billevable

Turn your “what if’s” into “what is”. How? Have a V.U.L.* It will solve two concerns that you might face in our life. If you live too long or you die too soon. Whatever may happen, having a V.U.L. is a win-win situation for you or for your loved ones. Through V.U.L., you don’t need to focus on “what if’s”, but you can already focus on “what is”. On what matters to you the most. You can focus already on your family and on your dreams. *V.U.L. refers to Variable Unit Link or investment-linked life insurance (at Asian Hospital and Medical Center)

#Maxicare ER Prepaid Healthcard (Just PM us for bulk orders) • Ideal for giveaways or gift on Christmas for your employees, friends, relatives, etc. --- EReady is a one-time medical emergency prepaid health card that covers illnesses or injuries that require immediate medical assistance. It has two variants: TITANIUM 549 (549 pesos) Access to all Maxicare-accredited hospitals excluding the *6 major hospitals : *Six (6) major hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center Quezon City, St. Luke’s Medical Center Taguig, The Medical PLATINUM 749 Access to all Maxicare-accredited hospitals including the *6 major hospitals : *Six (6) major hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center Quezon City, St. Luke’s Medical Center Taguig, The Medical City PRODUCT FEATURES • Provides up to Php 15,000 one – time coverage on illnesses or injuries that arises from medical-related emergency conditions • Eligible for individuals from 15 days old to 65 years old • One-time availment, but up to two enrollment registration per person per year • Easy registration via SMS – No preliminary check-ups , no paperwork • Nationwide ER access to Maxicare-affiliated hospitals • Member can avail in one accredited hospital only within 24 hours • Card Validity is up to one (1) year upon activation PRODUCT COVERAGE • Doctor’s Services for Emergency Treatment • Emergency Room Fees • Medicines used for immediate relief and during treatment • Oxygen, IV fluids, whole blood and human blood products • Dressings, casts, sutures • X-ray, laboratory and diagnostic exams • Additional Benefit ADDITIONAL FEATURES • 20% discount from Metro Dental Services. (www.metrodental.com.ph) • 15% discount from MyHealth Services. (www.myhealth.ph) • With Life Accidental Death and Dismemberment (AD&D) coverage up to Php 25,000.00 If you are interested, just message us at 0977-725-7981 or email at [email protected]. #EReady

When I do policy delivery in Pru, I want to also try other food shops. We tried Kumori and their milkshakes were good. 👍🏾👍🏾 Hindi katulad noong nasa mga food parks na sobrang tamis. (at Kumori Japanese Bakery)

An HMO might not be enough to cover hospitalization expenses. Be covered up to P1.5M* with Pacific Cross Medical Insurance now! • Renewable coverage up to age 100 • No medical exams required • With maternity benefit on selected plans • Hospitalization benefit up to P1.5M or up to $2M • Worldwide coverage • You can choose your own doctor, hospital and specialist • With coverage on prescribed medicines for outpatient • Western alternative treatments are covered under the dollar plan Just message us at 0977-725-7981 (Viber, iMessage) or email at [email protected]. #PacificCross #Medicalinsurance #travelinsurance #HealthCardsPH Photo Credit: Pacific Cross *Under Select or Peso plan

As a Financial Consultant, what I give on Christmas season to my friends is the book by Ardy Roberto's "Ang Pera na Hindi Bitin". The book will educate and inspire them on how to save and how to be a channel of blessing to others. It's also like paying it forward. I give to them something, when they will realize what they've learned from the book, I know that they will apply it and do it for themselves and to others. #CBTLxDiscoverMNL

You can give an H.M.O card or health card, medical insurance, health insurance or critical illness insurance to your loved ones as a gift. Either it's a wedding gift, birthday gift, Christmas gift or just simply because you love and care for them. To know more, just message us at 0977-725-7981 (iMessage or Viber) or email at [email protected]. #EastwestHealthcare #Maxicare #PhilCare #ValuCare #PacificCross #PruLifeUK

Why Settle With One? When You Can Have More Than One Personal Life Insurance Policy Sabi sa isang ad ng gatas, #CheckTheLabel o #CheckMoMuna. Parang ganon din dapat sa Life Insurance policy mo. Have you already read it? Alam mo ba ang mga benefits o coverage sa policy mo? Will your coverage or benefits be enough to protect your income generating years? Will your policy or plan be enough if critical illness strikes? You can either amend your plan to have additonal coverage or benefits or get another policy. Siyempre depende pa rin sa purpose mo. Someone told me before that she wanted to have 40 million pesos sum assured. Bakit ganon kalaki? Kasi she wanted it na if ever na makuha na iyon ng mga anak niya, she will have it divided para sa mga anak niya. And then she will write a trust or will na dapat mare-invest ulit iyon. The 40 million pesos sum assured can be on multiple policies on different life insurance companies. Depende na lang din iyon sa preference mo. The possibilities are endless if you would want to have multiple life insurance policies. Siyempre if you have the money or if you are healthy or insurable pa. We can check your policy and do a review. Just message me. BILLE CRISTIANE T. TEMANEL Financial Consultant, Pru Life U.K. Registered Financial Planner Graduate Member Chartered Trust Estate Planner Program Graduate #BilleMoKosaPru 0977-725-7981 (Viber, iMessage) [email protected]

From Pasay to Tugue Real Quick Ilang lakad lang mula sa bahay sa Pasay ay naka-kain ulit ako ng Pansit Batil Patung. Nakita ko eto noong minsang napadaan iyong sinasakyan ko na Uber sa Street na eto. Malapit lang eto sa may Buendia Food by the Court. #PansitBatilPatungSaMakati (at Chie Chie's Pancit Makati)

