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Did you suffer water damage from frozen pipes?

Are you using a Public Insurance Adjuster?

Below are items that you need to do to take care of your water damage.

First thing is to call a Licensed Plumber to repair all the broken pipes.

Next you need to make sure everything is dried out properly, so you don’t get Mold Damage.

Do I have enough property damage that I need to call in a claim to my insurance company?

At this point do you call in a Public Adjuster, or do I just need a Licensed Mitigation company to clean up and dry out my water damaged property?

As Licensed New York Public Adjusters we usually recommend you call us to discuss your property damages. If we feel the water damage claim is large enough or complex enough, we will come to review your damage and recommend next steps.

We can file your insurance claim for you and recommend some licensed water mitigation companies that can help you with your water damaged property, both structure and contents.

Call New York Public Adjusters now on 1-646-657-1928 for help!

Reasons for using a Public Adjuster

Question is, should I try to deal with water damage myself or should I use a Public Adjuster

Using a Public Adjuster for water damage is often worth it because water losses can spread faster than you think, get into the walls and insulation.

Your insurance company will usually undervalue them. Evidence shows that policyholders who hire a public adjuster receive dramatically higher settlements than those who go it alone. As Public adjusters we handle the documentation, negotiation, and back‑and‑forth that insurers use to delay or minimize payouts.

If the water damage is more than minor, it involves multiple rooms, hidden moisture, mold risk, or if the insurer is already pushing back, we would recommend using a Public Adjuster.

Water losses are uniquely complex: moisture travels, materials delaminate, mold forms quickly, and insurers often classify parts of the loss as “maintenance” to avoid paying. Public adjusters counter that by documenting the full scope and forcing the insurer to honor the policy.

We handle new water damage claims, claims in process, and underpaid claims and will review denied claims.

Water damage from Burst pipe

If you have questions about using us as New York Public Adjusters or need assistance with a claim, give us a call at 1-646-657-1928

What to do with frozen pipes and property damage.

For questions or help with your burst pipe insurance claim, we are licensed New York Public Adjusters with years of experience with all types of water damage. Call us at 1-646-657-1928

If your pipes freeze, first determine if they have burst. If a pipe has burst, immediately shut off the main water supply and, if there is standing water near electrical sources, shut off the electricity. If the pipe hasn't burst, you can try to thaw it using safe, indirect heat sources. In either case, you will need to document the damage and contact a professional plumber and your insurance company.

As Public Adjusters we can handle the whole claim for you from calling in the claim as well as contacting a plumber for repairs.

If one or more pipes burst from the freezing, below are the steps that need to be taken:

Shut off the water.  Locate and turn off your main water valve to prevent more flooding.

Shut off electricity: If water is near outlets or appliances, turn off the power to affected areas to prevent electrocution.

Call a plumber: A professional plumber is equipped to fix the damaged pipe correctly. All repairs for insurance purposes you should use Licensed Plumbers and Contractors to fix the damage properly and provide the supporting documentation for your insurance company.

If it’s a small water loss, you can remove the water using a mop, blot, or use a wet-dry vacuum to clean up standing water. A professional water-damage restoration company can provide faster and more thorough drying to prevent mold. Water damage can be very extensive getting inside walls and under floors. It is strongly recommended you use a Licensed Mitigation company to clean up all the water damage properly.

It is very important to properly document all the damage. Take photos and videos for your insurance claim. This is also critical to getting paid the proper amount of money from your insurance company. As Public Adjusters we will document all damages in the proper format for your insurance claim.

Notify your insurance company immediately and provide documentation. You can call the claim in or as Public Adjusters we can do this for you.

Relocate your belongings, moving furniture and valuables away from wet areas. This is usually performed by the mitigation company,

We strongly recommend following the above steps as this will help us get you the maximum settlement for your water damage insurance claim.

Puff Back Damage Claim

Does your property have puff back damage. Look at your hot air vents, is there black soot around the vents?

Call us, New York Public Adjusters, now for a FREE review of your Puff Back damages and your policy coverage. Call 1-646-657-1928.

We can get you the maximum amount of money based on your damages!

A puff back occurs when an oil burner backfires, releasing smoke and soot into your home or business. This can happen if the heating system is clogged, poorly ventilated, or not functioning correctly. The damage from a puff back can range from minor inconvenience to severe property damage, including soot accumulation on walls, ceilings, baseboards, and carpets.  It’s also possible that a puff back can damage your heating system.

I general if you have an oil-based heating system it’s very important to maintain your heating system regularly. If a puff back occurs, it's crucial to shut off the heating system, and consider putting in a puffback damage claim with your insurance carrier.

We would recommend using a Public Insurance Adjuster like us who can inspect your house to document the extent of the damage.

