at it for less than a moment before she took it, rationalizing that if she couldn’t sleep, she could keep him at least from blowing anything up in the middle of the night by coming up with jewelry ideas with him. She smiled up at him and gave him a nod before he led the way out of the workshop, excitedly telling her about the places he got his ‘stash’ from. 

She fell asleep on Junkrat’s shoulder at about three am, the two of them snoozing surrounded by pages from his notebook and sparkling pieces that were probably worth billions. But the piece she held close to her heart was the first of what was probably going to be very many beautiful gifts to come from the warm man beside her.

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Don't Lose Sleep Over Your Personal Finances: Try These Tips First

It’s said that money can’t buy happiness, but the peace of mind it can buy is priceless. It helps us sleep better during the night, and it greatly lessens the stress we feel daily. A great source of unhappiness for many people is a lack of control over their personal finances. Despite common knowledge, money can buy happiness. Keep reading to find out more.

Scams that promise to make you rich quick, should be avoided at all costs. This is something that Internet marketers often fall victim to. Take the time and money to improve your knowledge, but spend even more of your time working to improve your business.

If the timing is not good for you, then do not sell. When earning some income on a stock, sit on it for a bit. Stocks that are performing poorly can be ousted from your portfolio.

To make your financial life better, don’t pay full price. Saving with coupons should be more important to you than brand loyalty. As an example, while you may have always purchased brand X detergent, if you have a coupon that will give you $2 off brand Y, then buy it and save money.

Health Insurance

Get health insurance to secure you and your family’s future. You never know when you will need a doctor. This is why you have to be sure you’re getting the best health insurance you can afford. It doesn’t take long for medical bills to add up, and even a minor health problem can be very costly. This can damage you financially if you’re not insured, so you have to take care of this now.

If you can’t keep up with the payments on a credit card, do not make any new charges on that card. Try to lower your expenses as best as you can and look for other payment methods, so that you don’t max your credit cards out. Pay off what you owe before you charge anything else to the card.

Always negotiate with debt collectors. These agencies bought your debt for pennies on the dollar. By talking them down, you can pay less than what you originally owed while they still make a profit. Use this knowledge to your advantage to avoid paying debts in full.

Student loan debt has fewer consumer protections than other kinds of debt, so make absolutely sure that you can repay any student loan debt you accrue. If you attend an expensive school while you aren’t completely sure what career you are wanting, then you could wind up in a large amount of debt.

Making Presents

Try making presents instead of spending all of your money on them for Christmas. You can save hundreds of dollars around the holidays by reducing spending at department stores. Applying a little creativity when making presents can help you save money.

Being aware of the value of one’s possessions can help prevent financial loss. You can definitely make money from apparently worthless stuff. That old coffee table turns out to be a vintage antique, for instance, or that baseball card collection has a Mickey Mantle rookie card tucked inside.

Selling an older laptop is a way for individuals in difficult financial situations to make a little bit of extra cash. As long is the laptop is running, it can be sold for a nice chunk of change. Even selling a laptop that’s busted can give you enough money to put gas in your tank.

Credit Card

If credit card payments can slip by you, then think about setting up an automatic payment through your credit union or bank. When you can’t completely get rid of your credit card debt, making regular monthly payments will improve your credit history. By setting up an automatic debit from your bank account, this will ensure that your payments are on time, and you can pay a little extra each month if you are able.

Speak with friends about your finances. You will not feel bad when they ask you to go somewhere and you cannot afford it. Some of your friends might be offended if you refuse to go out with them without explaining that you cannot afford to. Stay close to your friends, and be open about what you are going through.

Real Estate

There is good debt and bad debt. Real estate can be good debt for example. Many loans involving commercial property and houses are tax deductible, plus these pieces of real estate generally have appreciative value. College debt is also generally considered to be “good” debt. The typical student loan has a very low interest rate and is not required to be repaid until a student has graduated. These generally offer low interest rates and postponed repayment periods that do not occur until graduation has passed.

The idea of this article is to give you the ability to improve your financial life. Learning to managing your finances can take time and hard work, but in the end, you will find that the rewards are definitely worth in. These two factors can help with your happiness!

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Personal Finance Tips And Tricks Anyone Can Use

Many people think that the only way to handle their finances in a profitable manner is by using a financial adviser. This is only the case if you aren’t able to get the adequate information on your own. Knowing the correct way to manage your debts and assets is really all you need. Read the rest of this article to learn to properly manage your personal finances.

Stay tuned to the news in order to be aware of the global market. Americans mostly ignore news that is not focusing on the U.S. which is a big mistake. You will be able to make better investment decisions and predict the course of the markets more accurately when you stay up-to-date with worldwide developments.

When trading in the Forex market it is important to watch the trends. You must stay up with the current trends. That way you will be able to make the right buying and selling choices. Do not sell anything on a swing that is high or one that is low. Be clear in what you want when you are not going all the way through a trend.

