Gilbert Gomez Realtor

One of the smartest things you can do before starting your home search is understand what comfortably fits your budget.

Knowing your numbers can help you:

• Set a realistic price range

• Understand your estimated monthly payment

• Compare FHA, VA & conventional loan options

• Explore down payment and closing-cost assistance

• Shop with confidence when the right home comes along

I recommend connecting with a trusted loan professional early so you can build a clear home-buying game plan before touring homes.

🔑 Ready to take the first step?

Call, text, or DM me “HOME” and I’ll help you get started and connect you with trusted financing resources.

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📲 (619) 366-7464

🌐 www.listwithgilbert.com

Serving Chula Vista, Otay Ranch, Eastlake & San Diego County

#GilbertGomezRealtor #ChulaVistaRealtor #SanDiegoRealtor #ChulaVistaRealEstate #SanDiegoRealEstate #FirstTimeHomeBuyer #HomeBuyingTips #DownPaymentAssistance #FHALoans #VALoans #OtayRanchRealEstate #EastlakeRealEstate #BuyAHome #HomeBuyer #RealEstateAgentSanDiego

Looking for a move-in ready home in one of Chula Vista’s most desirable communities? Come tour this beautiful Millenia condo and see everything it has to offer!

📍 1989 Affinity Ln, Chula Vista, CA 91915

🗓️ Open House

📅 Saturday, August 1: 11:00 AM – 2:00 PM

📅 Sunday, August 2: 1:00 PM – 3:00 PM

💲 Offered at $599,999

✨ Home Features:

🏡 2 Bedrooms | 2.5 Bathrooms

📐 1,265 Sq. Ft.

🍽️ Modern white kitchen with quartz countertops

🛋️ Brand-new luxury vinyl plank flooring

🪟 Plantation shutters throughout

☀️ Owned solar for lower energy bills

🚗 Oversized tandem 2-car garage

🌿 Private balcony

🎨 Freshly painted and move-in ready!

🌳 Enjoy the incredible Millenia lifestyle with nearby parks, shopping, restaurants, coffee shops, community events, and easy freeway access.

💰 Did you know?

Qualified buyers purchasing in Chula Vista may be eligible for up to 17% Down Payment Assistance through available programs. Ask me how to see if you qualify!

📲 Thinking about buying or selling in San Diego County?

I’d love to help you navigate the market with confidence.

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📞 (619) 366-7464

🌐 www.ListWithGilbert.com

📩 Call, Text, or DM me today to schedule a private showing or learn more about available buyer assistance programs!

#OpenHouse #ChulaVista #Millenia #OtayRanch #Eastlake #SanDiegoRealEstate #ChulaVistaHomes #FirstTimeHomeBuyer #DownPaymentAssistance #VAHomeLoan #FHALoan #MoveInReady #CondoForSale #HouseHunting #GilbertGomezRealtor #ListWithGilbert #PremierAgencyRE

✨ Don’t miss this incredible opportunity to own a newer home with a rare VA assumable loan at just 2.5% interest!

📍 1859 Posh Ln, Chula Vista, CA 91915

💲 $789,900

🛏️ 4 Bedrooms

🛁 3 Bathrooms

📐 1,681 Sq. Ft.

🏡 Built in 2021

📅 Open House

🗓️ Saturday, August 1: 3:00 PM – 6:00 PM

🗓️ Sunday, August 2: 3:00 PM – 6:00 PM

✨ Home Features

✅ Rare VA Assumable Loan at 2.5% Interest (qualified buyers)

✅ First-floor bedroom & full bathroom

✅ Open-concept floor plan

✅ Designer kitchen with quartz countertops

✅ Stainless steel appliances & oversized island

✅ Private patio perfect for entertaining

✅ Resort-style community amenities including parks, pool, spa & walking trails

✅ Minutes to shopping, dining, top-rated schools & major freeways

💰 Thinking about buying but worried about the down payment? You may qualify for Down Payment Assistance Programs, including programs offering up to 17% assistance for eligible buyers. Ask me how!

📲 Stop by this weekend or contact me for a private showing!

