Roadmap2Retire

A quick update on a couple of recent purchases in my portfolio. For this round, I added to existing positions.

First purchase: I added 48 shares of Brookfield Infrastructure Partners (BIP.UN.TO) @ $50.00.There’s been significant pullback lately and after waiting a long time to add more shares in this, I finally got the opportunity. I had a lowball offer sitting open on this company for a while…

Top Dividend Raises for April 2018

Dividend growth investing is a popular model followed by the investing community to build assets. Companies which not only pay dividends, but raise them year after year have been shown to perform better overall for investor returns. On the flip side, it is also important to keep an eye on the dividend cuts, which could signal troubling times ahead for a company. This post captures the…

Is whole life insurance worth it?

The following post is written by Brian So from Brian So Insurance

If you have ever spoken to a life insurance broker or researched life insurance online, you may have come across a type of insurance called whole life insurance. What is whole life insurance and how does it compare to term insurance? More importantly, is whole life insurance worth it?

What is whole life insurance?

Whole life…

Passive Income Update – Apr 2018

Welcome to our monthly passive income update for April 2018. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress.

Passive Income  Update

Passive income for the month ofApril 2018 was C$1,024.27. The passive income for the month comprised…

Outlook for May 2018

One third of 2018 is done and the markets just keep getting more and more interesting by the day. The stock market is rallying hard and billions are added to individual networths (Jeff Bezos) overnight as if the numbers mean nothing. This is the reality that we live in when your cost of capital is zero for a decade. Capital has concentrated to an extremely small segment of the population, who…

Here’s a quick update on a sale in my portfolio. Sales are always hard, especially when times are good and investors are riding the coattails of one of the best performing bull markets in modern times. When things are rosy, we tend to feel that the good times will continue forever. The world has been awash in liquidity for a decade investors have been awarded for taking more risk. But there is…

Personal Challenges & Habit Formation

This blog has always been finance and investment related, and I never shared much on the personal front. However, I figured I will share some of my personal goals that I have struggled with & achieved so far in 2018 — just because its something that I have been reading & thinking a lot about recently and find it interesting. My major personal goal for 2018 was related to habits (and habit…

Baby R2R’s Portfolio Update – Q1 2018

This is the third update in a new series where I intend to share the progress of Baby R2R’s investment portfolio. I started documenting this in Q3 2017 and intend to provide quarterly updates. Baby R2R was born in Spring 2016 and a few months later, I setup her education fund to which I contribute on a regular basis. We live in Canada, so we take advantage of the RESP program (Registered…

Top Dividend Raises & Cuts for March 2018

Dividend growth investing is a popular model followed by the investing community to build assets. Companies which not only pay dividends, but raise them year after year have been shown to perform better overall for investor returns. On the flip side, it is also important to keep an eye on the dividend cuts, which could signal troubling times ahead for a company. This post captures the…

2018 Top Investment Picks – Q1 Update

At the beginning of the year, I put together a list of Top Investment Picks for 2018 from the investment community and track them on this website. This is just meant to be a fun exercise to see how the picks do. As part of the process, I intend do provide quarterly updates on the picks to see how they are doing. This is the update after Q1. Note that you can track the progress anytime by going to…

Quarterly Update – Q1 2018

Welcome to the quarterly update for Q1 2018. This is part of  a series where I track our financial progress on a quarterly basis. I present three parts in this series: (i) Investment & Portfolio Update, (ii) Passive Income Update, and (iii) Goals Update. 1. Investment & Portfolio Update Q1 2018 saw a some decent activity in our portfolio. We added to the following positions. Algonquin Power &…

Passive Income Update – Mar 2018

Welcome to our monthly passive income update for March 2018. This is part of the scorecard series where we track our dividends and other sources of passive income. We also include changes and updates related to our investments during the month – showing the overall progress. Passive Income  Update Passive income for the month of December 2017 was CAD$826.78, which comprised of US$239.37 and…

Outlook for April 2018

Well, Q1 2018 is in the books and the markets are starting to seem pretty interesting day-by-day. The pillars of the market – the FAANG stocks (before the recent decline, the 5 stocks made ~14% of total US market) are starting to see pressure as the public has started revolting against the platforms socially. Most of all, the Facebook debacle was just a matter of when, not if, when the user’s…

There is an investing adage: “You either learn a lesson or make a profit; never both”. I have found this to be true for a better part of my investing years, but as I gain more experience, I am trying to reflect and learn lessons from all my trades – from both winners and losers. This bull market in stocks has been ongoing for a decade and most investors have forgotten what it is like to lose…

5 ways to build a million-dollar retirement fund

The following is a guest post You are never too young to think about retirement investments. The reasoning behind this lies in the power of compound interest. As an example, this article explains how putting off retirement savings by just 10 years can cost you over half-million dollars until 65. There are countless ways to build your retirement portfolio, depending on your income, lifestyle, the…

Is Tesla Stock a Good Investment?

The following is a 3rd party contribution  Tesla’s stock price recovered much of its recent losses triggered by the recent global market sell-off, and the company is currently trading around USD 330. This is slightly below the level it reached on January 25th, after which it rose to USD 354, fell as low as USD 310 and then rebounded to USD 357. However, it is currently moving back down and could…

A quick update about a purchase in my portfolio last week. As I’ve outlined in the monthly Outlook posts, there are a few opportunities that are still undervalued. While it may come as no surprise, regular readers will observe that I am still very bullish and overweight in commodities and precious metals. While this is a sector that I have been thinking of trimming possibly since it has grown to…