The guy who was responsible for our bank transfer apparently had messed up and moved it to an account from which he thought the money could be transferred to Canada. He thought wrong and the order bounced.Â
Gotta love professionals who know what they are talking about, especially if itâs your money youâre trusting them with, huh?
It took them a few days to figure out what was wrong. Once they did they moved the money to another part of the account from where it COULD be moved now. Which brings us to the current timeline of âthe money is getting ready to being transferredâ. Technically itâs supposed to take 3 to 4 days (are those business days? cause theyâre never working on Mondays either...) and according to my partnerâs mother about 1,5 of them should have already passed.
Best case scenario would be that the money arrives here on maybe Friday. On the other hand we took out money from that account when we cashed out on the credit card yesterday while the transfer was in progress. Which means worst case scenario would be the order bouncing again, because now thereâs less funds available than we want to transfer. Which would mean more delay delay delay.
My partnerâs mother will try to add some money to the account in hopes to prevent the transfer from bouncing in time. This is such a mess.
Todayâs account balance reads 8 CAD. They deducted another $ 5 overdraft fee when we added enough money to be in the positive. Of course. (I miss my German account where this was not a thing)
On the plus side I managed to reverse a 70 CAD charge on my Dutch credit card and pay off the remaining few Euros I apparently had neglected to pay. Gotta love when those âyour payment is late and we will punish you for itâ e-mails are coming in from out of nowhere at the worst possible moment. Iâm not even using my Dutch credit card anymore!Â
Let this be a lesson kids.Â
If you move abroad, like far abroad make sure you
a) have a bank that has lots of experience with international online transfers, that is easy to use and fast
b) stay far away from the Caisse dâEpargne
c) donât forget about that zipcar account you made on your old credit card when you arrived and either cancel it or move it to a local account asap
Oh well. Weâre out of cat food. Letâs use up that credit card some more, shall we?