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📞 (619) 366-7464

🌐 www.ListWithGilbert.com

Call • Text • DM

#OpenHouse #OpenHouseChulaVista #ChulaVistaRealEstate #OtayRanch #Millenia #MilleniaChulaVista #Eastlake #SanDiegoRealEstate #HouseHunting #JustListed #VAHomeLoan #VAAssumableLoan #FirstTimeHomeBuyer #DownPaymentAssistance #MoveInReady #NewerHome #LuxuryLiving #Realtor #GilbertGomezRealtor #PremierAgencyRE #HomesForSale #SanDiegoHomes #CaliforniaRealEstate #SouthBaySanDiego #DreamHome #HomeBuying #RealEstateAgent #ListWithGilbert

Thinking about buying your first home or your next investment? Let’s create a strategy that’s right for you.

📲 Call or text Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

(619) 366-7464

www.listwithgilbert.com

DM me “BUY” for a free personalized homebuying game plan and payment estimate.

#MortgageRates #HomebuyerTips #BuyNowRefiLater #BuyerCompetition #RealEstateAdvice #FirstTimeHomeBuyer #VALoan #FHALoan #DownPaymentAssistance #SanDiegoRealEstate #ChulaVistaRealEstate #Eastlake #OtayRanch #HomeBuying #GilbertGomezRealtor #ListWithGilbert

A stronger credit score may help you qualify for better interest rates, lower monthly payments, and more loan options. Knowing what impacts your score is the first step toward homeownership.

Whether you’re ready to buy now or just planning ahead, I’m here to help you understand the process and create a game plan that fits your goals.

📲 Thinking about buying a home? Let’s talk! I’ll connect you with a trusted lender, review your options, and guide you every step of the way.

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📞 (619) 366-7464

🌐 www.listwithgilbert.com

#FirstTimeHomeBuyer #CreditScore #HomeBuyingTips #SanDiegoRealtor #ChulaVistaRealtor #VAHomeLoan #FHALoan #DownPaymentAssistance #HomeLoans #RealEstateTips #DreamHome #GilbertGomezRealtor #PremierAgencyRE

Looking for an affordable single-family home without HOA fees? This move-in-ready home could be the perfect opportunity!

✨ Features:

✅ 3 Bedrooms

✅ 2 Bathrooms

✅ 1,084 Sq. Ft.

✅ Spacious lot

✅ Move-in ready

✅ Great opportunity for first-time buyers, downsizers, or investors

✅ Offered at $599,000

Why settle for a condo when you can own a detached home? Enjoy the privacy of your own yard while building equity in one of San Diego’s established neighborhoods.

Thinking about buying or selling in San Diego County? I’d be honored to help you every step of the way.

📲 Call or Text Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📞 (619) 366-7464

#JustListed #SanDiegoRealEstate #SanDiegoHomes #92105 FirstTimeHomeBuyer MoveInReady HouseHunting HomeForSale CaliforniaRealEstate Realtor GilbertGomezRealtor PremierAgencyRE ListWithGilbert BuyWithGilbert SanDiegoLiving

📍 5204 Chollas Pkwy, San Diego, CA 92105

Welcome to 4208 34th Street, San Diego, CA 92104—a beautifully renovated North Park home offering modern style, comfort, and an unbeatable location.

✨ 3 Bedrooms

🛁 2 Bathrooms

📐 1,118 Sq. Ft.

🌿 4,754 Sq. Ft. Lot

💰 Offered at $1,049,000

This move-in ready corner-lot home features a brand-new roof, an open-concept layout, updated finishes throughout, a spacious private backyard with a fire pit, detached garage, and additional off-street parking. Just minutes from North Park’s popular restaurants, shopping, parks, and major freeways.

📍 OPEN HOUSE

🗓 Saturday & Sunday

🕒 3:00 PM – 6:00 PM

Thinking about buying? Let’s find the right home for you.

Thinking about selling? I’d be happy to show you what your home is worth in today’s market.

📲 Call or text Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

(619) 366-7464

www.listwithgilbert.com

#JustListed #OpenHouse #NorthPark #SanDiegoRealEstate SanDiegoHomes HomeForSale Realtor PremierAgencyRE GilbertGomezRealtor ListWithGilbert SanDiegoHomesForSale CaliforniaRealEstate HomeBuying HomeSelling

2553 GRANADA CIRCLE, SPRING VALLEY, CA 91977 11AM-2PM Saturday July 27

Looking for a move-in ready home in the heart of Chula Vista? This newly listed single-story home offers:

✅ 3 Bedrooms

✅ 2 Bathrooms

✅ 1,110 Sq. Ft.

✅ 7,110 Sq. Ft. Lot

💲 Offered at $700,000

Whether you’re a first-time buyer, VA buyer, FHA buyer, or looking for your next home, this property is worth seeing before it’s gone.

