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Interest Rate Predictions 2026: What to Expect Before You Renew with Ottawa Home Group

PART 5/5 – Interest Rate Predictions.... RATES GOING UP?👇

This is the question everyone is asking right now:

Where are interest rates going?

Here’s the reality 👇

Based on what we’re seeing, both fixed and variable rates are expected to stay in the low to mid 4% range for now.

But…

There’s a strong possibility that fixed rates could tick up later this year.

So if you’re waiting for rates to drop back into the 3% range…

That may not be realistic but you never know. 

Our advice is lock in your rates when you can if shopping to avoid loosing out if they do go higher.

🎯 WHAT THIS MEANS

If your mortgage is coming up for renewal:

✔ Timing matters

✔ Strategy matters

✔ And waiting could cost you

This is why having a plan is key, not just guessing.

We’ll walk you through your options and help you make the right move and refer you some great mortgage brokers like Eric Ender

Do you think rates will drop back to 3%? Comment YES or NO 👇