LifeBuzz

Securian Canada focuses on no-medical-exam coverage for older and higher-risk Canadians, filling an important gap that larger insurers often cannot serve effectively.  

Your height and weight directly influence life insurance premiums in Canada. This guide explains national averages, how insurers use BMI, and strategies to secure better rates regardless of your build.  

Capital gains tax applies to the profit you make when selling assets such as stocks, real estate, or cryptocurrencies. This guide explains the current 50% inclusion rate, the major changes coming in January 2026, key exemptions, and legal strategies to reduce your tax liability.

Funerals in Canada can cost between $2,000 and $15,000 or more. Various federal and provincial programs provide financial assistance to help families cover these expenses during difficult times. This guide explains all available options.  

LifeBuzz presents Canada Resources news on finding obituaries. Finding an obituary for a specific person in Canada is simpler than ever with online search engines, newspaper archives, and genealogy websites. This comprehensive guide walks you through critical steps from simple searches to deep archival research.

LifeBuzz presents Canada Resources news on Canadian transit numbers. A transit number is a unique 5-digit code identifying the specific bank branch where your account was opened. Misunderstanding this number causes significant delays in financial transactions. Learn how to find and use yours properly.

LifeBuzz examines credit card coverage in the best Canadian travel insurance for travellers and visitors. Premium cards include trip cancellation ($1,500-$5,000), baggage delay, and emergency medical. However, significant limitations apply, including caps on trip length and age restrictions.

The first step to saving money on life insurance in Canada is buying only the coverage you actually need. Avoid over-insuring by assessing debts, income replacement, education costs, and final expenses. A common starting point is 10 times your annual income, then adjust based on your situation.  

From NHAP to federal tax credits, access every Nunavut homeownership program in one comprehensive guide. BestMO's Home Buying news delivers the complete Nunavut First-Time Home Buyer Programs for 2025. Best Mortgage Online empowers informed homeownership decisions in the Arctic. Start your journey with BestMO.

The Medical Information Bureau (MIB) is a membership organization founded in 1902 that collects and shares coded health and risk information among insurers in Canada and the US. It helps companies assess risk and prevent fraud, but does not make approval or denial decisions.

LifeBuzz reveals the best term life insurance companies in Canada for 2026. A well-chosen term life insurance plan provides critical protection for your loved ones if you pass away unexpectedly. The death benefit covers debts, funds education, pays mortgages, and provides financial stability. This guide helps navigate Canada's complex market with dozens of providers.

Not all term policies offer conversion privileges. Review your contract to confirm whether this important option is included.  

LifeBuzz examines term life options from the best life insurance companies for smokers in Canada. Industrial Alliance offers flexible terms from 10 to 40 years through its Pick-A-Term product. Sun Life offers term options of 10, 15, 20, 25, and 30 years for smokers seeking temporary coverage.

LifeBuzz presents an in-depth Foresters Financial Life Insurance Canada Review. Founded in 1874 and based in Toronto, Foresters Financial is one of Canada's oldest and most established life insurance companies. Operating as a fraternal benefit society, this non-profit organization serves members rather than shareholders. With over 145 years of experience, discover why Foresters remains a trusted choice for Canadians.

LifeBuzz presents a comprehensive analysis of the best whole life insurance companies in Canada for January 2026. Whole life insurance provides lifetime coverage alongside tax-deferred cash value growth. With numerous providers in the Canadian market, finding the right company for your specific needs is essential. Our rankings evaluate financial strength, policy performance, and product flexibility to guide your decision.

With a 10-year term policy, you pay fixed premiums for 10 years. If you pass away during the term, your beneficiaries receive a tax-free death benefit. If the term ends and coverage is no longer needed, the policy simply expires with no further obligation.  

LifeBuzz provides essential guidance on life insurance for smokers in Canada. If you use tobacco or nicotine products, you can still secure coverage, though premiums will be substantially higher than non-smoker rates. Smoking is one of the most significant underwriting risk factors. Learn how insurers assess tobacco use and what options remain available to protect your family.