Kung ikaw ay magta-tayo ng coffee shop, ano ang ipa-pangalan mo? (at Clouds Coffee Shop)

Makikiraan lang sa inyong feed :D (at Hong Kong)

Did you know that the concept of life insurance came from “pass the hat” or what we call in our country as “abuloy”? History of Life Insurance • We can trace its roots back in 100 B.C. Ancient Rome. A Roman military leader created a burial club for his troops, so in the event of unexpected death of a club member, other members would pay for the funeral expenses. • In 1688, it was in Llyoyd’s of London where the modern concept of insurance came into being. • In 1759, the first life insurance corporation was created for the benefit of Presbyterian ministers and their dependents. ~~~ Sa pa-barya barya o konting naipon sa pagbibigay ng abuloy ay malaki na ang maitu-tulong neto sa pamilya ng nawalan. Mas malaki din ang maitu-tulong ng life insurance policies sa pamilya ng naiwanan because they can get or the beneficiary of the policy can get from almost a million pesos or more na maaari nilang gamitin sa pagpapa-libing o kaya naman sa patuloy na daily expenses ng pamilya o sa pagpapa-aral ng mga anak. •If you are a breadwinner, get a life insurance policy. •If you have others depending on your income, get a life insurance policy. • If you don’t want to be a burden later on to your family, get a life insurance policy. • If you really love your family, get a life insurance policy. You can also help others. Encourage your loved ones, family, relatives, friends, officemates, church mates, etc., to get a life insurance policy and tell them the importance of a life insurance. BILLE CRISTIANE T. TEMANEL -Financial Consultant, PRU Life U.K. -Registered Financial Planner Graduate Member -Chartered Trust and Estate Planner Program graduate [email protected] Globe: 0977-725-7981 (Viber/iMessage) Smart: 0939-936-7937 (Line, WhatsApp, Viber, iMessage) Facebook.com/BilleMoKosaPru #BilleMoKosaPru

Don't turn your eyes from Me For My love won't be undone Don't hide your face from Me For My light has surely come Surely come (at Santiago, Philippines)

#Maxicare ER Prepaid Healthcard (Just PM us for bulk orders) • Ideal for giveaways and gift on Christmas for your employees, friends, relatives, etc. --- EReady is a one-time medical emergency prepaid health card that covers illnesses or injuries that require immediate medical assistance. It has two variants: TITANIUM 549 Access to all Maxicare-accredited hospitals excluding the *6 major hospitals : *Six (6) major hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center Quezon City, St. Luke’s Medical Center Taguig, The Medical PLATINUM 749 Access to all Maxicare-accredited hospitals including the *6 major hospitals : *Six (6) major hospitals: Asian Hospital, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center Quezon City, St. Luke’s Medical Center Taguig, The Medical City PRODUCT FEATURES • Provides up to Php 15,000 one – time coverage on illnesses or injuries that arises from medical-related emergency conditions • Eligible for individuals from 15 days old to 65 years old • One-time availment, but up to two enrollment registration per person per year • Easy registration via SMS – No preliminary check-ups , no paperwork • Nationwide ER access to Maxicare-affiliated hospitals • Member can avail in one accredited hospital only within 24 hours • Card Validity is up to one (1) year upon activation PRODUCT COVERAGE • Doctor’s Services for Emergency Treatment • Emergency Room Fees • Medicines used for immediate relief and during treatment • Oxygen, IV fluids, whole blood and human blood products • Dressings, casts, sutures • X-ray, laboratory and diagnostic exams • Additional Benefit ADDITIONAL FEATURES • 20% discount from Metro Dental Services. (www.metrodental.com.ph) • 15% discount from MyHealth Services. (www.myhealth.ph) • With Life Accidental Death and Dismemberment (AD&D) coverage up to Php 25,000.00 If you are interested, just message us at 0977-725-7981 or email at [email protected]. #Maxicare #EReady

Ilang taon ka na nga nagtra-trabaho? Ilang taon ka na ring naka-tanggap ng bonus (Christmas bonus, production bonus, company profit sharing, etc.)? Pero wala pa ring ipon? Let's do financial planning. Just hit me a personal message and we can talk it over coffee. BILLE CRISTIANE T. TEMANEL •Financial Consultant, Pru Life U.K. •Registered Financial Planner Graduate Member •Chartered Trust and Estate Planner Program Graduate #BilleMoKosaPru #WeAreAPrudentGeneration (CTTO for the photo)

It's good to be physically fit, but it would be better if you are also protected. Get a Pacific Cross Medical Insurance now! • Coverage up to age 100 • No medical exams required • With maternity benefit on selected plans • Hospitalization benefit up to P1.5M or up.to $2M • Worldwide coverage • You can choose your own doctor, hospital and specialist Just message us at 0977-725-7981 or email at [email protected]. #PacificCross #Medicalinsurance #travelinsurance #HealthCardsPH (at Anytime Fitness SCAPE Macapagal)

Kung ang Taguig ay Bonifacio High Street, ang Tuguegarao naman ay may Bonifacio Street. #WereAllinThisTUGUEther (at Centro 01 Bagumbayan Bonifacio St)

The best pansit batil patung in Tugue. You can choose your own toppings din. Unang tikim mo pa lang ng miki, masarap na talaga siya. Masarap din ang chicharon bulaklak. #WereAllInThisTUGUEther (at Billy Jack's Panciteria)