Every real estate agent will tell you the same thing: βGet pre-approved before you start house hunting.β And in todayβs market, itβs more important than ever to plan aheadβpre-approval gives you the best chance of submitting a strong, competitive offer!
Hereβs what youβll typically need to get a pre-approval from a trusted lender:
β‘οΈ Proof of income β Payslips or tax returns so the lender can work out how much you can afford.
β‘οΈ Proof of employment β Confirms you have a stable income to meet mortgage repayments.
β‘οΈ Credit history β Lenders will assess your credit report; higher scores generally improve your borrowing options.
β‘οΈ Proof of savings / deposit β Bank statements to show you have funds for your deposit and upfront costs.
β‘οΈ Proof of assets β Only needed if you own property or other significant assets.
Just starting your home-buying journey? Drop a DM and we can walk through the process together!













