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Understanding artificial intelligence (AI) involves more than just recognizing lines of code or scripts; it encompasses developing algorithms and models capable of learning from data and making predictions or decisions based on what they’ve learned. To truly grasp the distinctions between the different types of AI, we must look at their capabilities and potential impact on society.

Introduction: 

In today’s rapidly evolving world, technology continues to reshape various industries, and the financial sector is no exception. Artificial Intelligence (AI) has emerged as a game-changer, revolutionizing the way financial institutions operate and make critical decisions. By automating processes and providing valuable insights, AI is transforming the financial landscape, enabling greater efficiency, accuracy, and customer satisfaction.

AI Applications in Finance:

Automation of Routine Tasks: Financial institutions deal with massive amounts of data on a daily basis. AI-driven automation tools can streamline tasks such as data entry, processing, and reconciliation, reducing manual errors and increasing operational efficiency. Additionally, AI-powered bots can handle customer inquiries and support, freeing up human agents to focus on more complex issues.

Fraud Detection and Security: Cybersecurity is a top priority for financial institutions. AI algorithms can analyze vast datasets in real-time to detect unusual patterns and anomalies, flagging potential fraudulent activities before they escalate. This proactive approach enhances security measures and safeguards customer assets.

Personalized Customer Experience: AI-powered chatbots and virtual assistants offer personalized interactions with customers, providing quick responses to queries and offering tailored financial solutions based on individual preferences and behavior. This level of personalization enhances customer satisfaction and loyalty.

AI for Risk Assessment and Management:

Credit Scoring and Underwriting: AI-powered credit risk models can assess an individual’s creditworthiness more accurately, incorporating a wide range of factors to make data-driven decisions. This expedites loan underwriting processes, allowing financial institutions to serve customers faster while managing risk effectively.

Market Analysis and Predictions: AI algorithms can analyze market trends, historical data, and other influencing factors to predict market fluctuations with higher accuracy. By leveraging AI-driven insights, investment professionals can make more informed decisions, optimizing investment strategies and portfolios.

Improving Financial Decision-Making:

Algorithmic Trading: AI-driven algorithmic trading systems can execute trades based on predefined criteria, eliminating emotional biases and executing trades with greater precision and speed. This technology has the potential to outperform traditional trading methods, benefiting both investors and institutions.

Portfolio Management: AI can optimize portfolio performance by considering various risk factors, asset correlations, and individual investment goals. Through data-driven portfolio management, investors can achieve a balanced risk-return profile, aligning with their specific financial objectives.

Ethical and Regulatory Considerations:

As AI becomes more prevalent in the financial sector, it’s crucial to address ethical concerns and ensure compliance with regulatory requirements. Financial institutions must be vigilant in identifying and mitigating biases present in AI algorithms to maintain fairness and transparency in decision-making processes. Additionally, adhering to data privacy laws is essential to protect customer information and build trust with clients.

Real-world Examples of AI Adoption in Finance:

JPMorgan Chase: The multinational bank utilizes AI to streamline customer interactions through their virtual assistant, providing personalized financial advice and support.

BlackRock: The investment management firm employs AI-powered algorithms to enhance its portfolio management and make data-driven investment decisions.

Challenges and Future Outlook:

While AI offers tremendous benefits to the financial sector, challenges remain, including data privacy concerns, algorithmic biases, and potential job displacement. Addressing these challenges is vital to maximizing the potential of AI in finance. Looking ahead, the future of AI in finance is promising, with advancements in Natural Language Processing (NLP), predictive analytics, and machine learning expected to reshape the industry further.

Conclusion:

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A common question we get is, “How can I work with NASA?”

The good news is—just in time for the back-to-school season—we have a slew of newly announced opportunities for citizen scientists and researchers in the academic community to take a shot at winning our prize competitions.

