Delivery isn’t always as expensive as it feels, and click & collect isn’t always as cheap as people assume.

The real difference depends on fuel, parking, delivery fees, service fees, small‑order fees, tips, and the value of your time.

The Savzz Click & Collect vs Delivery Calculator works out your personal crossover point. For grocery shops, click & collect is usually cheaper when the store is close.

For food‑delivery apps, stacked fees can push delivery well past £5 before time is even considered. And for some people, valuing their time honestly makes delivery the rational choice.