CuraDebt Reviews

People who are facing serious debt issues most often feel alone and isolated. The truth is, there is no escaping debt problems. Debt can fall to people of all income levels. Someone who might make thousands of dollars can be as financially broke as someone who makes less than a hundred dollars per day if they are not able to control their spending. In fact, it doesn't really matter how much your income is. What matters is that you are able to get out of this nasty situation you are in as quickly as possible. Majority of citizens become at first, in denial of their situation. They think that it is not a big deal to be in debt. They tend to rationalize and tell themselves that their credit is still in a healthy state. Often times, it would take an eye opening situation to finally wake them up of the tangle they are in. This may be in a form of a lawsuit, a collection letter, foreclosure order, notice of bank levy or wage garnishment. When reality strikes, they often find themselves completely unprepared for the catastrophe that they are facing. When your finances are cluttered, in dissaray and in shambles, it is hard to picture out the road to financial recovery. You have to spend time working out your real income after tax, accurate expenses and existing debt payments. It may be difficult but your best efforts would have to be changing your lifestyle to live within what you can actually afford, eliminate expenses and use the money towards debt repayment.

Your Options

However, even extreme measures can be a little too difficult and impossible to accomplish for someone who has multiple debts that is beyond any budget reorganization can resolve. What do you do when you are in the abyss? When all possible means seem impossible to accomplish?

Do Nothing Some might think that it's careless not to act right away when faced with troubling situation but there are times that those who are in very troubling times just do not know what to do. It's not that they do not want to act on the situation but just thinking about their problem immobilizes them. They are not able to think clearly. If you are one of these people, don't get stuck! Get help right away. Speaking to an expert will help you clear your mind on the situation.

Make the Minimum Payment Each Time The biggest mistake you can do is continue on making minimum payments until eternity. Your debt never seems to go down. You do not know how or when your debt will end. If you think this is the only way to settle debt, it is not. Again, speaking to a debt expert will help you understand how you can best get out of your situation right away.

Credit Card Trap When you are making multiple payments towards different collection agencies, you may be thinking it would be better to consolidate your debt to make one single payment each month. However, you may be falling into a trap. You may think that interest rates are lower but some offers might be turning your unsecured debt into secured debt! You might risk foreclosure or seizure of your property when time comes you are not able to pay up. Also, your situation might not be suited for debt consolidation. Careful, unbiased assessment should be made.

Take the Necessary Step

In order to be finally free from the shackles of debt, you need to make a paradigm shift on your financial situation. Taking 100% full responsibility towards financial freedom should be taken. One very important measure is as mentioned on the previous options is talking to a debt professional about your situation. Every person's financial situation is different. What may have worked for others will not necessary work for you. Debt counselors have extensive experience in counseling individuals with a wide range of financial situations. They will guide you through your best course of action.

Best in Debt Relief

5 Star ratings on Shopper Approved for CuraDebt!

Do you constantly struggle to pay the bills on time? Do you want to save more money and earn additional income? In this fast pace environment where money flies as fast as time, people never run out of excuses to spend. Despite the global downtrend of the economy, the evolution of political landscape, the rise of extremism, and continuous war in the Middle East, only one thing is constant: the need for money and financial stability. To help you with your challenges, below are three suggestions on earning extra income:

1. A part time job is still a job. Is your current job not sustainable enough? Help is needed everywhere. Don’t know where to start? Find your strength and maximize your capability. As easy as it sounds, everyone has their own set of skills whether it is as simple as baking, gardening, selling, or even taking care of pets. Develop what you have and offer your services online. Scan the internet and use technology to help you move forward by marketing yourself. Think of long term results. By doing what you are good at, you don’t only make extra income but you also find joy in what you are doing. Find a good avenue that will need your expertise and make sure you excel at it.Begin by creating a facebook page, think of a good catch phrase. For example, if you are good at baking low fat and healthy cookies, you may use“The Skinny Baker”. Next, look for a local website that can help you advertise your service for free, connect with the right people. And once you got a customer, always prepare a name card for future references. Remember the best way to market yourself is through word of mouth so make sure to treat your customers well.

