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Report: half of U.S. moms have no retirement savings is not something I enjoy writing about.  When I read the article, I was appalled by it. I thought we had made progress on this front in the U.S.  I had to read it again because I didn’t realize that 1 out of every 2 mothers had no retirement savings.   Now, this article is coming a big late for Mother’s Day.  It was in the queue and I forgot…

Image By Oleksandr Pidvalnyi Retirement – from rush hour to happy hour is a magical phase of life when you say goodbye to the daily grind of rush hour and say hello to happy hour(s) (please drink responsibly). It’s a time when you turn off your alarm clock for mornings and your business suits (or whatever you wore to work) for sweatpants or jorts. But retirement isn’t just about sipping…

Image By basker_dhandapani Retirement saving: is that the goal of working a lifetime? That question has been gnawing at me since I posted my article “Fascinating Talk With A Retiree Who Surprisingly Didn’t Plan.” It involved Jake, a 78-year-old man who has sold peanuts since he was 15 years old. That’s it. That’s all he has done with his life insofar as working. Until he reached 60, he did not…

Image By OpenClipart-Vectors The surprising facts about retirement people ignore are all somewhat obvious (at least to this writer). One might even say these are scary truths or facts. One might ask just what are these facts or truths that so many ignore about retirement? It could be as simple as checking how much you actually will receive from Social Security before you retire (amazing how few…

New $53 Billion Retirement Bill Included In The Spending Bill

Image by bookdragon New $53 Billion retirement bill included in the spending bill that passed Congress. It is presently awaiting the signature from the president. This retirement bill is nestled inside the $1.7 trillion bill that has been hotly debated among both parties. There are some significant changes in the private retirement system. The most significant change to me is the push to get…

So, What Do Retirees Worry About In Today’s World?

Photo By Candace McDaniel in People So, what do retirees worry about in today’s world? Probably the same worries that everyone has regardless of their station in life. I talk to a lot of retirees at the senior center when I give my computer basics class on Saturday mornings. A lot of the good folks there have different ideas about what is chief among concerns for those retirees in 2022. But,…

Baby Boomers And Gen Xers Working Past 70 Is Remarkable

Photo by Geralt Baby Boomers and Gen Xers working past 70 is remarkable and a bit of a surprise. I say surprise only because so many Baby Boomers are still in the workforce. A study found that “49% of baby boomers expect to, or already have, extended their working lives past 70 or do not plan to retire. Their reasons for doing so are most as likely to be their health (78%) or their finances…

The Truth About Retirement Discussions

Photo By geralt The truth about retirement discussions is that this is a topic that few want to talk about. It’s almost like discussing funeral arrangements. Many put it off and wait until it is too late. One reason why people don’t like to talk about retirement is that they don’t know where to even start. Planning your retirement is a smart way to kick things off. There are so many options to…

Stupid And Interesting Questions I’m Asked About Retirement

photo by Julia Filirovska Stupid and interesting questions I’m asked about retirement are one of those topics I enjoy writing about. So few people seem to understand what retirement truly means as you will see in some of the questions I get asked. Now, to be fair, some asking the questions are just curious and there is nothing wrong with that. Others just either want to irk me (which doesn’t…

What Happens In Retirement And The Divorced Guy

What happens in retirement and the divorced guy is about not only myself but two friends I associate with during our morning coffee routine at a local cafe. We usually talk about politics and sports. But, even old geezers like us eventually turn to our former favorite subject; women. The question is generally asked, how’s the dating scene Abe (our 84-year-old curmudgeon). Abe is known for his…

How To Make Retirement Enjoyable

Retirement fun How to make retirement enjoyable starts with the first day you started saving for retirement. You probably didn’t think about the joy of contributions to retirement plan(s) would be a joy. There were many times I was so very tempted to take money out of my Thrift Savings Plan. Things like insurance, utilities, and car payments were eating my check alive. But, I knew someday it…

Interesting Things About Retirees Working In A Hospital

Photo By cafe-ole Interesting things about retirees working in a hospital may be met with a bit of skepticism. That’s fine. But, I noticed a few things a couple of weeks ago when I volunteered to help at a hospital not far from where I live. Typically, I volunteer to help the homeless in my area. It’s hard work and not for the faint of heart. But, I find it richly rewarding personally. So, I…

For The First Time, I Visited An Assisted Living Facility

Photo by Edu Carvalho For the first time, I visited an assisted living facility is not exactly true in my opinion. I wrote an article on Retirement Communities where I stated I would never live there. The representative insisted they were not an assisted living facility. At the retirement community, I visited along with two friends who were interested in living there, we were told they help…

The Truth About Aging During Your Retirement Life

Photo By Geralt The truth about aging during your retirement life is something I know a thing or two about. Next month (November 2022) I will have been retired for 19 years. I have a great-niece who will be 19 in December 2022. All she’s ever known about me is that I don’t work. I still remember when she was six years old she asked me why I don’t go to work as her father does. I told her I was…

Simple Retirement Life In A Small Town

Photo By 12019 Simple retirement life in a small town is something near and dear to my heart. I’ve always been a small-town boy at heart. I just love life’s simple and slow pace in a small town. Now, that’s not to say I live in a metropolis now. My city is about 190K plus in population. So, not exactly a large city. But, not a small city either. The city I live in is my hometown. But, it’s…

Important Things I Have Learned During My Retirement Years – Part 1

Important things I have learned during my retirement years – part one is an article I have been contemplating for a while. Why? There are many lessons I have learned since I retired. I’ve learned that I should not be so self-absorbed, so consumed in my own little world. My purpose, once I retired, was to make more money. So, I started up an IT business. It met my goals in that regard far and away…

Why Now Is The Worst Time To Retire

Image has Now Why now is the worst time to retire is fairly apparent to most people. Runaway inflation (8-9%), stock market tanking, gas prices 100% higher (although they have moderated somewhat), housing market crashing, supply chain issues, and on and on indicate an economy deep into recession. You can change the definition of recession if you wish. But, you can’t change the results of…