📲 Want the price, photos, a private tour, or to find out if you qualify for down payment assistance?

Call or text me today!

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📞 (619) 366-7464

#ChulaVista #ChulaVistaHomes #SanDiegoRealEstate #JustListed #HomeForSale #FirstTimeHomeBuyer #VAHomeLoan #FHALoan #DownPaymentAssistance #SouthBaySanDiego #GilbertGomezRealtor #PremierAgencyRE

Looking for a home with future investment potential?

📍 1015 4th Ave, Chula Vista, CA 91911

✅ 2 Bedrooms

✅ 1 Bathroom

✅ 879 Sq Ft

✅ 6,195 Sq Ft Lot

✅ Attached 2-Car Garage

✅ R-3 Zoning with Potential for Expansion or Additional Units

✅ FHA, VA & Conventional Financing Welcome

This charming West Chula Vista home offers comfortable living today and exciting possibilities for tomorrow. Whether you’re a first-time buyer, investor, or someone looking for room to grow, this property is worth a look. Conveniently located near schools, parks, shopping, dining, and freeway access. (Zillow)

📲 Want more information or a private showing?

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📞 (619) 366-7464

🌐 www.listwithgilbert.com

Thinking about buying or selling in Chula Vista? Call or message me today for expert local guidance.

How many times have you thought about buying your first home — and then doubt stopped you?

I hear that all the time. That’s why I decided to organize something different.

On June 30, I’ll be joining my colleague Gloria Chavez, Mortgage Loan Officer with Cornerstone First Mortgage, for a FREE First-Time Homebuyer Workshop designed to help you better understand the home buying process.

No sales. No pressure. Just real answers to real questions.

We’ll cover:

✅ How much money do I need to save to get started?

✅ What down payment assistance programs are available in California?

✅ Can I buy with an FHA or VA loan?

✅ How do I know if I’m ready to buy?

✅ What mistakes should I avoid before applying for a mortgage?

Whether you have excellent credit, challenged credit, are employed, or self-employed — there may be a path to homeownership, and we’re here to help you find it.

📅 Monday, June 30

🕠 5:30 PM – 7:30 PM

📍 900 Lane Ave, Suite 100, Chula Vista, CA 91914

⚠️ Limited seating available. Reserve your spot today.

📞 Gilbert Gomez | Realtor®

DRE #02113096

(619) 366-7464

📞 Gloria Chavez | Mortgage Loan Officer

(619) 565-5280

📩 You can also call, text, or send us a DM to reserve your seat.

What’s been the biggest thing holding you back from buying your first home? Drop a comment below or send me a message — I’d be happy to help.

#GilbertGomezRealtor #ListWithGilbert #FirstTimeHomeBuyer #HomebuyerWorkshop SanDiegoRealEstate ChulaVistaRealEstate SouthBaySanDiego VAHomeLoan FHALoan DownPaymentAssistance HomeOwnership PremierAgencyRE CornerstoneFirstMortgage

Historically, buyer demand tends to increase before home prices react. While no one can predict the market perfectly, this is definitely a trend worth watching if you’re thinking about buying, selling, or investing in real estate.

The best opportunities are often found before the crowd notices the shift.

Want to know what’s happening in your neighborhood? I can provide a personalized market update for Chula Vista, Eastlake, Otay Ranch, Bonita, Imperial Beach, National City, San Diego, and surrounding communities.

📲 Call or Text Gilbert Gomez at (619) 366-7464

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

www.listwithgilbert.com

Thinking about making a move in the next 6-12 months? Send me a message and let’s create a game plan.

#GilbertGomezRealtor #ListWithGilbert #PremierAgencyRE #SanDiegoRealEstate #ChulaVistaRealEstate #EastlakeRealEstate #OtayRanchHomes #BonitaRealEstate #ImperialBeachHomes #NationalCityRealEstate #SouthBayRealEstate #HousingMarket #MarketUpdate #MortgageApplications #RealEstateNews #HousingTrends #HomeBuying #HomeSelling #FirstTimeHomeBuyer #VALoan #FHALoan #DownPaymentAssistance #MoveUpBuyer #RealEstateInvesting #CaliforniaRealEstate #SanDiegoHomes #RealEstateExpert #LocalMarketUpdate #SmartBuyers #SmartSellers #BuildWealthThroughRealEstate

Knowing what your home is worth is the first step to making a smart move. Whether you’re ready to sell now or just exploring your options, I can help you understand your home’s value, current market conditions, and the best strategy to maximize your equity.

