From Toffee to UPI: The Journey of Payments in the Indian Economy
India’s economy has undergone many transformations, but few changes have touched the daily lives of people as deeply as the way we make payments. From receiving toffees instead of coins as loose change to paying with a single tap on a smartphone, the journey of payments in India is a reflection of innovation, adaptability, and progress. The Era of Cash and Toffees For decades, cash ruled…