2.   Sell. Take a look at your closet, kitchen, and appliances. Make money of what you don’t need. There’s treasure in your trash. It might be a time for spring cleaning; segregate what you need and what you haven’t use for the past 6 months. Most of the time, we keep things for future use which results  to hoarding and piling up of unnecessary things and at the same time, taking up needless space. You need extra income now, and what’s for future use is not a priority. Sell online or at a local marketplace. You may want to do a garage sale, an online shop, or join a forum that specialize in selling second hand items.

3.     Review your finances and fine tune your income. Have you ever checked your monthly bills and checked all your subscriptions? From mobile phone subscription, TV, internet service, and other expenses. What can you compromise and what can you live without? Have a thorough check and you will surprised with what you can save. Do you really watch the 100 channels you subscribed on cable TV when you are rarely at home to watch TV? How about the unlimited calls and SMS when you can use facebook messenger? Or the gym membership when you can workout at home? Compare your actual usage and what you have signed up for, and see whether you can downgrade or find an alternative cheaper subscription.

There are numerous ways of earning extra income. To summarize it all, it is about fine tuning your priorities, finding time in believing in what you can offer and how much it’s worth, sorting out your needs from wants, and finding time to rethink it over. And slowly, you will find yourself not only earning more but organized and having clearer direction. Start now. Remember that opportunity is in your hands. It may just be the peace of mind that you’ve been longing for.

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Curadebt 

Days Without Shopping - Can You Handle It?

It's not easy to keep your card or your cash inside your pocket when you see new makeup or a great pair of shoes on the shelves. Other people can definitely do it so why can't you?

Set A Goal First, set a tangible goal for yourself. What do you want to get out of this ordeal? Think of it as your reward for completing the challenge. Do keep in mind not to spend all of your 30 day savings though. The money you kept inside your wallet must as much as possible stay inside your wallet! Maybe treat yourself to 10% of the amount you saved?  Be sensible and remain sensible.

What To Spend or Not To Spend This is where the hard work is. Sometimes, we justify unnecessary spend as "necessary" to get what we want. It's still cheating. Nobody will know but we are cheating ourselves. A big no-no if your trying to forget old habits and form new ones.

Utility bills, mortgage or rent, insurance premiums, car payments, credit card payments and other essentials, you have to keep paying them. However, let's say you used to have a budget for clothes every month. Ask yourself, do you really need to buy new clothes every month? Do you really need to be at that hip bar during Saturdays? Think about all the unnecessary expenditures that you are used to spending.

A Little Challenge Doesn't Hurt Don't wait until tomorrow or when you think you're ready. Just go and do it. You may not be be successful on your first attempt but if you have the intent, you will see results. Don't cheat! Tell yourself, it's just for 30 days. You'll thank me afterwards.

If for some reasons, you are already in tremendous amount of debt, get help right away. Check out these reliable resources:

CuraDebt Reviews

Credit Card debt?

CuraDebt reviews on Customer Lobby have now reached 700 reviews with all high marks for service, will recommend and total experience. 

Praises for James Freeman, Kristen Wood, Zac, and Gloria have been made for their outstanding service. Clients expressed how hopeful they have become after speaking to caring and compassionate debt counselors from CuraDebt.

Customer Lobby is one of the top rated review sites on the web. Used by thousands of reputable brands, it is trusted by millions of consumers worldwide. 

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9 Easy Steps To Save Money

If you are in so much debt and you do not know what to do anymore. Then there's a better way to eliminate your debt once for all.

How much can you save when you choose debt settlement?

Thousands of settlements are reached with creditors each year by the CuraDebt in-house negotiations team. Settlements are negotiated based on the amount clients have available to reach either a lump sum or in certain cases, installments.

Though future results when it comes to debt settlement are not guaranteed, an experienced debt relief company like CuraDebt has more experience than most companies in the industry.

A lot of creditors will tell you that they do not do settlements. But as you can see below,  we have debt settlement letters from many of the major banks like Capital One, Bank of America, Citibank, Chase, American Express and Discovery Card.

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