Logging your expenditures is helpful in gaining an understanding of where your money is going. A notebook that is easily set aside or lost is probably not the best method, as it is often soon forgotten. Try listing your expenditures on a whiteboard located in your room or your home office. When you see what you’re spending throughout the day, your finances will be on the forefront of your mind.

Speak with your bank about setting up a savings account where a certain portion of funds transfer over to it from the checking account each month. This will force you to save money. This approach is ideal for anyone who expects to experience a special occasion in the near future.

If you’re married, the spouse who has the best credit history should apply for any loans. If your credit is poor, take time to start building it up with a card that is regularly paid off. Once both of you have good credit scores, you can jointly apply for loans that evenly share your debt.

Spread your purchases across several credit cards instead of using one that is nearing your credit balance limit. If you go over your limit, you will be paying a larger amount in charges than the fees on smaller amounts on two or more cards. This also won’t harm your credit score much, and it could help you improve it if those cards are used wisely.

Once the statute of limitations passes for certain kinds of debt, collection agencies and creditors cannot legally threaten to sue you for old debts. The statutes vary by state, usually ranging from 3-10 years. Ask an expert about when your debt will expire and do not pay anything to a collection agency that tries to get your money for an old debt.

Replace older incandescent bulbs with high-efficiency CFL bulbs. Not only will you be lowering your electric bill as a result, but you will also be doing something good for the environment. Compact florescent bulbs last a lot longer than their predecessor. Buying bulbs less frequently can help you save money.

Save money by not eating at restaurants or getting take out. Only eat at restaurants on special occasions. Cooking at home, from inexpensive ingredients, not only saves money, it cultivates a better awareness of the effort that goes into preparing healthy and enjoyable food.

To keep your finances in check it is important to avoid going into to debt with credit cards. It is important to consider every credit card charge very carefully before making a purchase. Do the math and figure out exactly the length of time it will take you to pay it off. Unless it’s an essential item, don’t buy more on credit than you can afford to pay off at the end of the month.

Making Presents

Instead of spending money buying gifts, try making presents instead. You can save a lot of time and money, not to mention the fact that you will be creating something from your own hands, which can mean more than a store bought gift. Applying a little creativity when making presents can help you save money.

First time credit card applicants under the age of 21 need to be aware that rules have been changed in the past few years. Previously, credit cards were given out like water to college kids. When this occurs you must have income that you can prove or have someone to cosign with you. Before you apply for an account, learn its specific restrictions.

Doing a little research online can help you find several websites that provide coupons that aren’t available through newspapers or magazines. Anyone wanting to improve their personal finances should consider habitual searches for online opportunities like coupons.

Now, after reading the above article, you should be aware that knowledge is the key to helping you maintain a good financial situation. It is important for you to avoid unnecessary spending, make sure your income exceeds your expenses and save money to cover unexpected expenses. Read this article again and put it to use in your own finances and you will be safer and more secure.

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Looking To Become Wiser About Money? Try These Personal Finance Tips!

Your ability to manage your personal finances can affect almost everything that you do in life. To be successful in taking control of your finances, you need to be assertive and disciplined. Read these tips for ideas on how to gain control of your finances.

Most products will come with a warranty, and if they break, they are likely going to break during this time. You lose out when purchasing an extended warranty; however, the business benefits greatly.

Avoid excessive fees when investing. All investment brokers charge you to invest your money and choose investment options for you. These fees will reduce your total profit. Steer clear of brokers who charge exorbitant commissions for their services or pile on lots of account management charges.

Credit Cards

If you are looking to improve your credit report, it is a good idea to have between two to four active credit cards. One card will not sufficiently build up your credit. Over four cards can drag your score down and be difficult to manage. It’s a good idea to begin with two credit cards and only get more cards if you truly need them.

Patience can be beneficial when it comes to personal finances. A brand-new electronic device, for instance, will entice some people into making an immediate purchase. However, just by waiting a little while, you will see the price drop significantly. This will give you much more money to use for other things.

Negotiate with collectors to see if you can get your debt or at least your interest reduced. The debt collector company has bought your debt and will work with you to get at least some of your payment. Even if you only pay a little bit of the debt you owe, they profit. Use this fact to your advantage and negotiate a lower settlement.

Making Presents

Try making presents instead of buying them. This can save hundreds in department store prices during the holidays and give a personalized touch to your gifts. Applying a little creativity when making presents can help you save money.

Single dollar bills received in change can be used for entertainment and possibly increasing a person’s finances. Use them to buy lottery tickets that can possibly win you the jackpot.

Do not underestimate the role that a balance on a credit card will have in regards to your FICO score. A higher balance translates to a lower score. Paying the balance down can make it go back up. Reducing your total amount of credit can play an integral role in improving your financial position.

You’re not alone if you make a mistake or two with your personal finances. If this is your first time to bounce a check, your bank may waive the fee. This request is normally granted one time.

Think about how you really feel about financial matters. You can’t begin to improve your situation until you fully understand the financial decisions that you’ve made. List out your beliefs about having money and material objects, and look for incidents in your past that shaped these ideas. By doing this, you can move on and form better feelings about money.

