A DECADE IN REVIEW & GOALS FOR BEYOND
This is a difficult post to write because thereâs a lot to reflect on. Where do I start? Over the years, Iâve gone back and forth whether it makes sense to write these things down. It all started years ago when LiveJournal was popular. I wrote down daily routines and activities that I did during the week. It was remarkably diary-oriented with little thought put into what I wanted out of it. This Tumblr account started 11 years ago in 2008 when I arrived in Singapore to start my semester abroad. I started to document my exchange adventures, foods I ate, sights I saw. It was a means to write down my life so I would not forget it. In more recent times, I continued writing down travel blogs but moved towards using writing as a way to plan for the future. Itâs interesting looking back and seeing that my younger self scribbled notes about daily events, then grew into my 20s writing things down to not forget them, and now using writing to plan for the future. I wonder what the next decade in review will look like.
Overall, I give myself A- for this decade.
I spent the first few years of the decade lost. I came out of a long-term relationship and hurt people along the way, myself included. It was a difficult time in my life and I was jaded for a long time. Between the ages of 22 and around 25, I was a quintessential tool that did a lot of things that I thought someone in their early 20s should be doing. Going out, dating random people, not being honest with anyone to protect myself. It took a lot of courage to get out of that state and looking backwards, it was a state that I had to go through. Things changed when I met my wife who pulled me out of that slump and showed me that love could be all powerful. I am so grateful for my past relationships because they all brought me to where I am today. My marriage has evolved from a simple swipe to dating to moving in to signing the papers and soon having our first child. Itâs crazy to think back to 2010, what I was doing and thinking back then, and fast forward to today. Itâs magical to see what life has to offer and I am only beginning to appreciate all the small things. I started weak but finished the decade strong.
My family is small in Toronto and North America. I love them deeply and when I look back, I donât think I truly showed them that when I was younger. My parents brought me here, giving up their careers and community, so I could have a better life. I gave them a ton of grief as a teenager and could have done a better job in my 20s to take care of them. As I grew older, I understand why my dad use to say âyouâll know when youâre olderâ. I use to roll my eyes but now I understand. I hope I can pass this knowledge onto my child(ren) so that they can mature their thinking. Likely, they wonât understand until they are adults too but thatâs just how the cookie crumbles. My extended family in Hong Kong - I neglected them for the most part. I spent my 20s traveling around the world and only went back in 2018, 10 years after my last visit. I canât express how happy I was to see them and at the same time, seeing how the years have taken its toll on them. I hope I still have time to see them and create memories before the winters go by.Â
The definition of friend has changed dramatically. I use to think friends were the ones who I partied with, drank with and ate with. I tried to have as many friends as possible and know as many people as possible. What a silly way to think? People came and gone and I struggled with that, in particular when the fake friends faded away. Real friends faded away too. I canât say that it came as a surprise but it definitely came. I use to think friends lasted forever - the way we hung out, how often we hung out, how many movies we saw - but now I see, just like everyone said, parties will eventually end. I had to redefine what the word friendship meant to me. Sometimes I look at photographs and see faces of people that I never see or talk to. Friendships evolve and I am glad that there are a handful that I cherish deeply. New friends, old friends, itâs time to think about who are the real friends.
The beginning of the decade marked the beginning of my career. I started at E&Y in September 2009 so January 2010 was still early days. I just finished the CKE and going into my first busy season before the SOA and UFE exams later in 2010. It was a long time ago but it feels like yesterday. I wonder if 2010 VLiu knew that everything would be okay, that 10 years later, he would be still clueless and figuring things out. So much has happened since then, from being promoted to moving functions to companies. I got lost in a big company and searched for meaning in my work. I learned how to work tools and technology, networked and built relationships. I screwed up, joined the wrong company and returned to a career that I knew was not my passion. I met great people, managed a growing team and launched a business. I did case studies. I learned that my skills defined me but I could learn new skills. I pushed harder than I ever thought possible, mentally and emotionally. This last decade was a blur. What a blur.
I did well here. After the exchange semester and Europe backpacking trip in 2009, 2010 onwards marked the most active travel itineraries that I could dream of. Years ago I already started jotting down my goals on where to globetrot and as this decade comes to a close, I am proud to have been to 6 of the 7 continents, hiked some of the worldâs greatest trails, lived in tiny huts and tents to lush hotels. It was a decade to remember and a passport to cherish. I grew a lot as a person having seen so many things and as I think back, I am very lucky to have had the opportunities, money, time and freedom (and companions) to see these places. Travel is good for the soul, and this part of my soul is happy. I marked Norway as my 50th country with my wife and no longer am I chasing stamps. I am now chasing memories.
