#crowdfinancing

Daar opgewekt in 2019

Eerder schreef ik al over mijn twee goede voornemens voor 2020. Inmiddels zijn die twee uitgebreid met een derde, namelijk een investering in Groasis.

Een ander deel van het goede voornemen is om meer te schrijven en praten over wat ik zelf al doe. Een van de leukste dingen vind ik zelf het investeren in offgrid energie projecten in andere Afrika, Zuid-Amerika en Azië. In mijn ogen een waardig…

Nieuwe investering in zonne-energie

Het is al weer een tijdje geleden dat ik hier geschreven heb over mijn investeringen in zonne-energie in Afrika, Zuid-Amerika en Azië. Dat betekent niet dat ik gestopt ben met investeren. Wel ben ik inmiddels verandert van sites waarmee ik deze investeringen doe.

Sunfunder

Sunfunder, de site waarmee ik in zonne-energie in Afrika en Azië investeerde, is al weer een paar jaar gestopt met zijn…

SportyCo’s World Sports Blockchain Summit to Introduce Blockchain-Based Crowd-Financing to Sports Industry

#BTC, #XRP, #DOGE, #LTC, #ETH, #Currency #MarketCap, #Ethereum, #BitcoinCash, #Litecoin

The innovative blockchain based sports microfinancing platform, SportyCo is further encouraging the use of cryptocurrency technology in world sports by organizing the World Sports Blockchain Summit. It is going to be one of the largest live online events, targeting crypto investors, athletes and sports…

The cutting edge blockchain founded sports activities microfinancing platform, SportyCo is additional encouraging using cryptocurrency generation in global sports activities by means of organizing the World Sports Blockchain Summit. It goes to be one of the most biggest are living on-line occasions, focused on crypto traders, athletes and sports activities fans. The initiative has won…

Trillion Fund is a crowd financing platform for renewable energy projects.

We are a group of developers, asset managers, energy boffins, tech geeks, journalists and campaigners who are all motivated by two things: helping people to do something important (but still profitable) with their money and generating more clean energy for us to use.

We’re called Trillion Fund because this name represents the scale of funding needed worldwide to prevent climate change reaching damaging levels. It’s a huge number, but crowdfunding renewable energy projects is one answer.

Das US-Crowdlending-Unternehmen "Lending Club" ( Börsenkürzel LC ), das mit 15 USD für die Erstzeichner zu haben war, gilt in der Tech-Szene als das Börsendebüt des Jahres aus dem Silicon Valley. Die Aktie ging gestern an der NYSE an den Start und notiert jetzt kurz nach Markteröffnung bei 24,80 USD und marschiert Richtung 25.

Lending Club ist keine klassische Crowdfunding, sondern Crowdlending-Plattform (Geld verleihen direkt zwischen A und B statt Projekte nur unterstützen) - vergleichbar mit den deutschen Anbietern Smava oder Auxmoney. Crowdlending wie auch Crowdfunding werden mehr und mehr die demokratische Konkurrenz zu Banken, die überteuert Kredite vergeben, gar keine Kredite vergeben oder schlicht und einfach anfragenden StartUps nichts zutrauen.

Mit einer Marktkapitalisierung von um die 7 Mrd Euro ist die Firma, die letztendlich nur vollautomatisch Kredite von A nach B vermittelt, mehr wert als Lufthansa und halb so viel wie die Commerzbank, spart sich aber die Filialen, Marmorpaläste etc. Was bedeutet das für den deutschen Markt ?...

The US markets have definitely slowed down IPOs.  With the recent Facebook debacle I wouldn’t be surprised if there are less IPOs coming to market any time soon.  It can been seen as wolf on sheep.  The institutional players are considered the wolf and the retail investors are the sheep.  Good luck with that slaughter.  Many see that they laughed at their IPO as a trick on the American public. Trick-or-treat. Most Americans don’t notice it but this debacle is seen as good thing.  It shows how broken the system is.  The next up is the crowd funding model that will revolutionize the capital markets and cash flow lending.

It is already seen that the American public doesn’t have any more belief in the financial markets. Since 2008 the volumes in the market have dramatically decreased.  We’re talking from 6 to 7 billion shares a day to him easily 1.5 to 2 billion shares a day.  Is everybody on a holiday? Not really. Because of the Madoff scandals, market crashes, flash crashes, high regulatory compliance, and accounting scandals, people don’t necessarily have any believe in the US financial markets.  They rightfully shouldn’t either. Broker-dealers favor favorite institutional clients with inside information. How are the little people supposed to compete?  They don’t, they just leave the marketplace altogether. And that is what is going on the last few years.

The Facebook IPO probably was one of the last favorite IPOs to go to the public and smash them. Because the underwriters and Facebook misled shareholders about revenue projections information was not disperse equally among all participants.  Favoritism was led to the institutional clients.  Is the playing field level?  I doubt it.  Because of this blunder, we will see the rise of a new capital market and find venture capital.

This Facebook debacle is actually good because it shows just how broken the US capital markets are.  The new frontier of crowd funding will solve a lot of these problems because information will be disbursed openly among all participants.  From the very beginning of the crowdfunding to the IPO stage. Information will always be in the open.  Which is very ironic because with the current 1933 act, it allows private placements to have very private information among participants.  This is almost the exact opposite of what capital markets should be doing when raising capital.  Participants need to have equal access to information to make informed decisions.

Because of Facebook the new capital formation is going to have a stronger start.  Facebook will always be looked at as a failure to the capital markets even though the institutional shareholders scored big with retail investor footing the Zuckerberg bill.