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Should I buy that insurance?
Should I buy that insurance?
Insurance originated as a tool for risk transfer. It works on the concept of risk pooling where a group of people with a common risk put in a little sum of money together and should there be a financial loss due to that risk, the money that is pooled together will be used to compensate the financial loss.
As market evolves and product manufacturers get more innovative, there are many types of…
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Protecting Self-Insured Employers
For some employers, the PPACA brought with it a new motivation to self-insure the health coverage of their employees. Â Recently however, there have been hints that new legislation may be passed which will eliminate stop-loss insurance and therefore threaten the ability of many employers to self-insure.
