Claeys Group Insurance Services, LLC | Tyler, TX

New Prior Authorization Requirements for Texans on Medicare in 2026 New Prior Authorization Requirements for Texans on Medicare (2026): What’s Changing and How to Protect Your Care Prior authorization (often shortened to “prior auth” or “preauth”) is the insurer’s “green light” that certain services are medically necessary before they are performed or paid. For many Texans, 2026 brings two big shifts: Original Medicare (Part A/B) is expanding prior authorization in Texas for certain outpatient surgery-center procedures, and Medicare Advantage plans must meet tighter federal rules for how fast they decide prior auth requests—and how transparent they are about the process. Below is what’s changing, who it affects, and practical steps to avoid delays. Original Medicare Prior Auth for Certain ASC Procedures If you’re ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Life Insurance Buyers Guide Who really wants to think about dying? Buying life insurance means we must face our own mortality and that can be scary.  For anyone considering a life insurance policy to protect family and loved ones, we have created the Life Insurance Buyers Guide for . Life Insurance Buyers Guide Most of us push it out of our heads anytime the thought arises but ignoring it won’t make it go away. It is an emotional decision but one that we must make. When you understand how to buy life insurance, it becomes easier to face your fears and just get on with it. Read on because we are going to show you what to look for and how to get the best rates with the most coverage when purchasing life insurance. Who Needs Life Insurance? If you are married, have children or have others who may depend on you financially, you want to get life insurance. Even if you don’t have anyone depending on you ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Claeys Group Recognized as Top Life Insurance Agency in Tyler for 6th Straight Year Claeys Group Recognized as Top Life Insurance Agency in Tyler for 6th Straight Year Claeys Group Insurance Services has been named top life insurance agency in Tyler, TX by Expertise.com, an independent rating agency that rates financial stability and customer satisfaction. This leading life insurer offers a wide range of coverage options, including term, whole and universal life policies. They also offer a variety of riders that allow customers to customize their policy to fit their needs.   Life Insurance Claeys Group Insurance Services was named a top Life Insurance agency in Tyler by Expertise. This independent insurance agency serves the Greater Tyler Area and offers a variety of Medicare and Life Insurance options. Claeys Group’s ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

3 Secrets to Maximizing Your Social Security When it comes to retirement planning, Social Security is one of the most important—and often misunderstood—sources of income. While most people know they’re entitled to benefits, few realize just how much the timing and strategy behind their claim can impact their monthly checks for life. The truth is, a few smart moves can mean the difference between just getting by and enjoying a comfortable retirement. In this post, we’ll reveal three powerful secrets that can help you unlock the full potential of your Social Security benefits—and keep more money in your pocket for the years ahead. 3 Secrets to Maximizing Your Social Security While this article will not cover every possible scenario (it would take an entire book to do so), it will provide you 3 secrets to maximizing your Social Security. Discovering and ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Keys to Your Best Medicare Advantage Plan Today, we discuss the keys to your best Medicare Advantage Plan to help you find the best Medicare coverage. Keys to Your Best Medicare Advantage Plan ‘Tis the season. No, not Christmas season; instead, ‘tis the season to hear those Advantage Plan commercials. And it’s almost the season to shop Advantage Plans. If you are currently on an Advantage Plan, or if you are currently on Original Medicare (and, most likely, on a prescription drug plan), and are open to a “better deal,” then your shopping season is nearing. That “shopping season” is, technically, called the Annual Enrollment Period (AEP), and it lasts from October 15 through December 7. What You Can Do During AEP So, what can you do during AEP? During this Annual Enrollment Period, you can disenroll from an ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

