Already got a life insurance policy or a V.U.L. from other companies? You don't need to limit yourself in having just one policy. Actually you can have up to seven policies. Your current financial goals must be met with your current plan. And if not because there were changes in your life like being newly married, having a new baby or you have a new business. If you've got your first V.U.L. policy for protection, then you can use your second policy for your children's education, medium to long term savings, retirement or for an M.R.I. in buying a new condominium unit. To know more about Pru Life U.K. protection or financial plans, just PM me. #thinkofVULthinkofBILLE

A heart surgery may cost more than P500,000. For cancer treatment, an oral chemotherapy which experts say more effective than conventional chemotherapy costs P90,000 to P120,000. With these treatments, will your HMO coverage be enough if a critical illness strikes you unexpectedly? You can have additional protection before you need it by having a critical illness insurance in a V.U.L. You can start a plan for as low as P1,500 per month. Good thing with a V.U.L., your money is being invested through bonds or stocks. So if nothing happens, you can add it to your retirement fund. To know more, just message me at 0977-725-7981 or email at [email protected]. #BilleMoKo #thinkofVULthinkofBILLE (Sources: Philippine Heart Center, Philippine Society of Medical Oncology)

We all have plans. Maybe after your travel this long weekend, you are already plannning for your next travel. Or maybe you are planning for your marriage, to have your own business, to study masters education, to buy a house or planning to have a baby soon. All of these plans have a price tag. But along with these plans, unexpected circumstances may happen like illness, accident, or disability. But don't worry, a Variable Unit Link or V.U.L. got you covered. For your plans, a V.U.L. has an investment component to help you achieve your plans. For unplanned circumstances, a V.U.L. is a life insurance plan where it has disability insurance and you can attach accident insurance, health insurance, and critical illness insurance. You can start a plan for at least P840/month or P10k per year. Now plan to get a V.U.L. plan. For a sample proposal, just PM me or message me at 0977-725-7981 or email me at [email protected]. I Am Your Insurance Guy, BILLE CRISTIANE T. TEMANEL #BilleMoKo Registered Financial Planner Graduate Member Financial Consultant, Pru Life U.K. #thinkofVULthinkofBILLE

Isn't a good thing that as you go back from your travel, you know you still have savings in your bank account or you've already set aside something for your future? You can do that by starting a V.U.L. plan for at least P833 per month or P10k per year. Through V.U.L., you can have the habit of saving while you have an investment and have a protection. Good thing if you start early because you might still be insurable and you can use it as a travel fund later on after retirement. #thinkofVULthinkofBILLE #BilleMoKosaPru

Kayang-kaya ang 10k sa fun run? Siguradong kayang-kaya mo rin itong 10k (annual) V.U.L. plan in the long run. A V.U.L. plan can be used for income protection from the financial devastation caused by sickness, accident, critical illness or disability. For more info, I Am Your Insurance Guy. Just message us at 0977-725-7981. #thinkofVULthinkofBILLE

Kung ay pera nga sa bangko, may insurance. Bakit ang tao na siyang may ability to earn the money, walang insurance? Consider getting a V.U.L. plan. Get more protection benefits in this plan as compared with HMO and medical insurance (HMO and medical insurance are used for outright or immediate coverage. There might be other things that an HMO or medical insurance that won't cover during hospitalization). Insurance (life, critical illness,disability, health) + Investment ----------------------- = V.U.L. (aka investment-linked life insurance or unit-linked life insurance) •TRUST PRU LIFE U.K. AS A LIFE INSURER Prudential (Pru Life U.K.'s parent company) is one of the top, oldest and most stable life insurance company in the world. It is one of the life insurance company that has survived two World Wars! •TRUST PRU LIFE U.K. WITH YOUR INVESTMENT Pru Life U.K.'s fund manager, Eastspring Investments Singapore was recently hailed as Asia Fund House of the Year by AsianInvestor. Eastspring Investments is also trusted by Bango ng Sentral ng Pilipinas. Eastspring is the only foreign fund manager who handles the provident fund for the retirement of BSP employees. • TRUST PRU LIFE U.K. WITH A V.U.L. PLAN Insurance and investment combined is V.U.L. and that is the expertise of Pru Life U.K. who pioneered the plan in the country. Let's talk on how you can start a V.U.L. plan. I Am Your Insurance Guy, BILLE CRISTIANE T. TEMANEL Financial Consultant Assistant Unit Manager Registered Financial Planner (RFP) Graduate Member 0977-725-7981 #BilleMoKosaPru #ThinkofVULthinkofBILLE

Did you know that you can avail a V.U.L. for a minimum of Php10,000 annually? This is through the PAAPlus-Low Premium option of Pru Life U.K. It is a continous plan with a coverage of Php1,400,000 life insurance and Php700,000 living benefit). To know more, just PM me. (The final plan will still be based on your needs and budget) #BilleMoKosaPru #ThinkofVULthinkofBILLE

Pwede naman pag-ipunan habang bata pa. Invest with a V.U.L. and you can use it as a travel fund. With a V.U.L., kung hindi mo man magamit for travel fund, at least maga-gamit eto as emergency fund, children's education, to buy a house or a car, to fund for wedding, etc. #thinkofVULthinkofBILLE #DearOtherSelf Credit: SineHub (at SM Bicutan)