As we plan to land humans on the Moon by 2024 with our upcoming Artemis missions, we are urging students and universities to get involved and offer solutions to the challenges facing our path to the Moon and Mars. Here are five NASA competitions and contests waiting for your ideas on everything from innovative ways to drill for water on other planets to naming our next rover:

1. The BIG Idea Challenge: Studying Dark Regions on the Moon

Before astronauts step on the Moon again, we will study its surface to prepare for landing, living and exploring there. Although it is Earth’s closest neighbor, there is still much to learn about the Moon, particularly in the permanently shadowed regions in and near the polar regions.

Through the annual Breakthrough, Innovative and Game-changing (BIG) Idea Challenge, we’re asking undergraduate and graduate student teams to submit proposals for sample lunar payloads that can demonstrate technology systems needed to explore areas of the Moon that never see the light of day. Teams of up to 20 students and their faculty advisors are invited to propose unique solutions in response to one of the following areas:

• Exploration of permanently shadowed regions in lunar polar regions • Technologies to support in-situ resource utilization in these regions • Capabilities to explore and operate in permanently shadowed regions

Interested teams are encouraged to submit a Notice of Intent by September 27 in order to ensure an adequate number of reviewers and to be invited to participate in a Q&A session with the judges prior to the proposal deadline. Proposal and video submission are due by January 16, 2020.

2. RASC-AL 2020: New Concepts for the Moon and Mars

Although boots on the lunar surface by 2024 is step one in expanding our presence beyond low-Earth orbit, we’re also readying our science, technology and human exploration missions for a future on Mars.

The 2020 Revolutionary Aerospace Systems Concepts – Academic Linkage (RASC-AL) Competition is calling on undergraduate and graduate teams to develop new concepts that leverage innovations for both our Artemis program and future human missions to the Red Planet. This year’s competition branches beyond science and engineering with a theme dedicated to economic analysis of commercial opportunities in deep space.

Competition themes range from expanding on how we use current and future assets in cislunar space to designing systems and architectures for exploring the Moon and Mars. We’re seeking proposals that demonstrate originality and creativity in the areas of engineering and analysis and must address one of the five following themes: a south pole multi-purpose rover, the International Space Station as a Mars mission analog, short surface stay Mars mission, commercial cislunar space development and autonomous utilization and maintenance on the Gateway or Mars-class transportation.

The RASC-AL challenge is open to undergraduate and graduate students majoring in science, technology, engineering, or mathematics at an accredited U.S.-based university. Submissions are due by March 5, 2020 and must include a two-minute video and a detailed seven to nine-page proposal that presents novel and robust applications that address one of the themes and support expanding humanity’s ability to thrive beyond Earth.

3. The Space Robotics Challenge for Autonomous Rovers

Autonomous robots will help future astronauts during long-duration missions to other worlds by performing tedious, repetitive and even strenuous tasks. These robotic helpers will let crews focus on the more meticulous areas of exploring. To help achieve this, our Centennial Challenges initiative, along with Space Center Houston of Texas, opened the second phase of the Space Robotics Challenge. This virtual challenge aims to advance autonomous robotic operations for missions on the surface of distant planets or moons.

This new phase invites competitors 18 and older from the public, industry and academia to develop code for a team of virtual robots that will support a simulated in-situ resource utilization mission—meaning gathering and using materials found locally—on the Moon.

The deadline to submit registration forms is December 20.

4. Moon to Mars Ice & Prospecting Challenge to Design Hardware, Practice Drilling for Water on the Moon and Mars

A key ingredient for our human explorers staying anywhere other than Earth is water. One of the most crucial near-term plans for deep space exploration includes finding and using water to support a sustained presence on our nearest neighbor and on Mars.

To access and extract that water, NASA needs new technologies to mine through various layers of lunar and Martian dirt and into ice deposits we believe are buried beneath the surface. A special edition of the RASC-AL competition, the Moon to Mars Ice and Prospecting Challenge, seeks to advance critical capabilities needed on the surface of the Moon and Mars. The competition, now in its fourth iteration, asks eligible undergraduate and graduate student teams to design and build hardware that can identify, map and drill through a variety of subsurface layers, then extract water from an ice block in a simulated off-world test bed.