New Prior Authorization Requirements for Texans on Medicare in 2026 New Prior Authorization Requirements for Texans on Medicare (2026): What’s Changing and How to Protect Your Care Prior authorization (often shortened to “prior auth” or “preauth”) is the insurer’s “green light” that certain services are medically necessary before they are performed or paid. For many Texans, 2026 brings two big shifts: Original Medicare (Part A/B) is expanding prior authorization in Texas for certain outpatient surgery-center procedures, and Medicare Advantage plans must meet tighter federal rules for how fast they decide prior auth requests—and how transparent they are about the process. Below is what’s changing, who it affects, and practical steps to avoid delays. Original Medicare Prior Auth for Certain ASC Procedures If you’re ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Life Insurance Buyers Guide Who really wants to think about dying? Buying life insurance means we must face our own mortality and that can be scary.  For anyone considering a life insurance policy to protect family and loved ones, we have created the Life Insurance Buyers Guide for . Life Insurance Buyers Guide Most of us push it out of our heads anytime the thought arises but ignoring it won’t make it go away. It is an emotional decision but one that we must make. When you understand how to buy life insurance, it becomes easier to face your fears and just get on with it. Read on because we are going to show you what to look for and how to get the best rates with the most coverage when purchasing life insurance. Who Needs Life Insurance? If you are married, have children or have others who may depend on you financially, you want to get life insurance. Even if you don’t have anyone depending on you ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Claeys Group Recognized as Top Life Insurance Agency in Tyler for 6th Straight Year Claeys Group Recognized as Top Life Insurance Agency in Tyler for 6th Straight Year Claeys Group Insurance Services has been named top life insurance agency in Tyler, TX by Expertise.com, an independent rating agency that rates financial stability and customer satisfaction. This leading life insurer offers a wide range of coverage options, including term, whole and universal life policies. They also offer a variety of riders that allow customers to customize their policy to fit their needs.   Life Insurance Claeys Group Insurance Services was named a top Life Insurance agency in Tyler by Expertise. This independent insurance agency serves the Greater Tyler Area and offers a variety of Medicare and Life Insurance options. Claeys Group’s ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

3 Secrets to Maximizing Your Social Security When it comes to retirement planning, Social Security is one of the most important—and often misunderstood—sources of income. While most people know they’re entitled to benefits, few realize just how much the timing and strategy behind their claim can impact their monthly checks for life. The truth is, a few smart moves can mean the difference between just getting by and enjoying a comfortable retirement. In this post, we’ll reveal three powerful secrets that can help you unlock the full potential of your Social Security benefits—and keep more money in your pocket for the years ahead. 3 Secrets to Maximizing Your Social Security While this article will not cover every possible scenario (it would take an entire book to do so), it will provide you 3 secrets to maximizing your Social Security. Discovering and ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Medicare Annual Enrollment Period (AEP): What East Texas Seniors Need to Know For seniors in Tyler, Longview, Marshall, and across East Texas, Medicare provides essential health coverage. But each year, Medicare beneficiaries have a limited time to make changes to their health and prescription drug plans. This window is called the Medicare Annual Enrollment Period (AEP)—and knowing how it works can help you save money and ensure your coverage meets your needs. What is the Medicare Annual Enrollment Period? The Annual Enrollment Period (AEP) runs October 15 through December 7 every year. During this time, East Texas Medicare beneficiaries can review their plans and make important coverage decisions. Any changes made during AEP take effect on January 1 of the new year. What Changes Can You Make During AEP? Switch between Original Medicare and Medicare Advantage. ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

How Much Does Medicare Cost at Age 65? With the ever-changing changing economic landscape of late, and with many considering retirement at age 65, it's helpful to know what expenses you may need to plan for. Today, we will answer the oft-asked question, "How Much Does Medicare Cost at Age 65?". Our goal in this article is to help readers turning 65 understand the cost of Medicare enrollment and ongoing costs beyond initial enrollment. We aim to clear up some of the confusion that is common with the topic of Medicare enrollment and Medicare coverage. How Much Does Medicare Cost at Age 65? In order to answer the question, "How much does Medicare cost at age 65?", a basic understanding of how the Medicare program functions is critical. First, know that Medicare has many Parts. This ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

