#apes api

With Rechargekit Fintech Payout API you can transfer funds on your platform fast, secure and automatic.

We have payout infrastructure with bank transfer, UPI, bulk payouts and real time beneficiary validation Built for fintechs, lenders, marketplaces, gaming apps, staffing platforms & enterprise disbursements.

This API is a robust Instant Payout API for high volume businesses requiring reliable and compliant real time disbursement of funds.

What is a Payout API?

A Payout API is a method for a business to send money from their system to any bank account or UPI ID, automatically, instantly.

It connects your platform to banking systems such as:

Real Time Gross Settlement (RTGS)

NEFT (National Electronic Fund Transfer)

UPI

This allows instant payout of salaries, vendor settlements, refunds, commissions, incentives, loan disbursements, prize winnings and other financial processes without any human intervention or requirement of banking portal logins.

Features of Rechargekit Fintech’s Payout API

✔ 1. Bank Transfer in Real Time

✔ 2. Bank Payout API

Instantly transfer funds with IMPS or schedule NEFT payments.

✔ 3. UPI Payout API

Instantly transfer money to any UPI VPA.

✔ 4. Bulk Payout API

Best for Wallets, User Balances, Micro Payouts, High Frequency Disbursements.

Trigger or upload thousands of payouts via API.

Perfect for agencies, gig platforms, marketplaces and gaming apps.

✔ 5. Verification of Beneficiary Account (Bank/UPI)

Please do check the beneficiary bank accounts or UPI IDs before processing the payouts.

This reduces the risk of failures and operational problems.

✔ 6. Live Status and Webhooks

Automated callbacks for payout status:

Completed

To be announced

Incorrect

Revert

✔ 7. Strong Security and Compliance

Encrypted API calls

IP Whitelist

Token based authentication

Audit logs of transactions

✔ 8. Infrastructure Scalability

Big payouts processing with high reliability and low latency.

Why Fintechs Turn to Rechargekit Fintech for API-Driven Payouts

High success rates

Instant payout system

Reliable

IMPS, NEFT & UPI

One API Platform

Flexibility for other business models like lending, gaming, marketplace, SaaS, logistics & gig economy

live fast, sandbox and docs ready

Safe

Transparent prices

Fit in

Enterprise-ready

You own your workflows and user experience on your own platform and Rechargekit Fintech provides the payout infrastructure.

How Payout API Integration Functions

1. Launch Sandbox & Docs

Request credentials for testing.

2. Integration with API Endpoints

Bank API Payout

UPI Payout API

Bulk Payouts API

Check API and status

3. Implement Security Controls

Callback URLs, IP whitelisting, token management

4. Flow End To End Testing

Test transfer, callbacks and reconciliation in sand box environment.

5. Go!

Go live and get paid instantly.

Uses of Instant Payout API

For Fintech Platforms

Wallet Payouts

Loan disbursal

cashout settlements

For Aggregators and Marketplaces

Networks of partners

Vendor cash outs

income from commerce

For Gig & Workforce Platforms

Earnings for drivers

Payments for delivery agents

Incentive and commission payments

For App and Digital Company

Refunds

Promo and Cashback Payments

Prize Winnings

Tech Specs

Category

Information

Transfer Methods

IMPS, NEFT, UPI

Verification

Bank Account Verification, VPA Verification

API Format

REST JSON

Authentication

Token

IP whitelisting

Success

Webhooks

Failure, Pending

Bulk Support

Yes

Security

Encrypted Requests & TLS Signatures

Logs

MIS Reconciliation Friendly Responses in Reporting

FAQ

1. What is Payout API?

With a Payout API, you can send money automatically to a bank account or UPI ID using IMPS, NEFT or UPI.

2. What is the difference between Instant Payout API and Bulk Payout API?

Instant Payout API: Real-time fund transfer for single transfers.

Bulk Payout API: Process thousands of payouts with one request.

3. Does Rechargekit Fintech support UPI payment?

Uh huh.

UPI Payout API allows instant transfer to any valid VPA (UPI ID).

4. Can I verify the beneficiary before transferring the funds?

Yes.

Bank account validation & UPI VPA validation enabled.

5. Which companies are using the Payout API?

Lending apps, gig platforms, marketplaces, fintech companies, gaming apps, logistics companies, HR and payroll systems.

6. How do I check the status of my payout?

You will get updates via real-time webhook callbacks.

7. What is Rechargekit Fintech Safe Payment System?

Yeah.

It supports encryption, token based authentication, IP whitelisting and audit logs.

8. Can I build payouts to work with other APIs?

Yeah.

Many clients use Payout API along with UPI Collection API, BBPS, AEPS, Micro ATM and Recharge APIs.

Start getting paid in real-time on your platform today.

BBPS API for Instant & Safe Utility Bill Payments

Our single BBPS API will help you to automate electricity, water, gas, broadband, DTH and mobile postpaid bill payments. Seamless bill payment experiences include real-time status, instant confirmations and 24/7 availability.

What is the BBPS API?

BBPS API (Bharat Bill Payment System API) allows businesses to offer bill payments across multiple categories with a single integration. It allows customers across India to pay bills quickly, securely and in an interoperable manner. RK Fintech Bill Payment API for real time utility bill processing to your customers with verified billers and real time settlement status.

Highlights of Rechargekit Fintech BBPS API

Supports 20+ categories of Billers including Electricity, Water, Gas, Broadband, DTH, Mobile Postpaid, Education, Loan Repayments and more

Unified Single API for all Bill Payment Services.

Live bill collection and receipt acknowledgement.

High success rate and settlement is instantaneous.

BBPS guidelines for safe & compliant transactions.

Scalable architecture for high transaction loads.