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Cryptocurrency: Its real value for becoming a future of currency
According to the expectation that digital currency, especially cryptocurrency will eventually become new form of money in the upcoming future, there is a sharp increase in the number of people investing in cryptocurrencies aiming to make profit out of the speculation. Considering the upsides of cryptocurrency, it is understandable why people are tempted in participating in the cryptocurrencies’ community, regardless of the risks arising therefrom.
Cryptocurrency is a non-fiat cryptographic electronic payment system providing a peer-to-peer entirely distributed currency that does not require the middleman, i.e. central bank, to issue or operate (A Guadamuz, and C Marsden, (2015) Blockchains and Bitcoin: regulatory responses to cryptocurrencies. First Monday, 20 (12)). In this regard, anyone can be an owner of cryptocurrency, regardless of their qualifications or real identifications. In addition, the users can transfer their cryptocurrency directly to other users including cross border payment with shorter amount of time and less transaction fee comparing to the conventional transfer means of the financial bodies.
Most importantly, cryptocurrency’s trading markedly become popular among investors, especially those in the new generation due to its challenged features containing high return within short period of time. This high demand of investing cryptocurrencies brought about the substantial rise in the value of cryptocurrencies, yet simultaneously the wide fluctuation therein. Then, the question stemming from this highly volatile investment should be what the real value of cryptocurrency is.
The form of money in this current trend is fiat-money, i.e. banknotes, is declared legal tender. Fiat-money is issued by the national central bank in align with the amount of foreign exchange reserves of each nation. Thus, its value is determined and backed by the credit of government. Government is eligible to manage the monetary policy to circumvent the high volatility of its value for the benefit of the citizens.
Although cryptocurrency can be functioned as a medium of exchange for buying things, cryptocurrency has not yet considered as money in many countries. This means that value of cryptocurrency neither is valuable itself comparing to gold, nor backed by government. Cryptocurrency as a digital currency, in principle can be worthless, unless government and business operators widely accept it as a medium of exchange for buying things.
However, the value of cryptocurrency is likely to be unpredictable as its value tends to depend on demand for it originating from social trend attached to influencers, i.e. billionaires and famous people instead of status of world economy or price of gold and oil. To illustrate, the guardian news website revealed on 1 November 2021 that the value of squid game cryptocurrency lost all its value after jumping more than 310,000% in value because Twitter flagged the cryptocurrency’s account and temporarily restrict it owing to the suspicious activity (https://www.theguardian.com/technology/2021/nov/01/squid-game-cryptocurrency-scam-fears-investors).
Notwithstanding cryptocurrency is unlikely to totally replace the current form of money in forthcoming future, the further development of cryptocurrency will somehow play the major role in this digital revolution era.
Future possibilities of exchange that may replace money-5
As belonging from design feild, we are thinking the future solutions. so It's started from my curiosity to study about the future.
And then suddenly thought about money.
How value and form of money is changing continousy.
But first I wanted to explore my personal views of money so i decided to experience and observe things many as i can.
May it it will help me to understand the others perspective.
I started observe people's behavior, activity,how they spending money.also tried to take examples that i have experienced.
In second write-up i have shared my childhood so i can rethink about that experience money is just a name for me.i tried to understand that in different way so i can understand and relate it further.
After that i shre two recent experience of mine in which there is shop worker perspective of money and a unknown person who tried to save his wife but she died in the hospital.somewhere it seems these two incident are similar to each other.
Not exactly but these both incident supporting each other you can feel relation between both.
In both incident someone is effected in different way.
What i understand from first case is ,that guy has not enough "values(afford,skills etc)to give anyone so he can gain such kind of values (as money) and buy some kind of value such as (food, medicine)
I don't now much about 3rd incident that happened at hospital, i can say only on the basis of my observation over there.
the guy who asked me to call someone didn't has a phone.
But when he asked me to call ,some value of a phone there as well.there is also some tears in his eyes that was depicting the value for SOMEONE,and fear on his face to loosing SOMETHING
I saw there, people(relatives) crying for women who died.