Interested teams are asked to submit a project plan detailing their proposed concept’s design and operations by November 14. Up to 10 teams will be selected and receive a development stipend. Over the course of six months teams will build and test their systems in preparation for a head-to-head competition at our Langley Research Center in June 2020.

5. Name the Mars 2020 Rover!

Red rover, red rover, send a name for Mars 2020 right over! We’re recruiting help from K-12 students nationwide to find a name for our next Mars rover mission.

The Mars 2020 rover is a 2,300-pound robotic scientist that will search for signs of past microbial life, characterize the planet's climate and geology, collect samples for future return to Earth, and pave the way for human exploration of the Red Planet.

K-12 students in U.S. public, private and home schools can enter the Mars 2020 Name the Rover essay contest. One grand prize winner will name the rover and be invited to see the spacecraft launch in July 2020 from Cape Canaveral Air Force Station in Florida. To enter the contest, students must submit by November 1 their proposed rover name and a short essay, no more than 150 words, explaining why their proposed name should be chosen.

Just as the Apollo program inspired innovation in the 1960s and '70s, our push to the Moon and Mars is inspiring students—the Artemis generation—to solve the challenges for the next era of space exploration.

For more information on all of our open prizes and challenges, visit: https://www.nasa.gov/solve/explore_opportunities

Explore the captivating and fast-transferring area of artificial intelligence with online courses. Examine artificial intelligence with the aid of studying herbal language processing, reinforcement studying, predictive analytics, deep neural networks, picture processing, the human mind, and extra today!

What is artificial intelligence (AI)?

Synthetic intelligence (ai) refers to the simulation of human intelligence in machines that are programmed to assume like human beings and mimic their moves. The term can also be applied to any system that reveals traits related to human thoughts together with getting to know and hassle-fixing. As ai evolves, machines can have more functionality to bodily act based on their intelligence, eventually leading to machines that can construct higher variations of themselves.

Online Courses in Artificial Intelligence:

The sphere of synthetic intelligence (ai systems) and gadget mastering algorithms encompass pc technology, natural language processing, python code, math, psychology, neuroscience, records technology, system getting to know, and many other disciplines. An introductory course in ai is a great area to begin because it will give you an outline of the additives that carry you up to speed on the ai studies and trends thus far. You can additionally get arms-on enjoy with the ai programming of wise agents which includes search algorithms, video games, and logic troubles. Learn about examples of ai in use these days consisting of self-driving motors, facial recognition systems, army drones, and natural language processors. Move similarly with courses in information science, robotics, and system intelligence. Research the fundamentals of how robots function, along with a way to constitute 2nd and 3d spatial relationships, how to manipulate robot arms, and plan give up to stop ai robotic systems. In machine studying, explore unsupervised getting to know strategies for records modeling and analysis consisting of information clustering, computer vision, reinforcement learning, problem-fixing, device learning algorithms, photo popularity, statistics mining, speech recognition matrix factorization, and sequential models for order-dependent records. Begin with synthetic technology and get an overview of this interesting discipline. In case you are strange with basic laptop technology and ai programming languages, it will be helpful to take an introductory magnificence to examine python, r, or every other programming language commonly used in statistical analysis.

Jobs in AI:

Statistics scientist ai jobs typically require a bachelor’s diploma or better in laptop technology, engineering, or it, and experience with more than one programming language together with Java, C, Python, R, JavaScript, and square, and experience in records science is also a big plus. Pinnacle process positions include Artificial Intelligence Engineer, AI Assignment Supervisor, Researcher, and Artificial Intelligence Consultant, and some of the top companies hiring consist of Amazon, Google Apple, and IBM.

Discover a career in Synthetic Intelligence:

Help build the future with an exciting career in the fast-growing field of artificial intelligence. Many industries like digital marketing and social media experts are relying on deep learning methods and AI algorithms to make business decisions and their business applications better. If you love computer science, mathematics and data analysis, python programming, linear regression, and more then enroll and start learning about the applications of artificial neural networks and how you can help them move forward.

The COVID pandemic brings an opportunity to expedite e-commerce businesses and enhance electronics trade solutions including e-payments and e-contracts, online schools and other applications for government instructions.

