What are Merchant Cash Advances?
Financial executive Darin Pastor has served in management roles at firms ranging from JP Morgan Chase and Colonial Life to Prudential Financial and American Mortgage Affiliates. Currently, Darin Pastor acts as the CEO and principal of Capstone Affluent Strategies, a subsidiary of Capstone Financial Group. Originally founded in Southern California in 2012, Capstone Financial Group currently offers financial services from its headquarters in East Amherst, New York. The organization works to expand access to credit and financial services to underserved communities. In addition, Capstone Financial Group offers manufacturer receivable financing and merchant cash advances. Merchant cash advances refer to a financing tool that provides merchants with a lump sum deposit in return for a percentage of their future daily sales until the advance is paid off. These advances avoid lengthy application procedures and require no bank involvement, leading to a quick and efficient financing option. Moreover, merchant cash advances have no required monthly payments. Rather, merchants only make payments as a percentage of sales each day. Therefore, if no sales are generated, no payments are required.










