November is over and I couldnāt be happier!
As mentioned in a previous post, Iām thinking about making this blog both poetry and my new most prized possession: my bullet journal. I started this over the course of the summer and have gladly continued it into my third semester of my college career. This month was dedicated to something Iāve crossed upon a lot on the Internet (where I get most of my inspiration) isĀ No Spend November. The layout isnāt as pretty as Iād like it to be, but it got the job done. Thereās the rules I set for myself, what I actually spent money on, and my income. The idea of NSN was toĀ save money.Ā Which is exactly what I needed at this point: my credit card bill was up to over $2k, my college tuition bill is coming up next month, and Iāve recently planned a trip over my winter break to England and Scotland! Lots of exciting things happening, lots of expenses to have them.
NSN is a great idea for anyone who is looking to save some money, but let me put out a warning: No Spend November is not about how much you save or how much you spend, it is what you spend your money on. It is realizing what are the important things in your life that deserve to be spent on. I realized I love online shopping and end up buying a lot of things I donāt reallyĀ need. It just adds to my collection of stuff once the nuance of it disappears. I realized that if I didnāt act on the impulse of buying the item immediately, it would eventually fade away and life would resume. Most of my buys areĀ spur-of-the-moment āI want thisā. The second thing I realized is that going into Philadelphia every Sunday is a very integral part of my life. I go to school across the river in Camden, which there isnāt much to do, so early on in my Freshman year, I started a ritual of going to a new coffee shop every Sunday in the city. There, I would spend hours drinking coffee, eating pastries, and completing my homework for the upcoming week. Both productive and enjoyable! But this month, I took this āluxuryā away from myself, limited myself to only 2 trips (out of the 4) because I often spent $10-$15 per Sunday. I also took away my luxury of dining out with friends, meaning no Taco Tuesdayās or Wing Nights or sushi dates. This also meant no take-out, only cafeteria or homemade food. Needless to say, I ran out of my Cafeteria Dining money within two weeks and then switched to home cooked meals. In addition, I took away my love for junk food. Iām an avid chip and ice cream eater. Ice cream is my go-to when Iāve had a bad day, but Iāve taken all of that away.
About a two weeks into November, I broke down. I was feeling dissatisfied with my courses as well as having family troubles, so with these big life issues daunting on me as well as the fact that I took away any facility I had that let me really relax or cope,Ā it all came tumbling down. My view of No Spend November wasnāt rightāI was too strict and I took it too literally. I did save over $150 this month, which is wonderful, and a whole paycheck went towards paying my credit card bill which has lowered tremendously, which is a success. But, I was unhappy majority of this month.
In hindsight, Iāve gained a lot of insight into who I am as a person as well as what deserves to be spent on. I donāt need to go out to dinner every night, but maybe once every two or three weeks doesnāt hurt. Going into the city every Sunday for my coffee shop ritual is who I am and is not something that should be sacrificed for a couple of bucks. The money spent on those days also gives me the ability to explore, walk through the city, enjoy different environments while doing homework, and reflect on my past week in a way that lets me distance myself (both mentally and physically). And I should treat myself to a pint of chocolate ice cream every once in a while because I work hard and like to think I deserve it.
So let me reiterate, No Spend November is about saving money. Itās about looking at your expenses and deciding what needs to be cut, or shaved, or nicked. Itās thinking about every purchase or desire and whether you truly need it. Will it bring you happiness? Will it serve a purpose? Is it useful? And so on and so forth. So if you plan to do this, I say go for it. Save some money, but donāt hold yourself back from the little things in life that make everything else worthwhile. We all have distractions that keep us goingāthat doesnāt mean our lives are meaningless, it just means that sometimes itās the little things that magnify the beauty of everything else that we have.
I canāt wait to see what December will bring. Iām hopeful that it will be a brighter month full of travels, love, journaling, and reading.
Bullet Journal: No SpendĀ November November is over and I couldn't be happier! As mentioned in a previous post, I'm thinking about making this blog both poetry and my new most prized possession: my bullet journal.