New Prior Authorization Requirements for Texans on Medicare in 2026 New Prior Authorization Requirements for Texans on Medicare (2026): What’s Changing and How to Protect Your Care Prior authorization (often shortened to “prior auth” or “preauth”) is the insurer’s “green light” that certain services are medically necessary before they are performed or paid. For many Texans, 2026 brings two big shifts: Original Medicare (Part A/B) is expanding prior authorization in Texas for certain outpatient surgery-center procedures, and Medicare Advantage plans must meet tighter federal rules for how fast they decide prior auth requests—and how transparent they are about the process. Below is what’s changing, who it affects, and practical steps to avoid delays. Original Medicare Prior Auth for Certain ASC Procedures If you’re ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Life Insurance Buyers Guide Who really wants to think about dying? Buying life insurance means we must face our own mortality and that can be scary.  For anyone considering a life insurance policy to protect family and loved ones, we have created the Life Insurance Buyers Guide for . Life Insurance Buyers Guide Most of us push it out of our heads anytime the thought arises but ignoring it won’t make it go away. It is an emotional decision but one that we must make. When you understand how to buy life insurance, it becomes easier to face your fears and just get on with it. Read on because we are going to show you what to look for and how to get the best rates with the most coverage when purchasing life insurance. Who Needs Life Insurance? If you are married, have children or have others who may depend on you financially, you want to get life insurance. Even if you don’t have anyone depending on you ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Claeys Group Recognized as Top Life Insurance Agency in Tyler for 6th Straight Year Claeys Group Recognized as Top Life Insurance Agency in Tyler for 6th Straight Year Claeys Group Insurance Services has been named top life insurance agency in Tyler, TX by Expertise.com, an independent rating agency that rates financial stability and customer satisfaction. This leading life insurer offers a wide range of coverage options, including term, whole and universal life policies. They also offer a variety of riders that allow customers to customize their policy to fit their needs.   Life Insurance Claeys Group Insurance Services was named a top Life Insurance agency in Tyler by Expertise. This independent insurance agency serves the Greater Tyler Area and offers a variety of Medicare and Life Insurance options. Claeys Group’s ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

3 Secrets to Maximizing Your Social Security When it comes to retirement planning, Social Security is one of the most important—and often misunderstood—sources of income. While most people know they’re entitled to benefits, few realize just how much the timing and strategy behind their claim can impact their monthly checks for life. The truth is, a few smart moves can mean the difference between just getting by and enjoying a comfortable retirement. In this post, we’ll reveal three powerful secrets that can help you unlock the full potential of your Social Security benefits—and keep more money in your pocket for the years ahead. 3 Secrets to Maximizing Your Social Security While this article will not cover every possible scenario (it would take an entire book to do so), it will provide you 3 secrets to maximizing your Social Security. Discovering and ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Keys to Your Best Medicare Advantage Plan Today, we discuss the keys to your best Medicare Advantage Plan to help you find the best Medicare coverage. Keys to Your Best Medicare Advantage Plan ‘Tis the season. No, not Christmas season; instead, ‘tis the season to hear those Advantage Plan commercials. And it’s almost the season to shop Advantage Plans. If you are currently on an Advantage Plan, or if you are currently on Original Medicare (and, most likely, on a prescription drug plan), and are open to a “better deal,” then your shopping season is nearing. That “shopping season” is, technically, called the Annual Enrollment Period (AEP), and it lasts from October 15 through December 7. What You Can Do During AEP So, what can you do during AEP? During this Annual Enrollment Period, you can disenroll from an ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency

Medicare Annual Enrollment Period (AEP): What East Texas Seniors Need to Know For seniors in Tyler, Longview, Marshall, and across East Texas, Medicare provides essential health coverage. But each year, Medicare beneficiaries have a limited time to make changes to their health and prescription drug plans. This window is called the Medicare Annual Enrollment Period (AEP)—and knowing how it works can help you save money and ensure your coverage meets your needs. What is the Medicare Annual Enrollment Period? The Annual Enrollment Period (AEP) runs October 15 through December 7 every year. During this time, East Texas Medicare beneficiaries can review their plans and make important coverage decisions. Any changes made during AEP take effect on January 1 of the new year. What Changes Can You Make During AEP? Switch between Original Medicare and Medicare Advantage. ...via Claeys Group Insurance Services - Tyler, TX Medicare Insurance Agency