How about a rewards credit card? This particular applies if you are great with paying off your monthly balance. Reward cards provide you with cash back, airline miles, and other little perks on your everyday purchases. Figure out which rewards appeal to you the most, and compare the different offers.

Start Saving

Start saving for your child’s college education as early as possible — at birth or even before. College costs a fortune, and if you wait too long to start saving for their college fund, you may not be able to cover the costs of their education.

One way to reduce overall expenses is to make sure that your insurance coverage is optimized. Reducing lines of coverage that you no longer need and bundling different types of policies together with one insurance company are effective steps to reduce insurance costs. This can help you save a lot of money in the future.

If you find you have extra money at the end of the month, save it instead of spending it. Breakaway months can be tempting times to increase your spending, but for permanent success, double down on savings and staying within your budget.

We all need savings that can be used or moved at any time. A high yielding bank account will fulfill this need. Online banks often have federally insured savings accounts with a higher interest rate.

Look at your finances similar to how a bank would to keep them in good shape. You must keep track of your exact income and expenses. If you expect your expenses to fluctuate, always make a high estimate and if there is extra money after bills you should save it.

You’ve seen how the way you manage money affects every area of your life. Use these tips in your own life in order to manage your personal finances in the best way possible.

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Becoming Financially Secure: Personal Finance Tips And Tricks

Do you have a clear picture of where you stand financially? This article can help you better manage your budget. Begin understanding how to get control over your finances today!

Money management is key to success. Always protect profit as well as any invested capital. You can turn your profit to investments but make smart investments so that you see a return. Set a standard for what you keep as profit and what is reallocated into capital.

If you need the services of a broker, you should choose a professional that you can rely on. Never deal with a broker who is less than completely honest and forthcoming with you, and look for sterling references from other clients. You want to be informed before making any decisions.

Never sell unless circumstances suggest it is wise. Leave your stocks alone if you’re earning money on them. You can look at your stocks that are not doing so good, and figure out if you wish to move those around.

In this economy, it’s best to have multiple savings plans. Put some in a pure savings account, more in a checking space, invest some in equities, and then put more into higher-interest arenas and even gold. Using a combination of these savings strategies (or even all of them at once) will help you protect your money.

Consider having an automatic transfer monthly that will put money in your savings account from your checking account. This technique allows you to save a little money every month. It can also be useful for when you are trying to save enough money for a major event, such as a cruise or a wedding.

If you’re one half of a married couple, the partner who has the strongest credit should be the one to apply for a loan. If you’re suffering from bad credit, building it can be done by getting a card that you can pay on time. Once you are both happy with your credit score you’ll be able to get loans and spread the debt out more evenly.

Replace old incandescent light bulbs with CFL light bulbs. Replacing these bulbs can lower your electric bill and help the environment. Also, CFL light-bulbs last more than twice as long as incandescent light-bulbs. You will end up purchasing fewer bulbs and therefore saving money.

Avoid eating out to save money. Buying the ingredients and putting meals together at home will save one money, as well as giving one an appreciation for the effort it takes to make good tasting meals.

Make sure that your checking account is free. Search local credit unions, community banks, and online banks.

Using a credit card is an awesome idea, rather than using your debit card, which has no added benefits to it, like a rewards program etc. Once you have applied for, and received your card, you should use it for all of your day-to-day purchases. Most credit cards offer some kind of rewards, like cash back on these items.

Take advantage of alert services that many banks offer to online customers. There are a number of changes that your bank can alert you to through email or text messaging. This type of alerts will stop you from overdrawing your account and you will be informed right away in case of fraud.

Making Presents

Try making presents instead of spending all of your money on them for Christmas. Instead of spending time shopping, you can spend time being crafty and making your presents. Applying a little creativity when making presents can help you save money.

Make timely payments on utility bills. Paying them late could ruin your credit rating. Not only that, but most places will charge you a late fee, costing you even more money. Paying late is not worth the hassles, so be sure to pay your bills when due.

If something is too costly to manage immediately, perhaps it is wise to ask family members to contribute funds if the item is something they will also use. Pooling resources to make a purchase for the entire family, can help everyone save some cash.

Keep track of where your money goes on a daily basis and review this journal every month. Once you can understand what you are buying, you can easily see where you can spend less or eliminate and save some money.

It is never too late in your life to put your finances in order. Doing so will put you in a better financial position at age 60 than if you hadn’t started whatsoever. It’s always a good time to start working toward better finances.

Savings Accounts

Everyone should have a liquid savings account. This savings account needs to be a high yield savings account. Some of the best savings accounts are offered by online banks. Savings accounts are always FDIC insured.

Your emergency fund should have at least three months of income in it. To fund the emergency account, take 10% of your income off the top, and place it into a high-interest savings account.

Try to take the information you have learned and apply it to your own personal situation; you will find that managing your finances will become easier. In short order you can better your situation and rid yourself of the stress that always accompanies being in lots of debt.