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Keeping up with the latest trends in interior design might be a struggle especially if you live in a rented property. Luckily there are plenty of sources inline to decorate your space and make it enjoyable.

When you renting an apartment, you want to get the best for your monthly rent but when you live in large city chances are very slim to find a good rental property for a small budget.

Expert decor bloggers like Maria Velniceriu have shown numerous times ideas of how to redecorate a rental kitchen on a budget and she documented the whole process on her YouTube channel.

Besides this project, you can find many more decor ideas on Maria’s blog.

With the cost of living keep rising every month it can limit your choices when planning to redecorate your home, even when trying to make the most out of your budget.

When you are renting an apartment, you do not have the same freedom as when you own one. You can't paint the walls or change the layout of the rooms. However, there are still some ways to make it feel like a home and not just a place where you sleep at night.

Maria Velniceriu expert décor blogger has shared some tips of how to decorate your rented apartment on a budget and make the place look warm and inviting. Take notes and visit her blog to find house warming décor pieces for small to medium budget.

Follow the tips below on how to decorate your rented apartment on a budget:

1) Work with what's already there:

Take advantage of what is already there. If you have a balcony or deck, then use them and add plants and flowers so they feel like they belong to you. Add curtains if possible, to brighten up the room and get privacy and warmth.

2) Use less furniture:

A common mistake people make when renting an apartment is buying too much furniture. This will only make the space feel smaller and cluttered. Instead, try using less furniture or invest in a few good pieces of larger furniture that you can move around the space as needed.

Boho décor accessories are great for rented properties as they have a natural look, they are inexpensive and will warm up the place nicely. Remember less is more.

3) Use plants:

There are plenty of ways to decorate and make your rented apartment feel like home. Plants are a beautiful, easy and inexpensive option to fill the house with refreshing and lively pieces. Adding plants to your space can help you feel more relaxed, calm, and at peace. Potted plants can help manage stress and anxiety, as well as purify the air in your home.

Potted plants are great for renters who don’t have a lot of space to work with. A houseplant that is easy to take care of and loves indirect light is the Chinese evergreen fern, or Dracaena. If live green plants are not your best option, you can choose a fake plastic plant and will still add colour and create a cozy atmosphere in your place.

4) Use scented candles:

Scented candles are a wonderful way to make your rented apartment smell amazing. Besides, they have calming properties and will turn your home into a cozy never leaving place.

5) Use wall decals

Wall decal stickers are one of the best and renter friendly way to decorate the walls without painting them. We all know that landlords are very strict regarding the changes we make in a rented property, so to avoid damaging the walls, or spending money on wall painting, try self-adhesive wall stickers.

You can use floral, inspirational quotes, a landscape or a city night view such as New York. If you love boho décor style, then you can opt for mural abstract removal wall stickers.

6) Choose small fluffy rugs:

Buy a few small and fluffy rugs and place them near the sofa, under the dinner table and in front of the bed. Choose small rugs so they can be easily cleaned as often as needed. Keep in mind the dominated colors in the room and choose the rugs in tone with those colours. Don’t go for extreme colours to overwhelm the décor.

7) Make your own décor accessories:

Creating your own home décor accessories can feel intimidating, but with little guidance and instructions you can create real art pieces. The cheapest option to DIY décor accessories is origami art. Paper palm leaves are a cool idea to make and place in a large vase, as well as handmade wreaths.

You can also upcycle items found at thrift stores or on Facebook marketplace and style it your way. Change colours, downsize or upgrade the furniture pieces according to your needs. Consider the use of wooden pallets to make a small couch, books added on top of each other with a large tray for creating an authentic coffee table.

8) Utilize wooden crate as night stand tables:

Wooden crates are versatile items that can be repurposed for multiple functions. Gluing two wooden crate on top of each other and adding 4 harpin legs will create fabulous industrial

The idea of owning a home is backed by several dreams but you may face several hindrances while buying one.

Not everyone can have a big bank balance; most people prefer to buy a home by taking a loan from the bank. Once your dream of purchasing a house is fulfilled, the next challenge begins with the hefty mortgage payments.

Stats reveal that real estate prices are rising high these days. In such situations, the burden of mortgage payments after buying a new home may naturally be high. Hence, one should follow some trustworthy strategies to save for mortgage with the limited monthly income.

Tips to manage your mortgage smartly:

Below we have highlighted a few expert tips on how to save for a mortgage without hampering your current financial conditions:

Tip 1: Buy a home that falls within your budget

Before we talk about how to save for the mortgage, it is first important to ensure that you spend within your limit. The cost of the home that you are planning to buy should not pose a burden on your limited income. The best idea is to draw a clear financial picture and estimate the amount that you can spare for the mortgage. Once you are ready with the budget, you can start searching for the home. It will help you avoid taking too many loans as well as to pay heavy interest rates.

Tip 2: Choose your mortgage plan carefully

Once you are ready with the budget and have finalized a home, it is time to look for the mortgage options in the market. Instead of going ahead with any random offer that comes first; you should consult multiple financial institutions. Ask about their plans and interest rates. It will help you to make a comparison among all available options so that you can choose the most profitable one.

Make sure the repayments are manageable and fit to your monthly income. At the same time, one should also look for the offset account; it may have higher interest rates, but these plans may help you save more.

Tip 3: Consider mortgage refinancing options

In case if you have reviewed your existing home-loan and feel that it is creating an excessive burden on your income, you can think of refinancing. This option allows the borrower to negotiate the current rate of interest with the lender.

One can also think of switching to another lender that promises a comparatively lower interest rate. During refinancing, some people also prefer to reduce the term of their principle and interest loan. It can help you to adjust your mortgage repayments with ease out of your monthly income.

Tip 4: Make frequent payments

Generally, mortgage loans need borrowers to make monthly payments, but if you find it difficult to manage a big payment, it is possible to make small frequent payments. Experts advise dividing monthly payments into bi-weekly payment with the half-sized amount. For instance, if you have to pay back $1000 per month, you can pay two installments of $500 in the alternative weeks.

Note that it seems that this option will not make any difference in the monthly budget, but in actual, it can help you in the long run. Basically, there are 52 weeks in a year and biweekly payment leads to 13 full-sized payments for your mortgage. The entire extra payment per year may help you close your loan faster. Experts call it one of the best secret alternative ways to stay mortgage-free.

Tip 5: Pour extra cash into the mortgage

Becoming debt-free must be your prime focus, and to achieve this target, you should pour all extra cash into the mortgage. You may have limited monthly income and it may be hard to arrange monthly mortgage payments. But in order to close this loan fast, experts advise dedicating every windfall into debt payments.

Whether it is your graduation gift, holiday gift, a raise or bonus, all this money must be sent to the mortgage account. The fact is that high-interest rates must be your first most priority because once you are free from it, you will find many ways to save and invest freely. When you pour extra cash into mortgage, it may help you to complete the principal amount sooner.

Tip 6: Rent out some space or get extra income

Maybe you have purchased a home that’s too big for your family. In this situation, you can rent the extra bedrooms, parking space, or garage. It may help you manage your repayments with extra income, and you can run your routine expenses with ease. Many people even prefer to join a part-time job to earn more so that they can pay off their debt faster.

Tip 7: Consider repayments a priority

No matter how difficult it may be to arrange monthly repayments for your mortgage, consider them the first most priority. Even if you miss the payment for a single month, it may pose a huge burden at a later stage.

Cut your unnecessary expenses, maybe loads monthly subscriptions, dinning out, or unnecessary shoppings. These simple tips may help you to save more for a mortgage and you can repay the amount on a priority basis.