Doktor Archeville's Laboratory

{ MASTERPOST } Everything You Need to Know about How to Pay off Debt

Understanding debt:

Let’s End This Damaging Misconception About Credit Cards

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market

How to Build Good Credit Without Going Into Debt

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

It’s More Expensive to Be Poor Than to Be Rich

Making Decisions Under Stress: The Siren Song of Chocolate Cake

How Mental Health Affects Your Finances

Paying off debt:

Kill Your Debt Faster with the Death by a Thousand Cuts Technique

Share My Horror: The World’s Worst Debt Visualization

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

The Debt-Killing Power of Rounding up Bills

A Dungeonmaster’s Guide to Defeating Debt

How to Pay Hospital Bills When You’re Flat Broke 

Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 

Slay Your Financial Vampires

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Student loan debt:

What We Talk About When We Talk About Student Loans

Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”

How to Pay for College without Selling Your Soul to the Devil

When (and How) to Try Refinancing or Consolidating Student Loans

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 

The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For

2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 

Our Final Word on Student Loan Forgiveness 

Avoiding debt:

Ask Not How Much You Should Save, Ask How Much You Should Spend 

How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag

Your Yearly Free Medical Care Checklist

Two-Ring Circus 

Status Symbols Are Pointless and Dumb 

Advice I Wish My Parents Gave Me When I Was 16 

On Emergency Fund Remorse… and Bacon Emergencies

Should You Increase Your Salary or Decrease Your Spending? 

Don’t Spend Money on Shit You Don’t Like, Fool

The Magically Frugal Power of Patience

The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 

The Bitches vs. debt:

I Paid off My Student Loans Ahead of Schedule. Here’s How.

I Paid off My Student Loans. Now What?

Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 

If the person has a *CHANGE IN MENTAL STATUS* that is they become drowsy, confused, disoriented, unconscious, or have a seizure(s), THAT is heat stroke. Everything else is a continuum of symptoms that should not guide your decision making. If someone is having symptoms, get them to a cooler place and get them something cool to drink.

At first, it was only for Jason. Jason missed out on a lot of years after being dead and always seemed to become distraught whenever Bruce showed any signs of having aged.

He understood. Suddenly coming back after being gone for so long, only to realize everything has changed, is a huge shock.

That’s fine. He can handle that.

But then, he noticed that the rest of his children would also have not-so-quiet mental breakdowns right in front of him if he showed any signs of aging.

Dick gets a quiet, faraway look in his eyes whenever Bruce reminisces about their time together, like it was a hundred years ago, before refusing to leave his side for a few hours. Then he would disappear when Bruce wasn’t looking, never for more than an hour, only to return shortly afterwards with puffy red eyes and a death grip on his hand

Jason would pretend he didn’t care, seeing the wrinkles on his face settle like they’ve been there since forever, before forcing Bruce to hug him, fixing his face away so no one could see it, and crying his eyes out right then and there, lamenting loudly on the fact that Bruce was apparently ready to drop dead at that very moment

Cassandra would get a sour look on her face when Bruce let out a soft groan as he got out of his seat, which was saying a lot, since she didn’t often show much emotion on her face. She would sit beside him, holding his hand in her own, her fingers pressed against his pulse. She would refuse to speak for hours, not even bothering to sign if it meant taking her hand away

Stephanie, despite not being his child in a legal sense, dropped her milkshake on the ground in shock when Bruce complained about something being too sweet when it was, in fact, not that sweet at all. She gently touched his face and shook her head, tears brimming in her eyes, “You’re so old.” She whispered before insisting on having a movie night with just him

Tim seemed as though he had a conniption when Bruce needed to put on his glasses after a few hours of staring at a screen. He goes on a long, rambling rant about how Bruce could stare at screens for days on end before collapsing into Bruce’s arms and cursing out the weakening lenses in his eyes. Then he made Bruce take a screen break for two whole days, while trying not to cry and failing

Duke’s hands shake when he realizes Bruce takes more naps than he used to. He stays by Bruce’s side when he naps, even as he complains in a shaky voice that if Bruce spends all his time sleeping, he won’t have any time to spend with him. Bruce then has to sleepily comfort a crying Duke before they finish the nap together

Damian throws himself into Bruce's arms, and Bruce has no struggle with it at all. But Damian’s eyes get watery when he thinks that one day, it’s possible that Bruce will never be able to hold him up ever again. Maybe he would have to be the one carrying an old Baba around. He makes Bruce carry him around everywhere on days when he can’t keep those thoughts out of his mind

Alfred had to stop and close his eyes for a second; he truly believed he was staring at Thomas before realizing it was just Bruce. And as Bruce continued to get older and older, he could no longer see Thomas, because Thomas never got to make it as far as Bruce did. Despite the fear gripping his heart as Bruce continued to age, he couldn’t help but be grateful that Bruce still could age, that being Batman hadn't taken him away far too young.

Bruce knows they all understand that despite their complaints and tears, nothing is going to stop him from aging. At times, they seemed awed that his stupid self-sacrificing moves haven’t already killed him, but Bruce can’t fault his children for being weepy. It’s cute, he'll never tell them that, just so they'll keep their dignity

So yeah, he’ll take the time to dye his gray hairs black, and he’ll use his most expensive wrinkle cream to smooth out his features. He’ll muffle his groans when sitting down or getting up, and he’ll wear his contact if he needs to do a lot of reading. And he’ll take shorter naps or skip every so often so he can hang out with his kids, and he’ll continue working out so he can lift all his kids when he needs to

Vader: I know

I was the Chosen One

Meant to save the Jedi

Instead of killing everyone

And I know

The high ground, it was yours

And now I'm a cyborg monster

Choking people with the force

I'm doing wicked acts

While serving Palpatine

Twisted and evil now

Less man and more machine

Won't make the council proud

It's gonna cause a fuss

Killing all the younglings

To please Darth Sidious

Obi-Wan: Goooood

What have you done

You're an evil Sith Lord

Blowing up Alderaaaaaaaaan

Anakin you

Wereeeeeeeeeeee

A brother to me

Now we'll fight to the death

Here on Tatooine

Quite near the

MOS EISLEY CLUB

I'm gonna duel a Sith Lord

Near a

MOS EISLEY CLUB

Space ships come and go around the MOS EISLEY CLUB

I just remembered that this was a thing that was HILARIOUS in 2006 and apparently that was ten years ago now.

Old people: join with me in remembering how funny we found this on LiveJournal.

Young people: look at this lolrus, it’s so happy, it has a bucket.

Proboscis Bat Rhynchonycteris naso

It is found from southern Mexico to Belize, Peru, Venezuela, Bolivia and Brazil, as well as in Trinidad. The bats are nocturnal, sleeping during the day in an unusual formation: most of them line up, one after another, on a branch or wooden beam, nose to tail, in a straight row.

In the photo, the two bats on the lower left are carrying young.

What's more, I am playing with Anomaly and have this corrupted obelisk that has created duplicates of several colonists so it's a fuckin' free-for-all.