The corresponding measures to get aligned with these solutions will ensure a safe and enabling business environment in the post-pandemic scenario.

The experts on trade and economy foresee a boom of use of e-commerce businesses in the public and private organizations. The Manufacturing Sector will also grow specially for electronic goods. The way people shop to the way online businesses, there is a huge ecommerce growth for which ecommerce is gearing up for some major changes.

The historical data predicts that by the end of 2020, global ecommerce sales will reach $4.2 trillion and make up 16% of total retail sales. And these numbers are only predicted to go up.

Keeping up with the latest trends in ecommerce, is paramount to growing in the retail of 2020. Industry experts and leaders has a consensus on the big things they see in ecommerce and retail this year.

E-Commerce is a huge platform which is growing at an unprecedented rate all over the world. People from every age whether they are children, adults, or old all loves to shop from different e-stores. Online shopping provides more happiness as compared to physical shopping stores. The reason is simple as we have a lot of websites and apps focusing e-commerce, it has become simple to find anything on e-store that you want to buy immediately. In the coming years, it is expected that growth of e-commerce will increase like never before with all the current technologies. The rate of online shopping is increasing beyond measure rate and this is driving e-commerce owners crazy to keep their solid place in the online race.

As an online businessman, it is highly essential to be updated with all the current e-commerce trends. If someone aiming to make a strong online reputation of his business, it is a compulsory task to focus on website development as well as mobile app development based on his industry. Since the inception of e-commerce shopping sites, the way people do shopping has completely changed. No doubt that e-commerce industry is escalating at a rapid pace and will boom in the coming more years.

There are some major trends which are driving e-commerce trends globally;

1.     Data-Driven Approach

In current technology world, it is essential to keep an eye on statistical data and knowing about customers’ need, is the prime challenge for every e-store. It has been observed that a proper market analysis will always lead to huge profits and customer engagements. This will strategically drive business sales and will ultimately boost online businesses globally.

2.   Mobilized Shopping Strategy

With mobile devices, everything is going much flexible and simpler than ever imagined. Today, every individual uses mobile phones for operating different things simultaneously and instantly. In today’s era where technology is surprising every single day, it has become a vital task to match the user requirements. Whether someone start-up or an established entrepreneur, having a strong online presence of business is a must. Of course, when it’s about shopping, people love to shop from various e-stores. E-Payments are also becoming popular and flexible to buy products and face smooth delivery.

3.   Subscription-Based Selling is Rising

To increase user interest on any e-store, subscription-based selling process is essential. This holds greater command on customer engagement as they are always in the search of some new offers or profits. On e-commerce store, someone may sell any product which is used by customers on a regular basis. This category includes food products, wines, and more such items. Providing subscription to consumers will face some excitement in the whole shopping experience. It’s a beneficial part for both customers and business owner to face profit from the subscription-based selling.

4.Vertical e-commerce to explode

Vertical e-commerce sectors will emerge in the upcoming years. E-Commerce is a huge sector and being an entrepreneur, so always must think from users’ perspective. Vertical e-commerce companies are aspiring to match user requirement and bringing new offers and discounts. This industry is going to escalate more than the horizontal one as the chances of facing profits in vertical e-commerce are high. As they always think from users’ point and have specialization on one category or product that users love to buy. In the coming more years, e-store owner will see the drastic change of vertical e-commerce that will change the shopping scenarios.

5. Shopping Videos

The trend of shopping will take more interesting turns as users love watching shopping videos. This is one fantastic idea to keep them engaged. To follow right steps and you will get a potential massive success in industry area. When owner add videos on your e-store, customers will get a better idea about the products before they hit for buying it. That’s why adding videos option on your e-commerce website will double the chances of getting more and more customers. Ultimately, this will increase e-commerce sales and business revenues.

