#pre approved

How to get Pre-Approved for a Mortgage

https://fairwayhomeloans.mortgage/video/how-to-get-pre-approved-for-a-mortgage/

What is pre-approval?

Pre-Approval is the process of determining how much money you will be eligible to borrow before you apply for a loan.

How can I get pre-approved?

Step One: Check your credit score so that you and your lender will have an idea of what type of loan you may qualify for.

Step Two: You will need to provide the following documentation:

- Income information (W-2s from the previous two years, pay stubs, bank statements, tax returns, etc.)

- Asset  information (401(k)s, stocks or any other recent investments)

- Residential history (A two year address history)

- Personal information (Photo ID and Social Security Number)

Why get pre-approved?

Once you are ready to make an offer on your home, your Realtor and the seller will want to see a pre-approval letter to prove you will be able to purchase the home.

A pre-approval on a mortgage could last 60 to 90 days, depending on the lender.

Contact me today to get pre-approved!

Curious on how to get pre-approved for a home loan? Our mortgage experts will help you every step of the process! Visit our website here to get started. 

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