I am proud of myself for creating a healthy lifestyle for myself early on even before 2010. I have a certain friend to thank for this, but early on in first year university, he inspired me to take up weight training. Since then, I have been dedicated to this activity and it carried through to 2019. I canât say that I work out as much anymore. From 2010-2015, I probably worked out 5 times a week for at least 60 minutes per session and ate a ton of protein shakes. In more recent years, this has dialed back for reasons I am ashamed to say as laziness. I still go 1-2 times per week but thatâs still way less than before. However, I am choosing to eat healthier with less meat which counts for something!
I have been notorious with saving and believing that paying myself first is always the best path forward. I donât know what the future holds so having a steady contribution to investments was the approach that I have been taking. Hopefully it works. I trust finance theory.
I am proud of what Iâve accomplished between 2010-2019. Iâve grown as a person personally and professionally. I have matured in how I think about friends and family, and what it means to be happy. I made mistakes along the way and I learned from them. Now, I am in a good place with all aspects of my life. Overall, it was a good 10 years.
FAVOURITE MOMENTS OF THE DECADE
Everything Celine-related: meeting her, getting to know her, building a relationship, planning a wedding, having the wedding, and all the ups and downs in-between. I think back and cannot picture my life without her.
Road trip: the drive from Toronto to LA was monumental and solidified some lifelong friendships that cannot be replicated. The memories are so precious and I am so glad that trip happened.
Buying a house and decorating: the rush of signing papers, moving in and the fun of hanging paintings and measuring furniture. Ah, first homes!
Walking the Highline NYC with Celine: it was just so magical. The sunset, the city, the photo that captured it all.
Weddings: this decade was filled with many joyous celebrations of my friends getting married. It was so beautiful to see them tie the knot and celebrate with old friends. I know I complained about too many weddings, but now that I think about it, I will miss the weddings.
Revisiting Singapore: SG has a special place in my heart. Seeing PGP again too. It feels like a different me but the same me. I miss that part of my life a lot.
Darth and See Lai month: 2015 was a rough year as I chose a terrible boss and made a made career mistake. Luckily for me, I had a network to help me and I got through it. Darth reminds me that most importantly in any career, happiness comes first. Money is a byproduct. The one month spent at home was filled with mom-son time. I loved every second of it, even though I was recovering from a traumatizing experience.
Jamie: Jamie Anderson, the classiest man I know. His deep voice, decisive attitude, and gentlemanâs classiness, I will never forget.
Corporate Development: this was a huge career accelerator for me. The people that I met and the deals that I worked on set me up nicely for the rest of my career. Project Laker will always be my pride and joy.
Ventures, Anthony and Derek: Joining RBC Ventures was a life-changing experience. I finally learned that I could learn new skills, and be friends with the people I worked with. I met two of my greatest mentors. It was the time of my life.
Norway: nuff said. Norway 2 aka. Iceland was also great.
Travel stuff: all the places I went this decade were so great.
Duncan and NWTS nights: some of these nights I dragged myself out. Now that I think back, these are the nights I canât and still remember.
Living in condos: Pinnacle has a special place in my heart. Moving from 12 to 16 Yonge and to 33 Bay several floors. I had fun living in my own filth hehe and eating take-out everyday, walking to the Goodlife at 8pm to workout. Everything has a time and place.
Being a douche in the PATH: slicked hair, fitted suit. Every dude has to try it once!
Mom karaoke parties: always a fun time!
Music festivals: Veld, Swedish House Mafia, Digital Dreams. #awesomesauce
Hanging out at NWS townhouse and walking to BBT with Stella: the summers that I lived downtown had some fun activities after work. The summers were always filled with nighttime fun like bars and drinking and walking Bentley.
Passing UFE: it was pretty cool studying for the exams and passing them!
I am very happy with 2019. My wife and I came out of 2018 with gusto with new energy and dreams. This year had a fair share of ups and downs which taught me resilience and the power of positive thinking. When Steve left the company, I was devastate and had to learn how to deal with it while managing a big team. Celine and I hiked Patagonia and we found out we were expecting a baby. Later in the year, I found a new career direction while preparing for the new babyâs arrival. It was an experiential year with so much to be thankful for.
This was the first full calendar year of marriage. Celine and I are growing day by day and moving on to the next chapter with the arrival of our baby in a few weeks. 2019 was a much âeasierâ year than 2018 now that the wedding and the house costs are behind us, so we spent a large part of the year enjoying each otherâs companies. We spent our honeymoon hiking in Chile, visiting family in Vancouver, and explored Italy, Slovakia and Hungary. We ate at amazing restaurants and created unforgettable memories. A few weeks ago, we ate at Patria, the restaurant where we had our first date, to close a chapter in our lives as a couple and welcomed the next chapter as a family of three. We are ready.
