#52weeksavingsplan

I started this last year and stayed true to the plan until mid June when I fell off the wagon. This year, I plan to finish strong!  I posted a teaser and so many people were interested, that I thought I would go ahead and post the plan for you.

WE WILL START ON JANUARY 1.  BUT, you can read below and be ready. Plus, I have added some things others have suggested that made it easier for them. The important thing is that you are saving a little and that it is accumulating. Your chosen process doesn’t matter.

  You simply make a small deposit each week, according to what week of the year it is, and at the end of the year, you will have $1378! I am soo doing this and am starting on January 1, 2014. I would love for you to join me.

But, I think we need two things to make this successful:

1) Somewhere to put it. 2) Someway to remember to put it!

We can remind each other and keep track of our savings! So, I will remind you each week to make your deposit. I will be putting mine in my Capital One 360 Account. I encourage you to do the same. If you don’t have or are not familiar with the Capital One 360 account, you can read all about it here. If you open an account (no minimum deposit) and activate your debit card, then use it three times in the first 45 days, you will get a $50 deposit on the 50th day! No joke! I did it and I got the $50! If you are familiar with the account and just haven’t opened one yet, you can go straight to sign up HERE.

Just think how far that $1378 (plus $50 for some of you or plus $125 for those of you who signed up for the bonus during Black Friday!!) will go on Christmas expenses next year…or a Disney trip (that’s almost half of the cost!), or toward paying off a bill! So, now I will share this post with you and next week, I will make my deposit to my Capital One 360 account!

  2 – Print the chart out and mark off amounts as you get them and deposit them. For example, if you have $10 that you want to deposit this week, you could either mark off weeks 1 – 4 (1+2+3+4 = 10) or mark off week 10 ($10). Just bounce around the chart and make sure that you deposit regularly and keep track of what you have done. 

3 – Be sure to count your $50 if you open the account detailed above! You could go ahead and mark off week 50! That would be right around Christmas!

4- If you line these deposits up in 4 week columns, it averages out to $106.00 per 4 week period, or $26.50 per week or $53 per two week pay period. However you want to do it, is just fine! JUST DO IT!

5. – If you do a few weeks doubling up on your deposits, you will have the money earlier than scheduled and be able to use it for Christmas shopping!  That $10 example in #2 will take off 3 weeks!

6.  Share this post with your friends and let’s all encourage each other!