#malpractice?

Hey guys, I'm sorry to bother you like this, but things have gotten progressively worse since Terry's death and I don't know who else to turn to.. Since his death we've been scammed twice-- once even before he died. The night we took him  to the hospital for the first time, we were forced to "sign up" for a credit card-- "CareCredit" as it were. They promised us a promotional 6 month period-- but they didn't give us paperwork and didn't inform us that at the end of this so called "promotional period", they'd stack a 27% accrued interest rate on top of what we spent. Of course, we find this out after we use this service to pay for Terry's care and... unfortunately, end his pain through euthanization. After losing my mind I sat down for a bit and did some research-- apparently there's a class action lawsuit being filed against CareCredit-- or GE CareCredit-- for their unfair business practices. We were affected by this, but I don't know how to file a claim to get in on the lawsuit since... They abused us emotionally. Took advantage of us. And now, we're probably going to have to pay thousands of dollars for my poor baby's care because of some terrible, shady business practice. http://www.consumerfinance.gov/newsroom/cfpb-orders-ge-carecredit-to-refund-34-1-million-for-deceptive-health-care-credit-card-enrollment/ Worse yet, we took my fiance's cat to this clinic to see if they were affected by Terry and since I wanted another companion to love and care for (but the ASPCA requires that all cats in the household be up to date on their shots). So... yesterday, we took her to this address:

22221 S Vermont Ave Torrance, CA 90502

The "Affordable Animal Care" clinic. But that's a bit of a stretch. We took Dazi (fiance's cat) there, and they took her in the back for her tests (where PAWs did testing and immunization in front of us). We were left there to basically break down and weren't informed or anything until the... more than happy doctor pops in the room, smiling and carry on as he announced that Dazi tested positive for FIV. He forced us into paying for another test, and. given the timing in relation to Terry's death, we blindly accepted. We went from a quote of around $60 to $296 dollars-- and we had no choice but to use CareCredit's "promotional"... ugh.

Worse yet, the vaccination papers for Dazi were vague as hell, and they didn't care for her in our eyes. They could have done anything to her.  As we waited to pay at the front desk, a woman comes in the clinic and, in the full waiting room, asks loudly about euthanization options for her friend's pet. It triggered me. I thought of Terry and I just... couldn't take it. Stormed out the clinic and paced around in the parking lot, glossing over how we were practically destroyed so hard in the course of two weeks-- a few months if we count CareCredit's crap.

And why is it that every negative review is saying the exact same thing?

http://www.yelp.com/biz/affordable-animal-clinic-torrance-2

"False positive"?

"Forced to pay for another test?"

And why was the doctor so happy about announcing the results-- and vague as hell???

I don't know what to do at this point. Maybe I'm paranoid, but.. I've got nothing. All I can do is draw and hope that I land a gig, and my poor fiance might have to take two jobs.. we wanted to get a home.. start a new life together, but at this point the big businesses are wrecking us and kicking us while we're down.