Michael Bach Atlanta, an advisor in his own Georgia Based financial Advisory firm, was among the country's very first certified financial planners. It's been more than 40 years since he is certified, and he says he still finds that people overlook the value of a planner and misunderstand what they do.

"Sometimes people think a planner might be employed by a particular insurance company and direct into investments sold by that company," he says.

On the contrary, a good financial planner isn't going to sell you a specific product in order to make a commission. Instead, a quality advisor will listen to your goals, look at your current finances and recommend how best to move forward with your money.

While you don't always need to work with a planner on an ongoing basis, there are times when it makes sense to stop in for some financial advice and consultation.

The key to finding the right financial adviser Michael Bach Atlanta what type of advice you need.

For example, are you looking for help with investing in your pension or a stocks and shares ISA? Are you coming up to retirement?

Are you looking for a mortgage or perhaps life insurance? Do you need a special home, car or travel insurance?

There are lots of reasons why people need advice from a financial adviser but there are also lots of different types of the adviser, so it pays to know who to go to and when.

How to find a financial adviser

Michael Bach Atlanta  Personal recommendation from friends or family is one way to find a financial adviser but it’s not always easy to work out whether an adviser has done a good job until years after they have given the advice.

Being ‘nice’ doesn’t always mean that they are a good adviser.

Becoming a hedge fund manager like Michael Bach Atlanta is the ultimate goal for many in the financial services world. The prestige associated with the job is incredibly alluring, but many don’t realize what it takes to be a hedge fund manager.

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