✅ Free Home Value Analysis

✅ Local Market Expertise

✅ Strategic Pricing & Marketing Plan

✅ No Obligation Consultation

📲 Curious what your home could sell for in today’s market?

Call or text Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

(619) 366-7464

www.listwithgilbert.com

#GilbertGomezRealtor #ListWithGilbert #ChulaVistaRealEstate #SanDiegoRealEstate #HomeSeller #HomeValue #SellYourHome #RealEstateAgent #PremierAgencyRE #OtayRanch #Eastlake #BonitaCA #NationalCity #ImperialBeach #HomeSellingTips #MoveUpSeller #JustListed #RealEstateExpert #SouthBaySanDiego #YourBetterAgent

From tacos and sushi to pizza, burgers, brunch, and local favorites, there’s no shortage of great places to eat in the South Bay.

I put together a list of some of the most popular spots around town, but I know there are plenty more that deserve a shoutout.

👇 What’s YOUR favorite place to eat in Chula Vista?

🌮 Best tacos?

🍔 Best burger?

🍕 Best pizza?

🍣 Best sushi?

☕ Best coffee shop?

Drop your favorite spot in the comments! You might help someone discover their next favorite restaurant.

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📲 (619) 366-7464

🌐 www.listwithgilbert.com

#ChulaVista #ChulaVistaEats #SouthBayEats #SanDiegoFood #Foodie #FoodLover #SupportLocal #EatLocal #ExploreChulaVista #SouthBayLiving #BestFoodInCV #HiddenGems #Tacos #Pizza #Burgers #Sushi #CoffeeLovers #Comida #ComidaRica #GilbertGomezRealtor

As a bilingual real estate professional, I help buyers, sellers, investors, military families, and first-time homebuyers achieve their real estate goals with confidence. My business is built on communication, market knowledge, strong negotiation, and putting my clients’ needs first.

I’ve helped families purchase their first home, save thousands through strategic negotiations, maximize equity when selling, and navigate everything from VA and FHA loans to down payment assistance programs.

Whether you’re buying, selling, investing, or simply curious about your home’s value, I’m committed to providing honest guidance, expert advice, and exceptional service every step of the way.

Gilbert Gomez | Realtor®

Premier Agency RE

DRE #02113096

📞 (619) 366-7464

🌐 www.listwithgilbert.com

Thinking about buying or selling? Call me today for a free consultation and let’s discuss your options.

#GilbertGomezRealtor #ListWithGilbert #PremierAgencyRE #SanDiegoRealtor #ChulaVistaRealtor #EastlakeRealtor #OtayRanchRealtor #FirstTimeHomeBuyer #VAHomeLoan #FHALoan #DownPaymentAssistance #HomeSellerTips #HomeBuyingTips #SanDiegoHomes #ChulaVistaHomes #RealEstateExpert #SouthBaySanDiego #InvestmentProperty #HomeValue #YourBetterAgent #CaliforniaRealEstate #DreamHome #HouseHunting #HomesForSale #RealtorLife

Ni siquiera esa es la razón principal de donde viene la famosa regla. El 20% simplemente ayuda a evitar el PMI (seguro hipotecario privado), que generalmente agrega entre $150 y $250 al pago mensual, dependiendo del préstamo. Eso es todo.

Para muchos compradores primerizos, comprar con un 5% o 10% de enganche y pagar PMI durante algunos años puede ser una mejor estrategia que esperar 4 o 5 años para ahorrar el 20%, mientras los precios de las viviendas continúan aumentando.

Además, el PMI eventualmente desaparece cuando alcanzas suficiente equity en tu propiedad. Mientras tanto, tu casa puede seguir apreciándose en valor.

Si alguien te dice que debes esperar hasta tener el 20% de enganche, pregúntale cuándo fue la última vez que compró una casa. La respuesta podría sorprenderte.

La verdadera pregunta no es cuánto te falta para llegar al 20%.

La verdadera pregunta es: ¿qué opciones tienes hoy?

📲 Si quieres saber cuánto podrías calificar con tus ahorros actuales, envíame un mensaje. Muchas personas califican antes de lo que imaginan.

Gilbert Gomez | Realtor®

Premier Agency Real Estate

DRE #02113096

📞 619-366-7464

🌐 www.listwithgilbert.com

¿Listo para explorar tus opciones? Llámame o envíame un mensaje hoy mismo para una consulta gratuita.