6. New Way for Shopping with VR (Virtual Reality)

VR (Virtual Reality) builds an environment which helps customers to view products using VR headset that gives them a 3D world. Facing an awesome shopping strategy with virtual reality devices, people are going crazy with this style. E-Commerce companies are doing high investments in providing a Virtual Reality world to customers for shopping need. Living in the technology-based world, it is essential to adopt new trends and walk with consumer demands. It is highly essential to fulfil consumer demands and take care of their comfort when they visit your e-store.

Conclusion:

We all know that E-Commerce sector is growing at a rapid pace across the world. New technologies are emerging, and it is essential to adopt e-commerce business with the current technologies. When we will walk with latest trends that will reach to success in minimal time. Living in the technological era, is highly essential for fulfilling customers’ requirements. People prefer only trendy things, and this is the most important reason for keeping business up to date.

The use of mobile devices is increasing at an unstoppable rate. People become addicted towards the use of mobile phones and they prefer to perform every possible activity in their personal Smartphone. When it comes to buying things, every individual love to do online shopping. All online business websites needs hosting and the best hosting is available in below link;

Like the whole appeal of Disney is it’s inspirational “look how wonderful the world can be” tone and it’s use of archetypes that resonate deeply within ourselves. But of course for every wonderful thing about the world there’s a dozen horrible things going on that make it possible. For every truth in classic archetypes there’s a multitude of incorrect stereotypes, assumptions, and backwards notions we should be working to get past.

I think the deep unpacking, and analysis, and rethinking of our myths, tropes, etc that has become extremely popular in the last few decades is enormously valuable but I also think it makes creating art absent of cynicism incredibly difficult. To me, what makes Disney’s offerings so appealing, so comforting, and wonderful is their way of showing us things like love, romanticism (of the Vaughner variety), optimism, etc without any trace of cynicism. The world has gotten enormously cynical over the last 100 years, and especially so during the last few decades. And not without good reason. And there are enormous costs to creating art that perpetuates or idealizes a system that causes great harm. But I am kind of left wondering exactly what options that leaves.

How does one celebrate any topic while managing to give due time to its downsides while not letting them overshadow the celebration? Is that even possible or desirable? Maybe the idea that there’s a time and place is applicable? After all when it’s your birthday and you’re blowing out the candles on your cake are you thinking about the underpaid factory workers that made them? The immigrants and cramped chickens in the egg factory. The fossils fuels used to transport and mill the flour. The fact that any gifts you receive are the product of a capitalistic industry that makes it a virtual requirement for those close to you to consume more goods on the pretense of being a good friend? That the cute paper plates and tablecloth are going to end up in some landfill after their brief use and probably be responsible for the death of a penguin or otherwise heat up the atmosphere through excess methane production? What about the very notion that your birthday is special? And how that might very well be of a way too individualistic and narcissistic self-absorbed society.

Like - that analysis isn’t wrong and yet - including it as part of the birthday celebration would quickly suck any life or joy out of the occasion.

So, you see this is the dilemma I’m struggling with - and not just for Disney art but really any art that attempts to be more fun or joyous than critiquing. People need fun, joyous, upbeat, optimistic, uncynical art and entertainment in their life - that much I’m certain of. But doing that in a way that doesn’t reinforce any harmful ideas is devishly difficult. I might get flack, but I think it might be largely impossible.

I’m thinking that the solution has to lie in drawing a line around the major messages you want to avoid, and then letting the chips fall where they will - knowing full well that humans are incapable of creating perfect work. That through some lens - 5,10,15 years later you’ll see flaws that you didn’t notice then. Or perhaps more discomforting, there will be problematic messages that you see from the beginning but must accept that they can’t all be eliminated.

Like even with my Poppins ride, a ride that’s barely supposed to have any connection to reality at all, the IP still idealizes a very specific class of people, romanticizes the life of a suffering class (Chimney sweeps), condones hunting for sport, hell you could make the argument it participates in upholding unrealistically high standards for women. The whole thing is absolutely an appropriation and bastardizarion of British culture. And on a larger level perhaps it sends a message that it’s perfectly fine to go on a jolly holiday for a while and forget the rest of the world that’s suffering while you ride a merry-go-round. Which frankly I can’t decide if it’s a sheltered message of privilege or the genius secret to life.