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Many families don’t realize what can happen when a loved one dies without a Will or Trust. Although heirs may inherit property through probate, the process can be lengthy and costly. Meanwhile, mortgage payments, taxes, insurance, and other expenses continue to accrue. If they go unpaid, the property may face foreclosure or be sold at auction. If you’ve inherited property and are dealing with…

STOP FORECLOSURE BEFORE IT STARTS I want to be clear I’m not giving foreclosure advice. I’m simply sharing my personal experience in hopes that it brings awareness to what the process can look like. When I first faced foreclosure, the very first step I took was trying to get a loan modification. That process alone was overwhelming, involving constant back-and-forth communication, repeated…

Understanding the Homestead Exemption in Georgia A homestead exemption helps reduce the amount of property taxes homeowners pay on their primary residence. Filing for this exemption can save you money year after year, but there are specific requirements and deadlines you’ll need to know. When and Where to File You must file with the county or city where your home is located. Each county has…

When Is the Best Time to Sell Your Home? In my experience, the best time to sell a home is usually March through October. The weather is nicer, buyers are out house-hunting, and families are looking to move before the end of the year. That said, there are some seasonal patterns worth noting: March – July: Prime selling season. Many sellers start prepping their homes in March, and if everything…

Who Really Pays Closing Costs? Closing costs are negotiable, and who pays them often depends on the type of market we’re in. For example, in a seller’s market, buyers usually expect to pay their own closing costs and don’t even bother asking the seller for help. In a buyer’s market, it’s often the opposite, the seller may need to cover some or all of the buyer’s closing costs to make the deal…

Choosing between new construction and resale is completely up to you, but I’ll share my experience. My first property was new construction. I liked the idea of everything being brand new no repairs, no updates needed. But let me tell you, new doesn’t mean problem-free. My A/C went out, and my tub started leaking not long after I moved in. So don’t assume “brand new” means “no issues.” One of…

Should You Sell Your Home As-Is or Make Repairs First? Deciding whether to sell your home as-is or make repairs depends entirely on your situation as a seller. As a Broker, I’ve worked with sellers who simply didn’t have the cash on hand to make repairs that’s usually the number one reason people choose to sell as-is. While it may be convenient, selling as-is often means leaving a lot of money…

There are two ways to jump right into ownership: Leave your parents’ home and purchase your first house or condo instead of paying rent to someone else. If you’ve been paying rent to your parents, keep records those can help show rental history and give you a jump start toward homeownership and building generational wealth. Another option is for your parents to buy a property and rent it to…

When listing your home, the key to selling quickly and at the best possible price is setting the right price from the start. Overpricing compared to similar homes in the neighborhood can turn buyers away, while underpricing just to compete may cost you money. Constantly lowering the price after listing can also make both the seller and the agent look bad. The correct price is determined by…

So, when is it really time to downsize? For many, the answer comes when the kids move out—maybe off to college or starting their own lives. Suddenly, all that extra space doesn’t feel so necessary anymore. Instead, it just means more rooms to clean, more dust to collect, and more upkeep for a home that isn’t being fully used. Downsizing can make a lot of sense, not just for comfort but for your…

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I'm eager to discuss how my specialized real estate services can cater to your requirements. Let's chat about it. Delivering excellence and expertise across all price ranges and locations.

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🏡 Is 2025 the year you find your dream home? A new year is the perfect time for fresh starts and big moves—literally! ✨ Whether you’re looking to buy or sell, I’m here to guide you every step of the way. Let’s make your real estate goals a reality this year—send me a message to get started! #thehelpfulagent #home #houseexpert #house #listreports #newyear #newhome #realestate #realtor #realestateagent #happyhomeowners #happynewyear #dreamhome #elizabethrichardrealty #homesforsale #interestrates #downpaymentassistance #closingcosts #buyersmarket #sellersmarket #realtor #elizabethhasthehouses #elizabethrichardrealtyllc #newconstructionhomes #newconstruction #homeinspection #inflation #listing #blackownedbusiness #womeninbusiness #land #lot

I'm eager to discuss how my specialized real estate services can cater to your requirements. Let's chat about it. Delivering excellence and expertise across all price ranges and locations.

[email protected]

[email protected]

[email protected]

elizabethrichardrealty.com

elizabethrichard.realtor

Queen Elizabeth Richard, Realtor®Broker

Senior Mortgage Loan Officer

Equal Housing Lender

NMLS: 2036276

Corporate NMLS: 2288260