How to help protect your ageing parents online - passwords
In these days of prolific personal devices and online services the number of Personal Identification Numbers (PINs) and passwords you need to remember seems to be growing daily. Security advisors will give you sound advice such as “don’t write them down” or “don’t make them too easy” and “don’t tell anyone”. These are indeed words of wisdom, but what if, like me, you or your ageing parents have trouble remembering your own kids’ birthdates? How can you be expected to remember a long list of random numbers and words? This can be hard enough for services you use regularly; the services you use infrequently can be downright impossible. Add to that the ageing process which can have an impact on memory, and your ageing parent could be locked out of their accounts or have them all wiped. Here we look at how to help protect your ageing parents online with their passwords.
Last week I visited a website I hadn’t been to for over two years and guess what? I got the password correct on the first attempt! How did I do this? Well that’s a little trick I thought I’d share with you and your ageing parents.
When people say you shouldn’t use the same password for every site they are correct. If one account gets compromised, the rest can fall easily. However, it does’t mean you can’t use the same algorithm for every site. An algorithm is simply a fixed set of steps that control how something gets done. By using an algorithm, you can strike a good compromise between having complicated passwords that are easier to remember. So what would a password algorithm look like?
I’ll tell you how I use my algorithm (but don’t tell anyone else, OK? Your parents can be the exception).
The key is having several elements that vary between sites, but are put together in a predictable way. For my elements I use:
The last four digits of my student ID from university, for example 4657 (try not to use your date of birth or other obvious number)
The first word in the website address, after the “www.” bit with a capital letter
A fixed phrase, something like “4U”
A number I change, starting at 1
A symbol, similar to ! @ # $ % etc.
So, upon visiting a site such as the myGov site for Medicare, my algorithmic password becomes:
If I ever need to change the password the 1 becomes a 2 and the new password is:
Now you and your parents have a password for this site that is unique and complicated for someone to guess, yet easy to regenerate without having to remember it. If you forget which number, the incrementing number is up to, you can start at the last one you remember and work forward.
This might seem strange at first, but if you use the same technique for every website it quickly becomes a habit. Remembering how to build passwords is easy – certainly much easier than remembering them all! Having totally unrelated passwords for each website is even more secure, but much harder to remember. The algorithm approach trades off some security for convenience.
Why not help your parent create a password algorithm of their own using things they know in combination? Just don’t peek if they don’t want to share their password with you.
Just as important as having a good password is changing it regularly. It’s recommended to change your password every three months.
Another area for concern regarding password security is the use of shared machines, such as those found in Internet café’s, libraries, hotels and the like. These machines are often the home for various Viruses, Malware, and Trojans (nasty programs that attack your computer), all of which are watching for passwords. Even if the machine is clean many browsers can remember passwords on your behalf. A simple mistake when logging in can cause these machines to remember your password, which results in the users after you being able to access your online accounts.
Whilst it’s not advisable to share passwords, if you do have to share them with someone you trust (like you and your parent) don’t send them via email. Even if you don’t use free email services such as Google, the recipient may. It’s best not to tempt fate. so if you have to share, tell them in person or over the phone, or send it via an SMS.
What to do if your passwords have been compromised
If you or your parent suspect that a password may have been compromised, it should be changed immediately. If the account has credit card information attached to it, you should contact the card issuer immediately and ask them to check for fraudulent activity. This may mean they have to cancel the credit card attached to the account, but that is better than paying for someone else’s holiday.
John’s early interest in computing developed into a life-long passion for using technology to solve real-world problems. Along the way he’s worked in pure and applied research, technology consulting, and more recently banking and finance. Outside of his day job, John has advised state governments on technology strategy and reform; assisted charities develop sustainable strategies; spoken at numerous technology conferences, and most recently completed further studies in digital security and forensics, which enables him to advise company boards on formulating their approaches to cyber security. He has a sharp-as-a-tack father in his 90s, one wife, two kids, two dogs; travels when time allows, and skis when there is enough snow. https://www.linkedin.com/in/johnfbaird
Photo credit: Hands old typing laptop internet by stevepb
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How to help protect your ageing parents online – passwords was originally published on Carers Corner