We can handle the whole insurance claim for you, getting you the maximum amount of money based on your damage.

Hard structure surfaces will need to be claimed, and walls will probably need to be painted. Soft ceiling tiles or any other soft structure surfaces might need to be replaced.

Same thing with contents. Hard surfaces can be cleaned. Sofy surfaces like couches can be cleaned but might also need to be replaced. The same thing will all your textiles from clothing to drapes or any other contents items that have some type of material on them

Call New York Public Adjusters now for a free review of your puff back damages and your policy coverage. Call 1-646-657-1928. We will put together a plan to get everything cleaned and replaced where necessary and get you back into your property.

We handle new insurance claims, claims in process and will look at denied claims.

We are licensed New York State Public Insurance Adjusters, but our focus is Suffolk County, Nassau County, All of New York City and Westchester County.

Why use a Public Insurance Claims Adjuster for your property damage, residential or commercial?

You suffered property damage, and you are looking to file an insurance claim with your carrier. That’s what they are there for.

Call us at 1-646-657-1928 with questions or help!

However, all carriers good or bad look to do three things, deny the claim underpay the claim or delay the claim. As New York City Public Adjusters we know what they do, our job as your advocate is to make sure you are paid for your claim, receiving the maximum amount of money for your property damage insurance claim in the least amount of time.

At New York City Public Adjusters, we understand that dealing with insurance claims can be overwhelming, especially during challenging times when you've experienced property damage or loss. As public claims adjusters, our mission is to serve as your trusted ally, guiding you through the complex claims process and ensuring you receive the maximum compensation you deserve.

When disaster strikes—whether it’s a fire, flood or storm—we step in to help. Our experienced team of public claims adjusters are well-versed in the intricacies of various insurance policies and knows how to navigate the often-complicated claims landscape. We aim to relieve you of the burdensome details, allowing you to focus on your recovery and rebuilding.

From the moment you contact New York City Public Adjusters, our experienced public claims adjusters prioritize your needs. Our process begins with a comprehensive assessment of your situation. We understand the extent of your loss and evaluate the damage. This initial consultation is crucial, as it helps us build a thorough understanding of your claim and formulate an effective strategy tailored to your specific circumstances.

At New York City Public Adjusters, one of the most critical aspects of our role as public claims adjusters is negotiating with insurance companies on your behalf. Insurance providers often have teams of adjusters working to minimize payouts, which can leave policyholders at a disadvantage. However, with our public adjuster expertise, we level the playing field. We are skilled negotiators who know the ins and outs of the industry. We’ll advocate for your best interests, ensuring that your claim is evaluated fairly and that you receive the compensation you deserve. Our goal is to secure a settlement that reflects the true extent of your losses, not just the insurance company's initial offer

If you find yourself in need of a public claims adjuster, don’t hesitate to reach out to us. We offer a free initial consultation to discuss your situation and determine how we can best assist you. Contact New York Public Adjusters today and let us take the burden off your shoulders. Our team of public claims adjusters are here to fight for you and help you secure the compensation you rightfully deserve.

Fires are one of the most devasting types of property damage you can incur?

We take care of all types of fire damage insurance claims including residential and commercial fires.

As licensed New York State Public Insurance Adjusters we handle the whole claim for you.

From the beginning to the end, we will get you back in your property, we are there to help you. We know the process and deal with our client’s insurance companies daily getting you the maximum settlement possible for your fire damaged structure as well as your contents.

If you have questions or want us to inspect your fire damage don’t wait call us now at 1-646-657-1928.

We review all your fire damage as well as your insurance policy and what your coverages are including parts A structure, Part B Contents as well as your ALE, which takes care of your temp housing while your fire damage structure is rebuilt.

As part of your fire damage insurance claim we deal with advances, temp housing or temp office or warehouse space, securing your premises and making sure all documentation is prepared properly for your insurance company.

You never expect your property to suffer a fire but when it happens there are many things that must happen to maximize your settlement.

We have years of experience handling fire damage insurance claims throughout the New York City area, including Manhattan, The Bronx, Queens County, Brooklyn, Westchester County, Nassau County and Suffolk County. From small fires to major fires, we are there to take care of you and get you through the process.

Heating Season is here.

Boilers can cause, puff backs, water damage, fires, and oil spills. These are all covered losses by your insurance.

Call us at 1-646-657-1928 as your local Licensed New York Public Adjuster to inspect your damages.

We will file the property damage claim and then handle the whole claim for you, including structure and contents.

We only take a small fee as you receive your settlement. We only get paid after you are paid.

Some of the advantages of using us are, knowing how to settle claims for the maximum dollar amount based on your damages and policy, faster settlement of your claim, 24/7 support and understanding what you are entitled to as the policy holder, both residential and commercial.