#youngesters

Marriage is a means of protection from sins.

نکاح گناہوں سے حفاظت کا ذریعہ

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A think tank with strong ties to Hong Kong's former leader says the government should reduce hosing expenses and build more hostels for young people, who must now save for 14 years to afford the down payment on an average flat.  Also suggested easing the repayment terms of student loans, enhancing skills-based training, reviewing sub-degree courses and creating more well-paid jobs. Key obstacle to upward social mobility of young people aged 15 -24: Inflation and home  prices had far outpaced income growth No money, No roof

The study, based on an analysis of government statistics from 1991-2014, found that a young couple now had to save for 14 years and 4 months to put down a deposit on a 40 square metre flat - up from 8 years and 8 month in 1991.  Lai said the calculation, based on the average property price of private residential units, also showed that the monthly mortgage payment would take more than 40% if the income of a couple who took home HK$29,000 a month. According to the latest survey by US consultant Demographia, HK had the most unaffordable housing for the fourth straight year among 360 cities and countries as well as the smallest homes. The study also found that education remained the key to a good job, with 40% on high-end earners having a tertiary qualification compared to just 7% without one. But Lau said even the incomes of the better-educated had been eroded by inflation, while 40% of young people were working in such areas as retailing and hotels, meaning they might lack chances for advancement.

Source : South China Morning Post - Think tanks says younger generation needs a hand