I really enjoyed this year because we had the chance to visit family with my parents in Vancouver. It was a very fun trip and one that was long overdue. Without the pressure of the wedding, 2019 was more of a breeze.
We had a fair share of dinners and hangouts this year. Celine also hosted a few DTL sessions at home which was great. I also strengthened friendships with some old friends and new friends, which I am particularly proud of.Â
There were a ton of ups and downs this year. From Steve leaving the organization to an unnamed person on the team who was a pain to manage, this was year marked with learning how to deal with things. My career was predominantly smooth sailing except for the grief that I cause myself mentally but this year was truly a test on my character and perseverance. I was lucky to have great mentors and friends who coached me through the hard times and I came out the other side a stronger person. Later in the year, I found happiness in a new career direction. I saw this as a culmination of my many sleepless days and nights thinking about whatâs next, and an outlet for my trapped ambition. I am at peace with all the bumps that I encountered to get here because now I am here, and I love it. Earlier in the year, I set out to find a role where I can develop new skills, stimulate my brain, gives me a strong network and provides a leverage a brand. I can truly say that 2019 was a defining year for my career.
Celine and I flew a fair bit this year from Chile to Vancouver to Europe. Chile was a beauty and brought me back to our road trip days in Norway and Iceland. Hiking in Patagonia, trekking the Atacama and sleeping in a rusty shack near the Magellan Strait are going to be memories of a lifetime. Vancouver, another great trip with family. Europe was a different feel and it was Celineâs first time in the Eastern side of the continent. The cuisine and history was super awesome and Iâd go back in a heartbeat. From a work travel perspective, I had the chance to go to New Orleans for a few days and then San Francisco for 11 days for orientation. It was my spending so much time in San Francisco and I am thankful that I had the opportunity to experience it. Now I know that I shouldnât pick a hotel in Tenderloin to stay in. I did not do well in setting a new travel goal however. After I hit 50 countries, itâs been challenging to think of a tangible target to run towards. I need to do that this year.
This was an average year for health both physically and mentally. Physically, Iâve been going to the gym less and less, maybe 1-2 times per week. I did complete the RBC Race for the Kids 5km though in a pretty decent time, but next year, woooobooooyyy not sure. I spent many nights stressed and sleepless because of the ups and downs at the office so that was not great. However, Celine and I started doing affirmations first thing in the morning and before bed. Itâs a chance for us to think about what we are thankful for. Itâs become routine for us now, and itâs helped a lot.
We did well this year. Aside from being a big under the water after the basement and backyard renovations, which we had to do, we kept our spending in check and continued to save throughout the year. Celine and I are both aligned on how we view finances which is good, and a testament to how a rough 2018 year prepared us for 2019 and beyond (especially with a new baby coming soon).
I spent the last few years thinking about my career and very little on how to improve myself outside of that realm. I donât know how much that has impacted me, but I can say at a minimum that itâs kept me up many a nights thinking about my career. Now that my career has been realigned, I should spend more time thinking about my goals from a personal perspective. In 2018, I did accomplish my goal of reading 3 books and writing in my journal 2x per month. These now seem like easy, attainable goals though so nothing to celebrate.
FAVOURITE MOMENTS OF 2019
Celine telling me that sheâs pregnant: unspeakable happiness.
Hearing my babyâs heartbeat for the first time with my ear: this was so mind-boggling to me. For the longest time, the baby did not hit me as reality as much as Celine...since she was carrying Leia and all. But hearing her heartbeat changed it all.
Seeing my Uncle 1 and Auntie 1: I havenât seen them for years...or a decade. I canât remember now but it was warming to see them again in the same house years later.
At Stephenâs Basilica rooftop: the sunset was beautiful atop the church looking over Budapest. It was not quite Aksla, but it was indeed captivating.
Cuernos and Patagonia: the views, experience, air and water. The hike, although rainy, was perfect.
Borago: Worldâs 50 Best does not disappoint. My favourite was still the rainwater from Patagonia.
Windy shack in Punta Arenas: the town was lame but the tiny hut that called itself an Airbnb was memorable. The Magellan Strait is very windy and shook the house until Celine and I worried that the roof would fall onto us. Hah.
The day we almost died: Patagonia at its finest.
Steve leaving: this was a rough day for me and the beginning of a rough week. My world fell apart piece by piece and I did not feel career disappointment like this before.
Me leaving: the decision to leave Butter/Ventures was difficult and I weighed the pros and cons. I chose to leave under my criteria which was easy, but actually leaving was very hard. Luckily for me the relationships that mattered are still strong.
Various case studies: LOL.
