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Thinking of buying in Victoria? 🏡
The Off-the-Plan Stamp Duty Concession has been extended, giving eligible buyers the opportunity to potentially reduce upfront costs and save more.
Whether you're searching for your first home, upgrading, or exploring investment opportunities, understanding available incentives could make a difference.
Looking for your next home? Let’s help you explore your options.
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Off-the-Plan Purchases in 2026: Don't Sign Without a Thorough Contract Review
As January 2026 progresses, the Australian property market is showing signs of moderation after strong 2025 gains, with national house prices expected to rise 5-7% this year (led by outer-metropolitan and regional areas in Queensland and Victoria). Off-the-plan buying continues to offer a compelling entry point for new apartments, townhouses, or units—allowing buyers to lock in current pricing, benefit from developer incentives, and position for completion uplift in high-demand growth corridors.
In Victoria, the temporary off-the-plan stamp duty concession—extended until 20 October 2026—remains a major incentive. Eligible buyers (including investors, companies, and foreign purchasers) can deduct 100% of outstanding construction costs from the dutiable value, often reducing stamp duty to about a quarter of the standard amount and delivering average savings of $24,000–$28,000 (depending on project stage). In Queensland, strong incentives like the extended $30,000 First Home Owners Grant (for eligible new homes or off-the-plan contracts signed before 30 June 2026) continue to support first-home buyers in coastal and outer areas.
However, off-the-plan contracts are significantly more complex than standard purchases. They often include provisions that differ substantially, such as:
Progress payments during construction
Potential variations to plans, materials, or finishes
Sunset clauses (with developer rescission rights, subject to reasonableness requirements)
Developer obligations and disclosure details
Signing without expert scrutiny can expose you to delays, unexpected changes, or finance issues.
First Class Legal specialises in off-the-plan conveyancing for buyers in Victoria and Queensland (with dedicated support in growth areas like the Sunshine Coast and Gold Coast):
Comprehensive review of the Contract of Sale and Section 32 Statement (VIC) before you sign
Clear explanations of provisions unique to off-the-plan deals
Assistance calculating and understanding potential stamp duty savings or concessions
Guidance on your rights and obligations to protect you throughout the build-to-settlement journey
Their client-focused service ensures you enter the contract fully informed and confident, maximising incentives while minimising risks in this buyer-friendly period.
With the Victorian concession open until October and robust demand for new stock, off-the-plan remains a smart strategy—if the contract is properly vetted.
Ready to have your off-the-plan contract reviewed before signing?
Partner with specialists at First Class Legal - Off-the-Plan Purchases.
Have you had an off-the-plan contract reviewed recently? What surprised you most about the unique provisions? Share in the comments!
目前在多伦多，楼花交房在即，适逢二十多年来的最高利息，不但月供负担重，而且由于公寓价格正处低谷，银行估值远低于楼花当年的售价，造成的放贷不足，需要买家补充大量现金交房。资金不足的楼花买家只能望楼兴叹。这其中，问题最严重的楼花项目，非55 Mercer莫属！
55 Mercer – the hardest hit area among disaster areas
Navigating the complexities of off-the-plan property purchases requires careful consideration and proactive measures. Learn from the experiences shared by No55MercerCondos blog, highlighting challenges such as valuation gaps and the need for swift action to mitigate financial risks. Explore options and seek professional guidance to safeguard your investment in off-the-plan properties.
Storytelling with your marketing?
Taking your buyers on a journey with a story through their new home is an engaging way to invite your audience to enquire and make purchase decisions.
BTW, this marketing video took as long as a coffee break.
Luda Space: for Property Developers, Creatives and anyone in Property Sales.
To find out more
https://www.linkedin.com/company/luda-studios/?viewAsMember=true
Virtual display suites for off-the-plan property projects. Walk through apartments in real-time from any web browser or device.
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Luda (@ludaspace) on TikTok | Beautiful renders, animation & software.Watch the latest video from Luda (@ludaspace).
Compelling 3D renders & (ISaaS) Software to suit our client's unique style, timeframe, fee and quality preference in 3 different Tiers.
Full website is coming soon.
