Mortgage Squared

Five ESSENTIAL Apps to help you with your property search!

Expanding your mind with the use of apps when searching for a property! An expert at their craft doesn’t rely on their tools, and neither should you when searching for a property. Nothing can replace hard work through researching the property and area you’re thinking of moving to. Having a few tricks up your sleeve, or downloaded to your phone or tablet, can still help a lot! Let’s run through…

Embarking on a DIY project?

Check your home insurance if you are thinking of doing DIY projects this summer! The weather is improving, you may have some extra time on your hands and DIY projects on the brain. Judging by the queues outside hardware stores, people are seizing the opportunity to get some home improvements underway. Not to dampen your DIY gusto, but before you embark on a new project at home, remember to check…

5 THINGS to look out for as a FIRST TIME BUYER!

Are you a first time buyer?   As a first-time buyer, the process of finding a place can be a lot. Securing a deposit, keeping an eye on the credit score, keeping tabs on estate agents and properties you want to live in, up to this point you’ve been through it all! But the moment of truth is here.   You’re stood outside a house that could be the perfect fit and you have 15 minutes to have a quick…

How to reduce mortgage stress

Moving home is known to be one of life’s most stressful events. In fact, a survey earlier this year, found the process can cause us more stress than other major life events.   Sorting out your finances to work through stress The biggest cause of worry for many is arranging finance for the move. First-time buyers need to save up funds for a deposit, as well as finding the right mortgage and an…

How does the Mortgage Market work?

  There are times in our lives when we can all use some help and guidance. Buying a home is one of those major steps that is much easier to take if you are well- informed and get some good advice. Whether you are a first-time buyer or someone who has moved before, things change, so it’s useful to understand the mortgage market. Each year, thousands of consumers finance the purchase of their homes…

7 Tips to Increase the Value of Your Home

Increasing the value of your home is a smart way to go further with your investment. Even if housing prices naturally increase in the area as it develops, renovating and improving your home will boost its value even further. Between improving its aesthetics for yourself, and increasing the financial value for when you sell, here at Mortgage Squared we want to share with you our top seven tips to…

Banks May Address Lending Limits Senior Bank of England officials have warned they may have to reduce lending to stay within regulatory limits as recent figures show lending at it’s highest since the financial crisis. Steep rises in mortgage lending meant lenders were pushing against the regulations brought in after the 2008-2009 crash.  Steep rises in prices have results in mortgage lenders…

Moving to the Countryside: Make Your Dream a Reality

Living in the countryside is, for many people, the absolute ideal. Do you dream of throwing open your curtains and drinking in the views of open farmland or forest-clad hillsides? Seeing acres of fields stretching before you or weekend walks along the river? The lure of the countryside is nothing new of course, but in recent months, the thought of a rural idyll has become even more…

How to Save Money for a Deposit When Renting

It’s a question we get asked a lot – How do we save money for a deposit when renting? Looking to buy your own place and move out of rented accommodation? What a great thing to be doing, to get on the property ladder is a wonderful sense of achievement and a milestone to be proud of. So you’ve sat down and worked out that you want to move. You may even have found your ideal location, perhaps even…

Purchasing a new home is one of the biggest financial commitments you can ever make. Unfortunate it’s not as easy for some as others to have this option. If you have a career in the forces then sadly it could be a little harder to buy your home. This is where military mortgages can help and this is one area the team here at Mortgage Squared have experience in. In fact part of the reason we…

Buy-to-Let Success for Landlords

Buy-to-Let Success as a landlord – is there such a thing? Buying a property and letting it out can be very rewarding. Not only do you receive a rental income, but the property itself should also increase in value over time. The property you are renting out is an investment, but you must make sure that it is looked after and well maintained. Of course, you may also be busy with a job and family,…

What will the property market look like…

What will the property market look like when the Lockdown ends? This question is going to be in a lot of peoples thoughts. Wondering what to expect in the property world when the lockdown is fully lifted? You’re not alone. I think most people are unclear on how this will roll out. All we can do is use our expertise to try and understand what this crisis could mean for the housing market. Let’s…

spring 21 newsletter

When is the Best Time to Put my House on the Market?

Housing Market questions come in all shapes and sizes. When is the Best Time to Put my House on the Market, is one we here a lot. There is a dance we do when it comes to buying and selling a property! In most cases, you’ll want to sell your property first and then buy another property second. This means you’ll have a greater deposit to work with and enough funds to cover all your moving costs. If…

Mortgage Mistakes Cost Homeowners £120 a Month Mortgage experts are warning homeowners they could potentially be missing out on £120 per month by not remortgaging as they are scared of having a credit score that will affect the decision. Almost a 3rd of homeowners  daren’t remortgage due to this reason and over 30% more are put off due to fees.  People could save up to £120 a month just by…

Own a First-Time Buyer Property?

Own a First-Time Buyer Property? Have you considered letting it for 12 Months?   So, you have a property to sell, and it would be ideal for a first-time buyer? Did you know that many first time buyers are struggling to get mortgage deals right now as lenders become more risk-averse and house prices boom? This, coupled with financial hardship for some first-time buyers means that your property…

How will a Recession Affect the Property Market?

How will a Recession Affect the Property Market? The Coronavirus pandemic has wreaked havoc on the economy, with the UK officially going into recession in 2020 for the first time in 11 years. But is it really all bad news?   What is a Recession? A recession is officially caused when the economy shrinks for two consecutive quarters. This has occurred during the first half of 2020. The nationwide…