#ratecut

The Federal Reserve delivered its third consecutive interest rate cut on Wednesday, lowering the benchmark federal funds rate by a quarter percentage point to a range of 3.5% to 3.75%—the lowest in three years—following a bitterly fractious meeting that highlighted profound divisions within the central bank. The decision, passed in a 9-3 vote, underscores the Fed’s delicate balancing act between…

Why XMPT May Shine In A Charge-Minimize Cycle

📉Rate Cuts on the Horizon? Beat the Rush Before It Begins!

The Reserve Bank of Australia (RBA) has held the cash rate steady at 4.1%, but all signs are pointing to a potential double rate cut as early as May. That’s great news for buyers — and a signal to act fast.

🏠 Why it matters: As interest rates begin to drop, buying power increases — and so does buyer competition. We're already seeing upward trends in new home prices, meaning the window to lock in a great deal before the market surges is now.

🌟 Act Early. Gain the Advantage. ✅ Secure your ideal lot in high-demand growth areas 🛠️ Design and build your dream home with peace of mind 💼 Get your finance pre-approved now and stay ahead of rate changes

Whether you’re a first home buyer or investor, positioning yourself before rates fall means avoiding the price surge that often follows.

The Reserve Bank of India has cushioned the impact of COVID-19 by offering a three-month moratorium on loans for individuals and companies. The choice of taking the RBI moratorium was left to the individuals and those who choose to opt for the moratorium will not be penalized with a default which would affect their overall credit rating.

This move has given a breather to buyers and developers. The non-payment of EMIs will not affect future credit and will not turn them into bad loans or NPAs. The 75 bps (basis points) rate cut combined with a reduction of 90 bps in the reverse repo rate, will definitely infuse more liquidity. One section of the developer community views this as an indicator that more loans will be offered to customers thus resulting in an increase in demand. The developers are also hoping for a fiscal stimulus package that would help them handle the immediate liquidity crunch that they might face due to the lockdown and reduced economic activity.