#lifebuzz

In British Columbia, couples who cohabit in a marriage-like relationship for more than two years are recognized as spouses under the Family Law Act. This gives them rights similar to those of married couples regarding property division and support.  

In Alberta, the term “common law” has been replaced by “adult interdependent relationship” since 2003. Couples who qualify receive many of the same legal rights as married spouses regarding property, support, and inheritance.  

In Saskatchewan, couples who cohabit continuously for two years are recognized as common-law spouses. This gives them similar legal rights to married couples regarding property division, spousal support, and inheritance.  

Canadians have an average life expectancy of 82.16 years. This statistic significantly influences life insurance premiums and policy design, as insurers use longevity data to assess risk and calculate costs. Understanding these numbers helps with better financial planning.  

Securian Canada focuses on no-medical-exam coverage for older and higher-risk Canadians, filling an important gap that larger insurers often cannot serve effectively.  

Your height and weight directly influence life insurance premiums in Canada. This guide explains national averages, how insurers use BMI, and strategies to secure better rates regardless of your build.  

Capital gains tax applies to the profit you make when selling assets such as stocks, real estate, or cryptocurrencies. This guide explains the current 50% inclusion rate, the major changes coming in January 2026, key exemptions, and legal strategies to reduce your tax liability.

Funerals in Canada can cost between $2,000 and $15,000 or more. Various federal and provincial programs provide financial assistance to help families cover these expenses during difficult times. This guide explains all available options.