Untitled

The market correction has created many opportunities for new investors who are willing to take a risk in this environment. One must keep in mind that market corrections can escalate further, but bottom fishing is not always easy and accurate. So, one can buy in stages and should only invest 30% of available funds for a period of one year or more. www.shareloan.in recommends only buying stocks at 52-week lows and from the NIFTY-50. All NIFTY-50 stocks are eligible for Loan against shares.

Yes , Loan Against Shares and Loan Against Mutual funds can be applied without selling portfolios of bonds, deposits, equity shares and mutual funds. When faced with an unexpected requirement, they feel unsure about whether to raise funds or liquidate investments. They are also worried about rebuilding the asset. Loan against securities (LAS), a facility offered by banks and non-banking finance companies, can serve as a good alternative .

Collateral Banks provide a complete list of approved securities against which they are willing to offer a loan. A lien is created against these securities in order for the loan to be taken. The value of loan is a percentage of the value of the securities, which can be anywhere between 70% (for equity shares), 90% (for bank deposits) & 60–70% (for mutual funds) , Approved Bonds (85%) .

Process A current account with overdraft facility is opened and a borrowing limit is set based on the value of the collaterals. Investors can withdraw from the account whenever they choose, and can repay it by depositing the amount back into the current account. The process is simpler and more flexible than that of an EMI-based loan.

Interest The interest rate on an LAS is lower than that of a personal loan or a credit card, since it is secured by collateral. Interest is charged monthly, quarterly , semi annually or yearly (Depending on client) , on the basis of the daily outstanding balance in the overdraft account.

Flexibility

Once the limit is sanctioned based on the value of the collateral loan amount is directly transferred to bank account which client can withdraw from ATM aswell or Cheque .Repayment can be made based on cash inflows at any time or Shares pledged can be changed or increased/decreased anytime from any scrip category to another and after payment or early loan share pledged can be removed in few days .

The minimum amount of a loan against shares/securities is 10 lakh while the maximum amount that can be arranged is more than 100–200 Crore .

Thanks & Regards

The best blue-chip shares to buy now are usually those of the top nifty and high-rated companies, currently occupying the highest ranks in a particular sector. Blue Chip companies refer to shares of companies with a large market capitalization and a huge track record.

A few examples of these companies are mentioned in the above picture, and the maximum loan amount can be availed if one holds and invests in a particular category of shares or companies. www.Shareloan.in can help in providing Loan against shares and loan amounts up to 70-80% of these blue-chip shares without selling and retaining the portfolio for long-term benefits. One can also look at the Nifty-50, Sensex or NSE Top-100 companies available on the link below and buy any of these companies for maximum benefits.

A Bluechip mutual fund or large-cap mutual fund invests only in large cap companies (Referred in our previous blog). These mutual funds are fundamentally and financially strong and stable due to their strong portfolio. Blue-chip funds can assist investors to get medium-risk capital appreciation by remaining invested for the long term. Bluechip funds might be a fantastic alternative if you want to avail Loan against Mutual funds from www.shareloan.in in the time of need.

These categories of funds are very safe and one can assume that he/she is investing in blue-chip shares only. A few examples of these funds are mentioned below. Large-cap mutual funds have to invest at least 80% of their corpus in large-cap stocks only.

Top Large/Blue-chip Mutual funds

India's leading portal provides hassle-free loan against shares services, low ROI, and fast approval process. Enquire now!  https://www.shareloan.in/loan-against-shares.php