Oct 15, 2023
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How to get Pre-Approved for a Mortgage
https://fairwayhomeloans.mortgage/video/how-to-get-pre-approved-for-a-mortgage/
What is pre-approval?
Pre-Approval is the process of determining how much money you will be eligible to borrow before you apply for a loan.
How can I get pre-approved?
Step One: Check your credit score so that you and your lender will have an idea of what type of loan you may qualify for.
Step Two: You will need to provide the following documentation:
- Income information (W-2s from the previous two years, pay stubs, bank statements, tax returns, etc.)
- Asset information (401(k)s, stocks or any other recent investments)
- Residential history (A two year address history)
- Personal information (Photo ID and Social Security Number)
Why get pre-approved?
Once you are ready to make an offer on your home, your Realtor and the seller will want to see a pre-approval letter to prove you will be able to purchase the home.
A pre-approval on a mortgage could last 60 to 90 days, depending on the lender.
Contact me today to get pre-approved!
https://fairwayhomeloans.mortgage/video/how-to-get-pre-approved-for-a-mortgage/
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