Pradhan Mantri Jeevan Jyoti Bima Yojana 2026
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a flagship government-backed term life insurance scheme launched on 9 May 2015 by Prime Minister Narendra Modi. It aims to provide affordable life insurance coverage to people from low and middle-income groups, particularly those without access to traditional insurance products.
In 2026, the scheme continues to offer ₹2 lakh life cover for an annual premium of just ₹436, making it one of the most accessible social security initiatives in India. The policy runs from 1 June to 31 May every year and is renewable annually. Read More















