#bitchonabudget

I guess this would be the perfect moment to introduce myself. 

My name is Grace. I'm 19, I live in South Florida, I work as a receptionist for $9hr and I love spending money. Any of my few close friends will tell you I have a major problem when it comes to saving money. My BANK will tell you I have trouble saving money.

They actually did. Yesterday. I got a letter in the mail saying that they converted my Savings account into a Checking account because I withdrew more times than they are LEGALLY allowed.

I think it's safe for me to say that I have a problem. 

I love eating out, which I must admit, is where most of my problems are. I love clothes, but I don't shop TOO much, though I guess I could admit to shopping more than necessary. As of today October 6th, I can proudly say I haven't entered a mall since August. I may have more clothes than the average individual, but I'm a bargain shopper. I buy from the clearance section to be exact. I only splurge when I have what is in my opinion a ridiculous amount of money, and that Coach purse is REALLY calling my name. 

The truth is that I don't understand why being in college is synonymous with going hungry. Maybe it's because most college students, like me are so used to spending money left and right when they get it, that by the end of the week they have no money. 

This is a project not just for me, it's for others who find themselves in a similar situation. 

I owe my school $710 within the next month and my bank $576.76 that needs to be paid for as soon as possible, or else I face the wrath of... INTEREST. 

I want to get these payments over and done with before BLACK FRIDAY (my holiday of choice) so I can reward myself a bit. 

This is my short-term goal for the moment.

In the long run, I want to save up enough money to be able to put a down payment on a Fiat 500.

I will post my financial progress each day.