So,is it losing of someome or something?
I don't know what was it? because i was also there and not crying that time.
4:57am/2 August 2019
Future possibilities of exchange, that may replace money-4
It these papers.
I don't know, where i am going?
where i will reach?
am i stuck?
Because till now i found many defination and example of money and it's difficult to understand or feel all that relevant to me.
but it's relevant for someone those wrote and said to me about money.
I have to go into previous papers to think again.
Let an previous example of the incident in which a shop worker replied me "paisa kuchh bbhi nahi hai,agar log khana bhi nahi kha sak rhe to paisa to kuchh bhi nahi hua na"?
In his this statement it seems he has some negative experience of money or somehow related with it.
But Let's think about this statement.
For that i have to go to the question again,what is money?
In past there were an system called batter system. in which people were exchanging there stuff or efford between each other according to their needs and requirements.
Some people also called it as system of trust.
Because it was run only on trust between peoples .and may be for that all people have to work hard individually on farming, making stuff,crafts etc. so they can exchange their things and fullfil the need.
There will be some limitations in exchange.and mostly people were more focused on requirements and need.
There is possibility that they were more focused on quality so they can able to exchange thing or also to get trust of each other.
with time trust between them has broken and also they has feel about different values of things.And they decided to creat a VALUE so they can exchange that thing accordingly.
In current world we have money,and we know the price of things.
price depends on afford,need, requirement of user.
But the other part is how someone can get money?
Afford of something can only possible if you have capability to afford MONEY.
Now everyone needs to buy things like food,house,cloths etc.for these needs you must need to have money.
So i can say that you can only afford money if you have money.
It's seems weird but let's think about money as value. so now the sentence is "we can only afford value-A if we have value-B"
Here Value is a wider perspective,you can pitt there requirements or need of people.
if you thinks we are buying such kinds of VALUE by paying onother kinds of value called money.

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Future possibility of exchange, that may replace money -3
After i chose this topic,i was curious about everything.what are these people telling me,what are they doing?,how are they spending their money?,how are they gaining?, etc.
There is a person living in front of my room. He is a worker at a shop.
Once,I was eating at his room.
suddenly,i asked him ,what is money for you? his reply was totally unexpected.
He says
"paisa kuchh bhi nhi hota,koi bhookha hai aur kha bhi nahi sak raha to paisa kuch bhi nhi hua na?"
I was shocked to get a reply of this sort. At that point i wanted to continue my conversation but i didn't.
I thought this may hurt him.
So i changed the question and ask him , what is god?
he replied,
"Bhai,bhagwan hi sabkuchh hain"
ofcourse in my mind i disagreed,but at that time i supported his statement and he continued talking about
"bura karm,achha karm,bhagwan ki puja krna chahiye etc."
But this one line of his caught me "Paisa kuch nahi hota"....
And at the same time i don't want to think about it.
There is some fear in me to loose the actual value of that sentence.That didn't come out of my mouth,so how can i decode that?
But i can say that a man who has enough money to spend will never reply to me that way.
There is this other incident that happened which i think it should be voiced and i tried to look at it from context of VALUE
Somtimes things are not as easy as your expectations or may not be as easy as you have imagined it to be.
somthing like that i m still trying to decode what currently money is?
I need to know How diffrent peoples think about it. so i can understand it better.
When i said this.
"Somthing beyond money"
somewhere its about individual beliefs,need or want of people.
3:17am/28 july 2019
my room owner who is probably over 50 was not well.She knocked on my door and asked me to come to hospital with them(she and her husband)
I was too sleepy and I didn't want to go
but i really don't know why i am in the hospital now.
At hospital,
I just took a tea and decided to sit on the chair.
Seeing some stuff on Facebook.
when he(unknown person) asked me to call someone.I looked at him with a suspicious eye and asked him the number. I called and i was getting ready if he wanted to theft my phone.
There is ringing but No response.
