Credit Report Questions and Answers

Credit Report Questions and Answers – DisputeWizard.com It is a written report (stored in computers comprised of the following information about your personal credit worthiness and debt repayment history. •Identification by name, address, spouse’s name, date of birth, Social Security number, telephone number, place of employment, mother’s maiden name, etc. •Credit inquiries – every time a…

How to fix your credit score and qualify for a home loan

How to fix your credit score and qualify for a home loan – DisputeWizard.com One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan sanctioning. Credit history is an important factor affecting loan granting…

Credit Reports! When You’re Not Watching Your Credit, Who Is?

Credit Reports! When You’re Not Watching Your Credit, Who Is? – DisputeWizard.com This may be old news, or this may be information that has just come to light for you, but your credit and consumer habits are being monitored, and unless you take some action to obtain the necessary credit reports, you more than likely don’t know if you’re credit worthy or not! Requesting your credit report does…

Bad Credit : Understanding The Basics

Bad Credit : Understanding The Basics – DisputeWizard.com Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for determining the credit activities of consumers. However, this all changed when a company called the Fair Isaac Corporation designed a credit scoring system that is called the FICO score. Because the three major…

3 In 1 Credit Report – Getting A Copy Of Your Credit Report And Seeing What Needs To Be Improved

3 In 1 Credit Report – Getting A Copy Of Your Credit Report And Seeing What Needs To Be Improved – DisputeWizard.com If you are concerned about identify theft or regular credit monitoring, you likely understand the importance of obtaining a copy of your free personal credit report. Neglecting to monitor your credit may prove damaging in the long run. It does not take long for a person to access…

Credit Repair – How To Deal With A Credit Bureau

Credit Repair – How To Deal With A Credit Bureau – DisputeWizard.com Having good credit is an essential tool in today’s economy – it allows you to have a credit card, to obtain car and house loans, and many other conveniences. While you can live without good credit, a bad credit rating will certainly affect you negatively throughout your life. The key to your credit rating lies with a credit…

Can Credit Counseling Really Help?

Can Credit Counseling Really Help? – DisputeWizard.com If you have high debt, and are in trouble, you have probably heard the term “credit counseling,” but do you understand what it is? Oftentimes this term is used in the same sentence as debt negotiation or debt settlement, but actually, it’s a completely different process. With credit counseling, you will actually work with a professional…

Two Ways To Begin Repairing Your Credit

Two Ways To Begin Repairing Your Credit – DisputeWizard.com Credit is a necessary tool for many people’s day-to-day lives. Good credit allows for many advantages that we sometimes take for granted: credit cards, the ability to rent an apartment, qualifying for financing or a car loan, and that’s just the beginning. If you fall behind in payments towards a creditor, each incident will be reported…