Monster: Hoardwraith (CR 16, Huge Undead Dragon)
When a dragon's greed is so strong and it refuses to let go of its gold even in death, its spirit seeps into the coins and gems until the entire treasure pile rises up as a single vengeful draconic entity. These undead dragons float through walls, remember the exact spot of every copper piece, and exhale a ghostly flame that drains the strength of anyone in the area. I just hope that one greedy rogue in the group doesn't pocket anything shiny from a hoardwraith's lair, or they will not be able to sleep as the whispers of this spectral dragon follow them across the planes until they bring it back.
I can totally see a hoardwraith turning a simple dragon lair raid into the kind of nightmarish session your party will still be talking about weeks later. —
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