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Which activities classify you as a smoker in the eyes of Canadian insurers? Best Insurance Online's guide to techsurance reveals surprising details when comparing life insurance for smokers vs. non-smokers. This life insurance news article explains that any nicotine intake triggers higher rates — cigarettes, cigars, pipes, chewing tobacco, nicotine patches, e-cigarettes, and even vaping all count. Techsurance notes that insurers typically ask about tobacco use within the past 12 months. Even occasional cigar use can mean paying smoker rates. Cotinine testing verifies smoking status through blood, urine, or saliva, making concealment virtually impossible for Canadian applicants.  

Smoking isn’t just a habit — it’s a cycle that affects your body, mind, emotions, and everyday life.

Why people start, how addiction takes over, and the healthier paths that actually help you quit… it’s all here. If you’re trying to understand the psychology behind smoking or looking for motivation to finally stop, this guide might be the clarity you need.

Oral cancer, also known as mouth cancer or oral cavity cancer, refers to the uncontrolled growth of abnormal cells in the tissues of the oral cavity, which includes the lips, tongue, cheeks, floor of the mouth, hard and soft palate, and throat. It is a type of head and neck cancer.

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NYC is at the forefront of smoking and tobacco control

To bring smoking rates in the city to historic lows, new laws signed by Mayor Bill de Blasio will:

Raise the minimum prices for all tobacco products

Reduce the number of tobacco retailers

Create a retail license for e-cigarettes

Increase the fee for a Cigarette Retail Dealer license

Require all residential buildings to create a smoking policy

Prohibit smoking in common areas of some buildings

Ban the sale of tobacco products at pharmacies

The goal of this legislation is to reduce the number of smokers in the city by 160,000 by 2020.

“If you are a smoker, the single most important thing you can do for your health is to stop smoking,” said Health Commissioner Dr. Mary T. Bassett. “As a former smoker, I know how hard it is to quit. That’s why these laws are so important – they will make it easier for New Yorkers to quit smoking or never start.”