I can easily see tears in his eyes.
I called again and again but someone another side is cutting my
Fone continuously.
He decided to go to take someone.
But suddenly someone responded.
He was crying , and talking on the phone when the doctor said there was a very less possibility now.
Now wanted to know what is happening with him.i can listen a woman is crying.
I think he was only person with her that time.
After few time some of his relative has reached there.
Little anxiety happening but I can't able too feel it properly.they are criying,they just want to save her.
There is many doctors trying to save her.group of doctors is using many medical tools.
there are many people standing front of the door to see what will gona happen.
It seems these nurses
are very use to this situation.
The family members still increasing.
She is not my relative but i don't know why i wanted to see her alive.
Hope,pray.
The guy who asked me to call ,his activity is strange.
The doctors used curtains around the bed made with white cloths to cover her.
END
They are still crying, praying.
Future possibilities of exchange that may replace money-2
When i look into my past ,when i was in calss 1st or 2nd in my school.i can easily see some Short of value that makes me Happy.there where value of crying,and study.
there was some kind of price on my every cry spending time with my books.becouse that's the only way to get money from my mom.
I don't remember much about that time but still i remember that there is a shop beside of just my home and many kinds of toffy, chocolates,biscuits, toys etc was there.
I always questions to my Father about things over there like making process of toffy,toys etc.
I was better familiar with coins like 1rs,2rs,5rs. But the best part of this scenario is i never asked my parents or anybody about this coins(money).
I never asked wha this thing is money?
Where is it come from?
How is this possible to get food with this?
how can we buy toys to pay money?
But still i know that how muchh toffy i can get out of that different coins..
There was not even some kind of calculation in my mind about that coins,but afcours i know shopkeeper will give me 10 toffy out of which coin and 4 toffh out of which coin.
There where some kind of value i created in my ming through my previous experience about that coins.
And thats became my habbit.
there where adobptation that i deserve only 4 toffy out of 2rs for me too..
I have many memory about value like when i buy SONPAPDI out of some aluminum metal and glass bottle. there was aluminum metal and glass bottles are money for me.
So now the question is -
what exactly money is?
I think There is something you can call individual value.
And value can only axist because of factors like afford, availability,need, requirement etc.
When i chose my study topic "money" i felt some connection with this,not just because i need this but because there is something that i want to evaluate. May be i wanted to decode the internal need or value of this THING
So When i say i need money that's mean i need something beyond what money is.
Future possibilities of exchange that may replace money-2
When i look into my past ,when i was in class 1st or 2nd in my school.i can easily see some Short of value that makes me Happy.there where value of crying,and study.
there was some kind of price on my every cry and spending time with my books.becouse that's the only way to get money from my mom.
I don't remember much about that time but i remember that there is a shop beside of my home. many kinds of toffy, chocolates,biscuits, toys etc was there.
I always questions to my Father about things over there like making process of toffy,toys etc.
I was better familiar with coins like 1rs,2rs,5rs. But the best part of this scenario is i never asked my parents or anybody about this coins(money).
I never asked what this thing is money?
Where is it come from?
How is this possible to get food with this?
how can we buy toys to pay money?
But still i know that how muchh toffy i can get,out of that different coins..
There was not even some kind of calculation in my mind about coins,but afcours i know shopkeeper will give me 10 toffy out of which coin and 4 toffy out of which coin.
There where some kind of value i created in my ming through my previous experience about that coins.
And thats became my habbit.
there where adobptation that i deserve only 4 toffy out of 2rs for me too..
I have many memory about value like when i buy SONPAPDI out of some aluminum metal and glass bottle. there was aluminum metal and glass bottles are money for me.
So now the question -
what exactly money is?
I think There is something you can call individual value.
And value can only axist because of factors like afford, availability,need, requirement etc.
When i chose my study topic "money" i felt some connection with this,not just because i need this but because there is something that i want to evaluate. May be i wanted to decode the internal need or value of this THING
So When i say i need money that's mean i need something beyond what money is.