(Australia) 1300 798 96(Zero)
info(at)ludastudios.com.au
Wangaratta Street Project - Designed by @maarchitects in collaboration with @beamsprojects , Visualization by @gabriel_saunders "This future HQ, office spaces and café coming to Richmond next year. The bold and contemporary concrete form reflects our architectural philosophy, our identity and captures our aspirations. Designed as a distinctly architectural experience to inspire inhabitants and visitors — a striking new addition to the rich industrial setting." . ⭕ What do you think about this design and visualization? 🔻Tag your Architect Friends! . ❌Turn ON Post Notifications to see new Contents.❗ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Follow @archdlofficial for more! 🖤 Tag #archdl or DM your works for Featuring! . . . . . . . . . . . . . . . . . #archviz #architecturephotography #offtheplan #architecture #development #property #realestate #penthouse #lifestyle #cgi #renderbox #archdaily #3d #render_contest #renderbox #instarender #sydneyarchitecture #australiaarchitecture #melbourneproperty #sydney #coronarender #instarender #australia #cgartistlab #architecture #design #residentialarchitecture #residentialdesign #residentialconstruction #architecturevisualization #archigram (at Richmond, Victoria) https://www.instagram.com/p/Ck_zNKEDsUv/?igshid=NGJjMDIxMWI=
Anya is live and ready to show you everything. Watch her strip, dance, and perform exclusive shows just for you. Interact in real-time and make your fantasies come true.
Free to watch • No registration required • HD streaming
Evans St Project - Designed by @mjastudio @mjastudiointeriors Photography by @dionrobeson Built by @_builden_ for @fabricproperty "10 dual aspect homes is now complete and soon to be home to 10 lucky owners. It's always exciting to see the ideas and hard work of a great team come to fruition. " Styling assistance: @loamaustralia . ⭕ What do you think about this design? 🔻Tag your Architect Friends! . ❌Turn ON Post Notifications to see new Contents.❗ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Follow @archdlofficial for more! 🖤 Tag #archdl or DM your works for Featuring! . . . . . . . . . . . . . . . . . #archviz #architecturephotography #offtheplan #architecture #development #property #realestate #penthouse #lifestyle #cgi #renderbox #archdaily #3d #render_contest #renderbox #instarender #sydneyarchitecture #australiaarchitecture #melbourneproperty #sydney #coronarender #instarender #australia #cgartistlab #architecture #design #residentialarchitecture #residentialdesign #residentialconstruction #architecturevisualization #archigram (at Shenton Park 6008) https://www.instagram.com/p/CihCv5SsH3g/?igshid=NGJjMDIxMWI=
Sea highlights Project - Designed by @bdaarchitecture Visualization by @binyanstudios "Off the Gold Coast, a perspective from the sea highlights design by BDA Architecture that embodies wave like patterns at golden hour." @crucollective @palm_interiors . ⭕ What do you think about this design and visualization? 🔻Tag your Architect Friends! . ❌Turn ON Post Notifications to see new Contents.❗ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Follow @archdlofficial for more! 🖤 Tag #archdl or DM your works for Featuring! . . . . . . . . . . . . . . . . . #archviz #architecturephotography #stonnington #offtheplan #architecture #development #property #realestate #penthouse #lifestyle #cgi #renderbox #archdaily #3d #render_contest #renderbox #instarender #sydneyarchitecture #australiaarchitecture #melbourneproperty #sydney #coronarender #instarender #australia #cgartistlab #architecture #design #residentialarchitecture #residentialdesign #residentialconstruction #architecturevisualization #archigram (at Brisbane, Queenland, Australia) https://www.instagram.com/p/Ch9H1hwMEd8/?igshid=NGJjMDIxMWI=
Reading The Floor Plan When Buying Off-The-Plan
A floor plan can be thought of as a technical drawing that depicts how rooms and space are related to one another on a single floor of a building. It is necessary for all off-the-plan purchases. The features and design of the home are influenced by the floor plan. Therefore, understanding how to interpret a floor layout is crucial. Click the following link to view the presentation explaining it all:
Buying Off The Plan In Melbourne