Interview at Square: I got the first email when I got back from Europe in early September. From then until the final interview on Wednesday, October 23 was a rush. I received the offer verbally on Friday, October 25. I accepted the Saturday. It all moved so quickly.
Seeing NWS super happy about escape rooms: I rarely see NWS that excited and it was fun to see on Ryanâs birthday. Board games and escape rooms - it was more like NWSâ birthday.
GOALS FOR 2020 AND BEYOND
I will support my wife in her personal and career endeavors. I will encourage her to be creative, ambitious and honest with herself so that she can achieve her maximum potential.
I will be an attentive and caring husband, and try to be positive in the most difficult situations. I will listen first and offer an opinion after if suitable in the situation.
I will be cognizant that my wife is stressed from taking care of the baby and try to relieve her stress as much as possible.
I will recognize milestones and also everyday events because life is short.
Stretch: I will create and capture more memories outside of Instagram, through writing, photos or videos.
By 2029: I will be a model husband that knows how to cook, clean and take care of my wife and family. I will continue celebrating the big and small moments with my wife, remembering anniversaries and birthdays, and continue being the young-love that we have today.
I will be a great father, whatever that means! I donât know yet but I promise to be a great one.
I will be more present in gatherings and create a balance where possible to bridge the various groups.
I will maintain a strong relationship with family overseas.
Stretch: talk to at least 1 overseas family member once a month
By 2029: I will be the father to 2 beautiful children. I will be supportive and understand them as much as possible, and try not to be a lame dad. I will have great relationships with my family and my in-laws, and maintain a strong connection those overseas. I will be back in HK at least 2 times in this decade.
I will build on strong social bonds by reaching out, staying in touch, physically going to see friends, and recognizing special moments.
I understand that this aspect of my life may change with a new baby coming but I hope to maintain a relationship with at least my closest friends. I will not be non-existent to friends.
Stretch: hang out with 1 friend per a month
By 2029: I will be a great friend to a small group of people. I will celebrate their big and small moments, and try my best to keep the group close.
I will think about my career more critically and plan out my path. Now that I have started a new path at Square, it is important to think about what I am learning here and map that out against where I want to eventually get to. This allows me to think about my career in a more structured way.
I will consistently evaluate my skillset and upgrade/up-skill where I see a gap, through reading books or taking a course.
Stretch: meet at least 2 new people every month who can help me in my career or gives me new ideas and add an international aspect to my experiences; discuss international opportunities with Square
By 2029:Â I will be managing a small, high-performing team in a career of my choosing. This career will pay well, have great people and culture, and grant me the flexibility to work the way I want to to suit my lifestyle. I will have international work experience.
Find a new goal that revolves around travel and cultural exploration. I want to love travel immensely again.
Go to at least one place with the new baby on a plane.
Stretch: Take Celine and the baby to San Francisco for a few weeks.
By 2029:Â I will have been to 60 countries and went on 2 more big hikes (which could mean something like Patagonia). I will have been back to Africa somewhere, Asia and Australia. Europe is fine too but it will have to be Scandinavia or Eastern Europe. Our baby will be well-traveled.
I will choose to eat healthy food more often. In particular, this means more fish, chicken, vegetables and legumes, and less red meat, fried foods and dairy products.
I will eat more fruits and drink more water (at least 2L daily).
I will workout at least twice a week.
Stretch: drink 3L of water daily, workout thrice a week and run one organized 5km-run.
By 2029:Â my kids would be old enough by this time so that I can go back to a regular gym schedule. Between 2020-2029, I want to maintain a healthy body and mind, great sleep, and no need for drugs. I will have healthy cholesterol and X levels to be able to eat what I want and exercise the way I want. I will look good.
I will continue shifting the finances on a monthly basis to ensure that Celine and I are tracking towards our retirement goals.
I will spend less money on products and more on experiences.
I will cut back on impromptu purchases.
I will continue saving money for myself, Celine and the baby.
Stretch: plan for investment property
By 2029: we will have 2 investment properties and a sizable investment portfolio suitable for our stage in life. We will be have financial freedom defined as having enough money to do what we want largely without financial limitations.
I will find out what it means to be a husband and father.
I will dedicate time to self-improvement through reading, listening to podcasts, thinking about the future and philosophical topics, and documentaries where I can learn something.
I will focus on what I can control and push out things that I cannot control. I worry too much so this will help me reduce mental stress.
I will be a better listener and only dish out tough love sparingly.
I will continue documenting my career ambitions and philosophies in my journal at least 2x a month.
I will clean the house once a month. This means wiping the windows, vacuuming and mopping the floors, bleaching the sink, etc.
I will not leave my shoes and jackets everywhere, and will not leave the lights on if I donât have to.
Stretch: I will read 5 books this year.
By 2029: I will be happy.