"Second, psychopaths have what it takes to defraud and bilk others: They are fast-talking, charming, self-assured, at ease in social situations, cool under pressure, unfazed by the possibility of being found out, and totally ruthless. And even when exposed, they can carry on as if nothing has happened, often leaving their accusers bewildered and uncertain about their own positions. Finally, white-collar crime is lucrative, the chances of getting caught are minimal, and the penalties are often trivial. Think of the insider traders, junk-bond kings, and S&L sharks whose financial depredations were so spectacularly rewarding- even when they were caught. In many cases, the rules of the game for greed and fraud carried out on a grand scale are not the same as they are for ordinary crime. Often, the players in the former form a loosely structured network to protect their mutual interests: They come from the same social strata and the same schools, belong to the same clubs, and may even be instrumental in setting up the rules in the first place. A bank robber may be sentenced to twenty years in prison, whereas a lawyer, businessperson, or politician who defrauds the public out of millions of dollars may receive a fine or a suspended sentence, usually after a a trial marked by long delays, adjournments, and obscure legal manoeuvres. We condemn and shun the bank robber but ask the embezzler to help us invest our money or join our tennis club."