PCI Compliance Payment Solution
Payment card industry (PCI) compliance is proclaimed for the credit card companies to assist them to ensure the credit card transactions in the payment industry. In other words, payment card industry compliance refers to the technical and operational standards that businesses may follow so as to annex and protect the credit card data provided by the cardholders and is transmitted through the card processing for the various payment transactions. PCI standard for the compliance are developed and counseled by the PCI Security Standard Council. The prerequisite developed by the Council is also referred as the Payment Card Industry Data Security Standards (PCI DSS). The prerequisite set forth by the PCI DSS are both operational and technical and cynosure on some rules. The core cynosure of these rules is always to secure the cardholder card details. These guidelines may work on the 12 major requirement such as –
. Implement firewall so as to protect the cardholder data
. Offer appropriate password protection
. Protect the cardholder data
. Encryption of the transmitted cardholder data
. Utilize the antivirus software
. Update the software and maintain the security systems
. Restrict access to cardholder data
. Assign a unique ID to those who has access to the cardholder data
. Restrict physical access to the data
. Create and monitor access logs
. Test the security system of the payment processing on a regular basis.
. Create a policy that can be documented and that can be followed